Debts
€113,452 88% of the balance sheet
Financial debts 52%Suppliers 15%Taxes and wages 14%Other 19%
Of this, €53,897 falls due within a year.
CentCo plus
Lifetime
8 annual accounts with figures on one time axispeak €89,952 (2024)
€48,631▼ 15.7%
lowest -€26,182 (2026)
-€26,182▼ €28,880
peak €41,314 (2025)
€15,132▼ 63.4%
€113,452▲ 13.2%
peak 1.2 FTE (2021)
-not published
Board2 names since 2018
-
Documentsfilings and deeds
15-09-202646 days before the deadline
2026micro format
Gross margin from €57,686 to €48,631Loss of €26,182Equity from €41,314 to €15,132Cash from €45,453 to €13,947
Key points
from the 2026 annual accountsFilings
8 annual accounts since 2019
The last five annual accounts were filed 37 to 48 days before the end of the period.
Position in the sector
-€26,182
Lower net result than 90% of companies in retail trade. Sector median €5,011 · 750 companies.
Checked score
54
Fair
Financially stronger than 21% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.5%▼ -0.1 percentage points vs 04-2025lowest value
06-2025: 0.5%● unchanged vs 05-2025lowest value
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.1 percentage points vs 07-2025
09-2025: 0.6%▼ -0.1 percentage points vs 08-2025
10-2025: 0.9%▲ +0.3 percentage points vs 09-2025
11-2025: 0.8%▼ -0.1 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.7%▼ -0.1 percentage points vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.2 percentage points vs 07-2026
09-2026: 0.8%▼ -0.1 percentage points vs 08-2026
10-2026: 1.4%▲ +0.6 percentage points vs 09-2026highest value
11-2026: 1.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €26,182 (financial year 2026)
Sector: Retail trade (NACE 47)
Equity €15,132 (11.8% of total assets)
lowers risk
Size: total assets €128,584
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 28% of them on solvency, 42% on liquidity, 6% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as CentCo plus has now. Each dot stands for 3 companies, two years later.
86.3%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CentCo plus itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for CentCo plus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.81 (1.16 in 2025), below 1. Short-term debt is 41.9% and cash 10.8% of total assets. 88.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
46 days early
2025
45 days early
2024
37 days early
2023
48 days early
2022
48 days early
2021
33 days early
2020
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 15 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Environmental permit granted
Functiewijziging zonder verbouwingswerken, Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen · Roeselare
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0688823526
Registered office moved to Roeselare
New registered office: Penemolenstraat 7 8800 Roeselare, Vlaams Gewest · General meeting of 07-10-2024 · Gazette deed
Merger: CENTCO PLUS takes over Cent & Co
Change of role: Conny Coulleit, from manager to statutory director · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Conny Coulleit · General meeting of 27-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CentCo plus Roeselare | €128,584 | €48,631 | 11.8% | - |
| Prince Trading Willebroek | €176,564 | €36,214 | 34.1% | - |
| Dasnice Ranst | €134,424 | €44,956 | 80.1% | - |
| CASH KIEL Ganshoren | €177,324 | €101,051 | -102.2% | - |
| TBSN Sint-Niklaas | €131,314 | €97,651 | 23.8% | - |
| PRO GAMING Mons | €145,517 | €15,467 | 65.1% | - |
| WELCOME GALLERY Brussels | €142,177 | €106,870 | -48.4% | - |
These companies have the same main activity as CentCo plus: retail sale of other second-hand goods, excluding clothing (NACE 47793). They are comparable in size and age: total assets between €131,000 and €177,000, founded between 2013 and 2021.
Official details
Source: KBO- Status
- Active since 24-01-2018Normal situation
- Activity
- Retail sale of other second-hand goods, excluding clothingNACE 47793and 3 others
- Establishment unit
- 2.272.591.6208900 Ypres, since 01-02-2018
- Financial year end
- 31 March
- Peppol
- Reachable since 10-05-2025
Annual accounts to 31-03-2026
- ≈ €240,000estimated
- €128,584▼ 9.1%
- Employeeson 31-03-2026
- 2=
- Filing
- Filed on 15-09-2026, 46 days before the end of the filing period
Insights on CentCo plus
CentCo plus files the micro format. That format states no turnover. The gross margin rose from €11,218 in 2019 to €48,631 in 2026.
The balance sheet grew most from 2023 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CentCo plus
- What is the company number of CentCo plus?
- The company number of CentCo plus is 0688.823.526. The VAT number is the same number with BE in front: BE 0688.823.526.
- Where is CentCo plus based?
- The registered office is at Penemolenstraat 7, 8800 Roeselare.Company details
- What does CentCo plus do?
- According to the KBO register, the main activity is retail sale of other second-hand goods, excluding clothing (NACE 47793).
- What is the legal form of CentCo plus?
- CentCo plus is a private limited company (BV).
- When was CentCo plus founded?
- CentCo plus was founded on 24-01-2018.
- Is CentCo plus still active?
- Yes, CentCo plus is an active enterprise in the KBO register.
- How many employees does CentCo plus have?
- CentCo plus had an average of 2 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- What is the turnover of CentCo plus?
- The turnover in financial year 2026 is ≈ €240,000. This figure is estimated from the gross margin of €48,631 and 51 comparable companies (NACE 477). It probably lies between €130,000 and €420,000. In financial year 2023 turnover was €216,174.
- Is CentCo plus profitable?
- In financial year 2026, CentCo plus made a loss of €26,182.
- Where can I find the annual accounts of CentCo plus?
- CentCo plus filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of CentCo plus due?
- CentCo plus must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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