CentCo plus
ActiveSummary
The annual accounts of CentCo plus for fiscal year 2026 show a net loss of 63% of the equity at the start of that year. The 2026 annual accounts show equity of €15,132 and a net result of -€26,182. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 233 sector peers (fiscal year 2026). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability0▼-71
Solvency37▼-17
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.81 against 1.16 in 2025; short-term debt: 41.9% and cash: 10.8% of total assets), and 88.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
11.8%
Return on assets
-20.4%
Age of the figures
6 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2026
46 d early
2025
45 d early
2024
37 d early
2023
48 d early
2022
48 d early
2021
33 d early
2020
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 15 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, micro schema
Turnover
€216,174▲ 35.3%
2022 · €159,787
EBIT margin
8.2%▲ 4.3pp
2022 · 3.9%
Net result
-€26,182
2025 · €2,698
Working capital
-€10,030
2025 · €8,904
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Turnover€159,787€216,174▲ 35.3%
Operating result€6,267▼ 78.3%€17,757▲ 183%€32,766▲ 84.5%€3,360▼ 89.7%-€23,855
Net result€3,107within the sector's middle half▼ 85.8%€11,553within the sector's middle half▲ 272%€22,302above the sector's middle half▲ 93.0%€2,698within the sector's middle half▼ 87.9%-€26,182
EBIT margin3.9%8.2%▲ 4.3pp
Equity€4,762within the sector's middle half▲ 188%€16,314within the sector's middle half▲ 243%€38,616within the sector's middle half▲ 137%€41,314within the sector's middle half▲ 7.0%€15,132▼ 63.4%
Total assets€59,295within the sector's middle half▼ 24.3%€60,254within the sector's middle half▲ 1.6%€98,556within the sector's middle half▲ 63.6%€141,525within the sector's middle half▲ 43.6%€128,584▼ 9.1%
Debt€54,534▼ 28.9%€43,940▼ 19.4%€59,939▲ 36.4%€100,211▲ 67.2%€113,452▲ 13.2%
Working capital-€613within the sector's middle half▲ 60.4%€11,143within the sector's middle half€22,547within the sector's middle half▲ 102%€8,904within the sector's middle half▼ 60.5%-€10,030
Solvency8.0%within the sector's middle half▲ 5.9pp27.1%within the sector's middle half▲ 19.0pp39.2%within the sector's middle half▲ 12.1pp29.2%within the sector's middle half▼ 10.0pp11.8%▼ 17.4pp
Current ratio0.99within the sector's middle half▲ 0.011.26within the sector's middle half▲ 0.281.44within the sector's middle half▲ 0.171.16within the sector's middle half▼ 0.270.81▼ 0.35
Return on assets (ROA)5.2%within the sector's middle half▼ 22.7pp19.2%above the sector's middle half▲ 13.9pp22.6%above the sector's middle half▲ 3.5pp1.9%within the sector's middle half▼ 20.7pp-20.4%▼ 22.3pp
Staff (FTE)22=2=2=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €23,855 after €3,360 in 2025, the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €128,584
Fixed assets
€84,716 ▲ 7.8%
Current assets
€43,867 ▼ 30.3%
Equity and liabilities €128,584
Equity
€15,132 ▼ 63.4%
Debt
€113,452 ▲ 13.2%
Debt's share of the balance-sheet total rises from 70.8% to 88.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€5,962▼
2025 · €7,479
Cash flow
-€8,290▼
2025 · €6,816
Quick ratio
0.29▼
2025 · 0.93
Debt to equity
7.50▲
2025 · 2.43
ROE
-173.0%▼
2025 · 6.5%
Interest coverage
-2.22▼
2025 · 9.13
Debt ≤ 1 year
€53,897▼
2025 · €54,024
Debt > 1 year
€59,349▲
2025 · €46,187
Staff costs
€52,133▲
2025 · €45,956
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,133 companies that looked in July 2024 the way this one looks now, 6.4% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
6.4%
went bankrupt
6.6%
stopped otherwise
86%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,133 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €159,787 | €216,174 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €108,722 | €147,823 | - | - | - | - |
| Remuneration, social security and pensions62 | €32,576 | €40,485 | €47,298 | €45,956 | €52,133 | ▲ 13.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,547 | €9,243 | €8,199 | €4,119 | €17,893 | ▲ 334% |
| Other operating charges640/8 | €1,839 | €1,773 | €1,689 | €2,329 | €2,460 | ▲ 5.6% |
| Non-recurring operating charges66A | - | - | - | €1,922 | - | - |
| Gross operating margin9900 | €51,230 | €69,258 | €89,952 | €57,686 | €48,631 | ▼ 15.7% |
| Operating profit (loss)9901 | €6,267 | €17,757 | €32,766 | €3,360 | -€23,855 | ▼ 810% |
| Financial income75/76B | €66 | €13 | €1 | €156 | €359 | ▲ 130% |
| Recurring financial income75 | €66 | €13 | €1 | €156 | €359 | ▲ 130% |
| Financial charges65/66B | €1,181 | €916 | €1,475 | €819 | €2,687 | ▲ 228% |
| Recurring financial charges65 | €1,181 | €916 | €1,475 | €819 | €2,687 | ▲ 228% |
| Profit (loss) for the period before taxes9903 | €5,152 | €16,854 | €31,292 | €2,698 | -€26,182 | ▼ 1,071% |
| Income taxes67/77 | €2,046 | €5,301 | €8,990 | - | - | - |
| Profit (loss) for the period9904 | €3,107 | €11,553 | €22,302 | €2,698 | -€26,182 | ▼ 1,071% |
| Profit (loss) for the period to be appropriated9905 | €3,107 | €11,553 | €22,302 | €2,698 | -€26,182 | ▼ 1,071% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €59,295 | €60,254 | €98,556 | €141,525 | €128,584 | ▼ 9.1% |
| Fixed assets21/28 | €14,280 | €6,722 | €24,483 | €78,597 | €84,716 | ▲ 7.8% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €12,153 | €2,910 | €20,671 | €67,284 | €73,404 | ▲ 9.1% |
| Plant, machinery and equipment23 | €7,657 | €2,910 | €1,393 | €3,182 | €3,302 | ▲ 3.8% |
| Furniture and vehicles24 | €4,496 | - | €19,277 | €64,102 | €70,102 | ▲ 9.4% |
| Financial fixed assets28 | €2,127 | €3,813 | €3,813 | €11,313 | €11,313 | = |
| Current assets29/58 | €45,016 | €53,532 | €74,072 | €62,928 | €43,867 | ▼ 30.3% |
| Stocks and contracts in progress3 | €29,973 | €15,811 | €17,885 | €12,440 | €28,252 | ▲ 127% |
| Stocks30/36 | €29,973 | €15,811 | €17,885 | €12,440 | €28,252 | ▲ 127% |
| Amounts receivable within one year40/41 | €5,360 | €914 | €443 | €3,775 | €79 | ▼ 97.9% |
| Trade receivables40 | €5,281 | €835 | €364 | €659 | - | - |
| Other amounts receivable41 | €79 | €79 | €79 | €3,116 | €79 | ▼ 97.5% |
| Cash at bank and in hand54/58 | €8,908 | €35,955 | €54,200 | €45,453 | €13,947 | ▼ 69.3% |
| Deferred charges and accrued income490/1 | €774 | €852 | €1,544 | €1,260 | €1,589 | ▲ 26.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €59,295 | €60,254 | €98,556 | €141,525 | €128,584 | ▼ 9.1% |
| Equity10/15 | €4,762 | €16,314 | €38,616 | €41,314 | €15,132 | ▼ 63.4% |
| Contributions10/11 | €7,200 | €7,200 | €7,200 | €7,200 | €7,200 | = |
| Reserves13 | €119 | €119 | €119 | €119 | €119 | = |
| Non-distributable reserves130/1 | €119 | €119 | - | - | - | - |
| Reserves not available under the articles1311 | €119 | €119 | - | - | - | - |
| Distributable reserves133 | - | - | €119 | €119 | €119 | = |
| Profit (loss) carried forward14 | -€2,558 | €8,995 | €31,297 | €33,994 | €7,812 | ▼ 77.0% |
| Amounts payable17/49 | €54,534 | €43,940 | €59,939 | €100,211 | €113,452 | ▲ 13.2% |
| Amounts payable after more than one year17 | €8,905 | €1,552 | €6,914 | €46,187 | €59,349 | ▲ 28.5% |
| Financial debts170/4 | €8,905 | €1,552 | €6,914 | €46,187 | €59,349 | ▲ 28.5% |
| Amounts payable within one year42/48 | €45,629 | €42,389 | €51,525 | €54,024 | €53,897 | ▼ 0.2% |
| Current portion of amounts payable after more than one year42 | €12,716 | €7,353 | €6,475 | €6,813 | €14,547 | ▲ 114% |
| Trade debts44 | €6,529 | €1,212 | €6,830 | €21,530 | €16,778 | ▼ 22.1% |
| Suppliers440/4 | €6,529 | €1,212 | €6,830 | €21,530 | €16,778 | ▼ 22.1% |
| Taxes, remuneration and social security45 | €6,626 | €14,158 | €19,079 | €6,637 | €16,102 | ▲ 143% |
| Taxes450/3 | €5,527 | €7,509 | €11,292 | - | €9,178 | - |
| Remuneration and social security454/9 | €1,099 | €6,649 | €7,787 | €6,637 | €6,924 | ▲ 4.3% |
| Other amounts payable47/48 | €19,757 | €19,666 | €19,141 | €19,044 | €6,470 | ▼ 66.0% |
| Accrued charges and deferred income492/3 | - | - | €1,500 | - | €206 | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,107 | €11,553 | €22,302 | €2,698 | -€26,182 | ▼ 1,071% |
| + Depreciation and write-downs630 | €10,547 | €9,243 | €8,199 | €4,119 | €17,893 | ▲ 334% |
| Operating cash flow (approximation) | €13,654 | €20,796 | €30,502 | €6,816 | -€8,290 | ▼ 222% |
| Investment in fixed assets (approximation) | - | -€1,686 | -€25,960 | -€58,232 | -€24,012 | ▲ 58.8% |
| Change in cash | - | €27,047 | €18,244 | -€8,746 | -€31,506 | ▼ 260% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet -€26,182
Net result drops to -€26,182, the lowest in the series.
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €22,302 ▲93%
Operating result €32,766, net result €22,302, both a record.
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €21,902
Net result €21,902 after one loss-making year.
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2018
Ground area
1,043 m²
Building footprint
420 m²
Volume, LiDAR
1,800 m³
2 parcels, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CentCo plus
since 20182.272.591.620
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36013B0225/00Y000 | Flanders | 857 m² | 1 · 235 m² | 5.3 m · 1 fl. |
| 33303E0274/00P000 | Flanders | 185 m² | 1 · 185 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 911 companies in sector 47793 we hold annual accounts for 162. 103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-01-2018
Fiscal year end31-03
Activities, NACEBEL 2025
47793Retail sale of other second-hand goods, excluding clothing
47120Other non-specialised retail sale
64210Activities of holding companies
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0688823526
Registered
10-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.