Center Tech
ActiveSummary
The computed 12-month bankruptcy probability of Center Tech is 3.1% (moderate). The 2025 annual accounts show equity of €4,908 and a net result of €612. Its solvency ranks better than 20% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-09-2023 Normal situation
- Activity
- General electrical installation work NACE 43211and 5 others
- Establishment unit
- 2.349.943.675 1851 Grimbergen, since 04-09-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.1%
Annual accounts 2025
- Gross margin
- €941
- ▼ 59.0%
- Turnover
- ≈ €7,800
- estimated
- Profit
- €612
- ▼ 52.7%
- Equity
- €4,908
- ▲ 14.3%
- Total assets
- €27,977
- ▲ 64.2%
Score breakdownraises riskFounded in 2023Liquidity: current ratio 1.15Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €27,977Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 32% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency
43-7
equity 17.5% of total assets
Liquidity
9-6
short-term debt 82.5%
Profitability
71-7
return on assets 2.2%
Bankruptcy probability within 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.4%▲ +0.1 percentage points vs 12-2024
02-2025: 2.7%▲ +0.3 percentage points vs 01-2025
03-2025: 2.7%● unchanged vs 02-2025
04-2025: 3.0%▲ +0.3 percentage points vs 03-2025
05-2025: 3.0%● unchanged vs 04-2025
06-2025: 2.9%▼ -0.1 percentage points vs 05-2025
07-2025: 2.2%▼ -0.7 percentage points vs 06-2025
08-2025: 2.2%● unchanged vs 07-2025
09-2025: 2.2%● unchanged vs 08-2025
10-2025: 2.3%▲ +0.1 percentage points vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.3%● unchanged vs 11-2025
01-2026: 2.2%▼ -0.1 percentage points vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.1 percentage points vs 03-2026
05-2026: 2.3%● unchanged vs 04-2026
06-2026: 2.1%▼ -0.2 percentage points vs 05-2026lowest value
07-2026: 2.2%▲ +0.1 percentage points vs 06-2026
08-2026: 3.1%▲ +0.9 percentage points vs 07-2026highest value
09-2026: 3.1%● unchanged vs 08-2026highest value
10-2026: 3.1%● unchanged vs 09-2026highest value
11-2026: 3.1%● unchanged vs 10-2026highest value
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 20% of them on solvency, 6% on liquidity, 41% on profitability and 61% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 34954 sector peers (2025).
NBB · sector comparisonPosition among 34954 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 days early
2024
49 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 32 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 17-07-2026 at the NBB all 2 filings
Turnover
≈ €7,800
Estimated: probably between €5,100 and €16,000
Total assets
€27,977▲ 64.2%
2024 · €17,041
Net result
€612▼ 52.7%
2024 · €1,295
Working capital
€3,509▲ 40.5%
2024 · €2,497
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
€466
▼ 64.7%
2025
20242025
Net result
€612
▼ 52.7%
2025
middle half of the sector
20242025
Equity
€4,908
▲ 14.3%
2025
lowest quarter of the sector
20242025
Total assets
€27,977
▲ 64.2%
2025
lowest quarter of the sector
20242025
Debt
€23,070
▲ 81.0%
2025
20242025
Working capital
€3,509
▲ 40.5%
2025
lowest quarter of the sector
20242025
Solvency
17.5%
▼ 7.7pp
2025
lowest quarter of the sector
20242025
Current ratio
1.15
▼ 0.04
2025
middle half of the sector
20242025
Return on assets (ROA)
2.2%
▼ 5.4pp
2025
middle half of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result€1,320-€466▼ 64.7%
Net result€1,295within the sector's middle half-€612within the sector's middle half▼ 52.7%
Equity€4,295below the sector's middle half-€4,908below the sector's middle half▲ 14.3%
Total assets€17,041below the sector's middle half-€27,977below the sector's middle half▲ 64.2%
Debt€12,746-€23,070▲ 81.0%
Working capital€2,497below the sector's middle half-€3,509below the sector's middle half▲ 40.5%
Solvency25.2%within the sector's middle half-17.5%below the sector's middle half▼ 7.7pp
Current ratio1.20within the sector's middle half-1.15within the sector's middle half▼ 0.04
Return on assets (ROA)7.6%within the sector's middle half-2.2%within the sector's middle half▼ 5.4pp
above
within
below
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 65% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27,977
Fixed assets
€1,399 ▼ 22.2%
Current assets
€26,578 ▲ 74.4%
Equity and liabilities €27,977
Equity
€4,908 ▲ 14.3%
Debt
€23,070 ▲ 81.0%
Debt's share of the balance-sheet total rises from 74.8% to 82.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€866▼
2024 · €1,522
Cash flow
€1,012▼
2024 · €1,497
Debt to equity
4.70▲
2024 · 2.97
ROE
12.5%▼
2024 · 30.2%
Interest coverage
11.28▼
2024 · 60.84
Debt ≤ 1 year
€23,070▲
2024 · €12,746
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €2,000 | - |
| Depreciation and write-downs of the year | €201 | €400 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €201 | €400 | ▲ 98.9% |
| Other operating charges640/8 | €772 | €75 | ▼ 90.3% |
| Gross operating margin9900 | €2,293 | €941 | ▼ 59.0% |
| Operating profit (loss)9901 | €1,320 | €466 | ▼ 64.7% |
| Financial income75/76B | €0 | €223 | ▲ 22,304× |
| Recurring financial income75 | €0 | €223 | ▲ 22,304× |
| Non-recurring financial income76B | €0 | €223 | ▲ 22,304× |
| Financial charges65/66B | €25 | €77 | ▲ 207% |
| Recurring financial charges65 | €25 | €77 | ▲ 207% |
| Profit (loss) for the period before taxes9903 | €1,295 | €612 | ▼ 52.7% |
| Profit (loss) for the period9904 | €1,295 | €612 | ▼ 52.7% |
| Profit (loss) for the period to be appropriated9905 | €1,295 | €612 | ▼ 52.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €17,041 | €27,977 | ▲ 64.2% |
| Fixed assets21/28 | €1,799 | €1,399 | ▼ 22.2% |
| Tangible fixed assets22/27 | €1,799 | €1,399 | ▼ 22.2% |
| Furniture and vehicles24 | €1,799 | €1,399 | ▼ 22.2% |
| Current assets29/58 | €15,242 | €26,578 | ▲ 74.4% |
| Amounts receivable within one year40/41 | €14,519 | €26,578 | ▲ 83.1% |
| Trade receivables40 | €14,405 | €25,516 | ▲ 77.1% |
| Other amounts receivable41 | €114 | €1,062 | ▲ 833% |
| Cash at bank and in hand54/58 | €723 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €17,041 | €27,977 | ▲ 64.2% |
| Equity10/15 | €4,295 | €4,908 | ▲ 14.3% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €1,295 | €1,908 | ▲ 47.3% |
| Amounts payable17/49 | €12,746 | €23,070 | ▲ 81.0% |
| Amounts payable within one year42/48 | €12,746 | €23,070 | ▲ 81.0% |
| Financial debts43 | - | €3,211 | - |
| Credit institutions430/8 | - | €3,211 | - |
| Trade debts44 | €3,152 | €6,663 | ▲ 111% |
| Suppliers440/4 | €3,152 | €6,663 | ▲ 111% |
| Taxes, remuneration and social security45 | €149 | €829 | ▲ 457% |
| Taxes450/3 | €149 | €829 | ▲ 457% |
| Other amounts payable47/48 | €9,445 | €12,366 | ▲ 30.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €1,295 | €612 | ▼ 52.7% |
| + Depreciation and write-downs630 | €201 | €400 | ▲ 98.9% |
| Operating cash flow (approximation) | €1,497 | €1,012 | ▼ 32.4% |
| Investment in fixed assets (approximation) | - | €0 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,542 companies had the same profile as Center Tech has now. Two years later, 94.9% were still going and 3.5% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
94.9%
was still going
1.2%
stopped otherwise
3.5%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Center Tech itself: 3.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for Center Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
2 directors, 1 in day-to-day management, no change since 2023
Board 2
BOUJMIL Amin
Current
Director (not named in the articles) · appointed in the act of 06-09-2023 · term without a fixed end
BOUJMIL Ridouan
Current
Director (not named in the articles) · appointed in the act of 06-09-2023 · term without a fixed end · also on the board of 1 other company
Day-to-day management 1
BOUJMIL Ridouan
Current
Managing director · appointed in the act of 06-09-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
The board, acting as a body
deed of 06-09-2023Owners and capital
Shareholders
At incorporation
act of 06-09-2023 ↗
- BOUJMIL Ridouan 100 shares (100%)
Capital transactions
Capital over time
- 06-09-2023 Incorporation · €3,000 · 100 shares
Mandate history
2 people, 2 in office
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| BOUJMIL Amin |
|
| BOUJMIL Ridouan |
|
Articles of association
- Share issue ruleThe articles set how and by whom new shares are issued.
- “100, gelijk recht in de winstverdeling”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 06-09-2023 (in Dutch)
Network & group
Companies at the same address
7 other companies- MJ PRO Establishment · since 2026 0560784516
- AK LEASE Registered office · since 2026 1038114388
- TREENA STAFF SOLUTIONS Registered office · since 2026 1038114487
- STG ELECTRIC Registered office · since 2023 0801605525
- El Youssofi, Majid (sole trader) Establishment · since 2021 0876811803
- Vereniging van mede-eigenaars van het gebouw gelegen te 1851 Grimbergen (HJumbeek), Dorpsstraat 46 Registered office · since 2019 0740474244
- Aud & Ben Registered office · since 2013 0521772601
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
REALTY INVEST
via BOUJMIL Ridouan · Director (not named in the articles)
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
17-07
micro format · 14 days before the deadline
2025
12-06
micro format · 49 days before the deadline
2023
06-09
Gazette deed
IncorporationStarting capital €3,000 · Appointments: BOUJMIL Ridouan (director) and BOUJMIL Amin (director) · Founder · Shareholding18 points ▸
Gazette deed
Incorporation
Starting capital €3,000 · Appointments: BOUJMIL Ridouan (director) and BOUJMIL Amin (director) · Founder · Shareholding18 points ▸
- Founder, BOUJMIL Ridouan
- BOUJMIL Ridouan holds all the shares
- Other provision, “bekwaamheid en onbekwaamheid” (deed in Dutch)
- Other provision, “toelichting en voorlezing akte” (deed in Dutch)
- Incorporation, “CENTER TECH” (deed in Dutch)
- Founding capital, €3,000
- Bank account, “BE71 6451 0945 8269”, 3000 (deed in Dutch)
- Other provision, “financieel plan, oprichter” (deed in Dutch)
- Other provision, “bevestiging deponering”, 3000 (deed in Dutch)
- Other provision, “statuten” (deed in Dutch)
- Registered office clause, “1851 Humbeek, Dorpstraat 46” (deed in Dutch)
- Board rule, 2
- The act holds 6 more points.
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Center Tech in Dutch
Enterprise number
0805.418.318
Legal form
Private limited company
Status
Active, normale toestand
Founded
04-09-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 06-09-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Enkel besluit, Vlaams Gewest”
deed of 06-09-2023 (in Dutch)Registered office and establishments
Registered office
Dorpsstraat 46, 1851 Grimbergen, Belgium
Establishment unit
Center Tech, Dorpsstraat 46, 1851 Grimbergen since 04-09-2023 · unit number 2.349.943.675
Website
Www.centertech.be
E-mail
Info@centertech.be
Phone
+32498322422
Website
centertech.be/Grimbergen
Activities
NACEBEL 202543211
General electrical installation work main activity
41001
General construction of residential buildings
42220
Construction of utility projects for electricity and telecommunications
43240
Other construction installation
43320
Joinery installation
43350
Other building finishing work
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
41201
General construction of buildings
42220
Construction of utility projects for electricity and telecommunications
43299
Specialised construction activities
43320
Joinery installation
43390
Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 06-09-2023 (in Dutch)
“Alle activiteiten gerelateerd met het technisch aspect van informatica:netwerk,bekabeling,projectbeheer,integratie,migratie,implementatie it…”
16 activities
- Alle activiteiten gerelateerd met het technisch aspect van informatica:netwerk,bekabeling,projectbeheer,integratie,migratie,implementatie it oplossingen.
- Het systeem- en netwerkbeheer of -management van computersystemen en/of gegevensverwerkende apparatuur bij klanten,alsmede de gerelateerde ondersteunende diensten;
- Cybersecurity in de meest ruime zin;
- Advies en hulp bieden aan bedrijven op het gebied van IT en beveiliging ;
- Alle werkzaamheden die verband houden met het algemene bouwbedrijf alsmede alle transformaties die verband houden met de bouw.
- Het bouwen,verbouwen,transformeren,schoonmaken of slopen van onroerend goederen;
- Alle diensten op het gebied van informatica en kantoorautomatisering,zoals met name de creatie,distributie,beheer van software evenals alle andere informaticamedia,advies,onderhandeling en makelaardij,de activiteit van makelaar of tussenpersoon,opleiding,organisatie van cursussen en allerhande IT-systemen.
- Alle activiteiten met betrekking tot catering,HORECA-diensten en cateringdiensten,in de ruimste zin
- Het beheer en de exploitatie van restaurants,tavernes,snackbars,verbruiksgelegenheden,patisserieën,tearooms,cafetaria's,cafés,bars en drinkgelegenheden alsmede alle andere voorzieningen en soortgelijke inrichtingen.
- Handel in al zijn vormen en in het bijzonder de import,export,aankoop en groot- of kleinhandel,evenals de produceren,verwerking en transport van alle goederen en in het bijzonder van alle voedingsproducten en dranken (wijn,alcohol,frisdrank,enz.) .),evenals alle materialen met betrekking tot de horecasector;
- Handel in het algemeen,zowel groot- als kleinhandel,waaronder in het bijzonder inkoop,verkoop,import en export,alle transportmiddelen,fabricage,onderhoud,reparatie,verhuur,technische keuring ;
- Alle werkzaamheden met betrekking tot beveiliging van roerende en onroerende goederen en personen.
- De aankoop/verkoop van elk algemeen,technisch en gespecialiseerd boekhandelsartikel (kranten,geïllustreerde boeken,tijdschriften,kantoorbenodigdheden,schoolartikelen,enz.).
- Het kopen,verkopen,ruilen van onroerend goederen,het vestigen of overdragen van onroerende rechten,het huren en/of verhuren van alle onroerende goederen en onroerende rechten;
- Het tot stand brengen en opwaarderen van een roerend of onroerend erfgoed.
- Alle nationale en internationale transportactiviteiten van personen en goederen.
Invoicing and payment
VAT number
BE 0805.418.318
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0805.418.318
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 06-09-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
205 m²
Building footprint
148 m²
Building volume
1,099 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23036B0441/00P002 | Flanders | 205 m² | 1 · 148 m² | 11.3 m · 3 |