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CENTERPEN

Active
Private limited companyfounded 20242 yrs activeKaasstraat 1, 2000 Antwerpen, BelgiumKBO/BCE: BE 1012.732.656
Summary

CENTERPEN has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,717 and a net result of €64,717. Its solvency ranks better than 14% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes
Profitability95
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.28; short-term debt: 29.3% and cash: 30.4% of total assets), and 91.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.2%
Return on assets
21.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9559 sector peers (2025).
NBB · sector comparison
Position among 9559 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CENTERPEN was incorporated on 23 August 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€24,717
Total assets
€302,808
Net result
€64,717
Working capital
€24,683

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €302,808
Fixed assets €189,483
Current assets €113,324
Equity and liabilities €302,808
Equity €24,717
Debt €278,091
Debt finances 91.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€118,857
Cash flow
€87,530
Current ratio
1.28
Debt to equity
11.25
ROE
261.8%
ROA
21.4%
Interest coverage
12.47
Debt ≤ 1 year
€88,641
Debt > 1 year
€180,000
Income taxes
€21,813

Peer companies

Historical observation

Of the 2,157 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
3.0% went bankrupt
2.8% stopped otherwise
94% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,157 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€302,808
Fixed assets21/28€189,483
Tangible fixed assets22/27€189,483
Land and buildings22€187,319
Furniture and vehicles24€2,164
Current assets29/58€113,324
Amounts receivable within one year40/41€21,191
Trade receivables40€21,191
Cash at bank and in hand54/58€92,133
Equity and liabilities
Total equity and liabilities10/49€302,808
Equity10/15€24,717
Contributions10/11€10,000
Reserves13€14,717
Distributable reserves133€14,717
Amounts payable17/49€278,091
Amounts payable after more than one year17€180,000
Financial debts170/4€180,000
Amounts payable within one year42/48€88,641
Trade debts44€139
Suppliers440/4€139
Taxes, remuneration and social security45€38,502
Taxes450/3€38,502
Other amounts payable47/48€50,000
Accrued charges and deferred income492/3€9,450
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,814
Other operating charges640/8€3,859
Gross operating margin9900€122,716
Operating profit (loss)9901€96,043
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€9,529
Recurring financial charges65€9,529
Profit (loss) for the period before taxes9903€86,530
Income taxes67/77€21,813
Profit (loss) for the period9904€64,717
Profit (loss) for the period to be appropriated9905€64,717
Appropriation of the result
Profit (loss) to be appropriated9906€64,717
Transfer to equity691/2€14,717
To other reserves6921€14,717
Profit to be distributed694/7€50,000
Return on contributions (dividend)694€50,000

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,814
Other operating charges640/8€3,859
Gross operating margin9900€122,716
Operating profit (loss)9901€96,043
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€9,529
Recurring financial charges65€9,529
Profit (loss) for the period before taxes9903€86,530
Income taxes67/77€21,813
Profit (loss) for the period9904€64,717
Profit (loss) for the period to be appropriated9905€64,717
Line2025
Assets
Total assets20/58€302,808
Fixed assets21/28€189,483
Tangible fixed assets22/27€189,483
Land and buildings22€187,319
Furniture and vehicles24€2,164
Current assets29/58€113,324
Amounts receivable within one year40/41€21,191
Trade receivables40€21,191
Cash at bank and in hand54/58€92,133
Equity and liabilities
Total equity and liabilities10/49€302,808
Equity10/15€24,717
Contributions10/11€10,000
Reserves13€14,717
Distributable reserves133€14,717
Amounts payable17/49€278,091
Amounts payable after more than one year17€180,000
Financial debts170/4€180,000
Amounts payable within one year42/48€88,641
Trade debts44€139
Suppliers440/4€139
Taxes, remuneration and social security45€38,502
Taxes450/3€38,502
Other amounts payable47/48€50,000
Accrued charges and deferred income492/3€9,450
Line2025
Profit (loss) for the period9904€64,717
+ Depreciation and write-downs630€22,814
Operating cash flow (approximation)€87,530

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,067 m²
Building footprint
230 m²
Volume, LiDAR
4,105 m³
Parcel 11002A1450/00B000, Flanders · tallest building 31.9 m, ±7 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
CENTERPEN
Kaasstraat 1, 2000 AntwerpenActivities of building architects
since 20242.362.775.686
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11002A1450/00B000 Flanders 1,067 m² 1 · 230 m² 31.9 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 4,732 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012732656
Also 9925:BE1012732656
Registered 01-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.