Equity
€2,663 from €88,823 in 2022
Equity fell by 97% in 3 years.
CENTIVE
Lifetime
8 annual accounts with figures on one time axispeak €77,236 (2021)
-€14,232▼ €36,080
lowest -€36,527 (2023)
-€15,937▼ €33,284
peak €88,823 (2022)
€2,663▼ 85.7%
€6,481▼ 77.2%
Board2 names since 2018
1 directorLANDELOOS Lawrence Oliver Nicolas
Documentsfilings and deeds
03-06-202658 days before the deadline
2025micro format
Gross margin from €21,848 to -€14,232Loss of €15,937Equity from €18,600 to €2,663Debts from €28,440 to €6,481Cash from €34,823 to €9,144
Key points
from the 2025 annual accountsFilings
8 annual accounts since 2018
The last five annual accounts were filed 2 to 58 days before the end of the period.
Position in the sector
-€15,937
Lower net result than 92% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: 0.1%▲ +0.1 percentage points vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €15,937 (financial year 2025)
lowers risk
Size: total assets €9,144
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.41, cash €9,144, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 28% of them on solvency, 45% on liquidity, 5% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as CENTIVE has now. Each dot stands for 3 companies, two years later.
86.3%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CENTIVE itself is lower: 0.1% within 12 months. It rests on far more data about CENTIVE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for CENTIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.41 (1.65 in 2024), below the usual 1.5. Short-term debt is 70.9% and cash 100% of total assets. 70.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
58 days early
2024
8 days early
2023
40 days early
2022
6 days early
2021
2 days early
2020
36 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0695500985
Change of role: LANDELOOS Lawrence Oliver Nicolas, from manager to director
Director discharge: LANDELOOS Lawrence Oliver Nicolas · General meeting of 01-08-2023 · Gazette deed
Incorporation
Founders: LANDELOOS Lawrence Oliver Nicolas and HANSSEN Nora Anna · Founding capital of €18,600, 100 shares · Appointments: LANDELOOS Lawrence Oliver Nicolas (manager) and HANSSEN Nora Anna (vervangend zaakvoerder) · published on 30-04-2018 · Gazette deed
First establishment
Carnegielaan 37, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CENTIVE Hasselt | €9,144 | -€14,232 | 29.1% | - |
| HUMAN EN BITS Lede | €9,177 | -€220 | 100.0% | - |
| DESEYN INVEST Dendermonde | €8,433 | -€88,568 | -1767.0% | - |
| W-SOLUTIONS Aalst | €9,519 | -€8,691 | -159.8% | - |
| T&I Consultancy Bruges | €10,113 | -€4,899 | -181.3% | - |
| BISLINK Tubize | €8,273 | €432 | -925.2% | - |
| Cronos Europa AeroD Brussels | €8,103 | -€48,988 | -39378.0% | - |
These companies have the same main activity as CENTIVE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €8,100 and €10,100, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 26-04-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.276.123.1133500 Hasselt, since 26-04-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 23-02-2025
Annual accounts 2025
- €9,144▼ 80.6%
- Filing
- Filed on 03-06-2026, 58 days before the end of the filing period
Insights on CENTIVE
CENTIVE files the micro format. That format states no turnover. The gross margin fell from €13,890 in 2018 to -€14,232 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CENTIVE
- What is the company number of CENTIVE?
- The company number of CENTIVE is 0695.500.985. The VAT number is the same number with BE in front: BE 0695.500.985.
- Where is CENTIVE based?
- The registered office is at Carnegielaan 37, 3500 Hasselt.Company details
- What does CENTIVE do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CENTIVE?
- CENTIVE is a private limited company (BV).
- When was CENTIVE founded?
- CENTIVE was founded on 26-04-2018.
- Is CENTIVE still active?
- Yes, CENTIVE is an active enterprise in the KBO register.
- What is the turnover of CENTIVE?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CENTIVE profitable?
- In financial year 2025, CENTIVE made a loss of €15,937.
- Where can I find the annual accounts of CENTIVE?
- CENTIVE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CENTIVE due?
- CENTIVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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