Skip to content

Censini

Active
Public limited companyfounded 196957 yrs activeRue de Beaumont 169, 6030 Charleroi, BelgiumKBO/BCE: BE 0406.838.487

Censini has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €914k and a net result of €81k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 191 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-10
Solvency100=
Growth59▲+4
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 14.5 against 13.45 in 2024; short-term debt: 6.2% and cash: 19.6% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 27
Relative position
BE, all sectors
reference
Sector 27
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 57 years 0 60 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.2%
Return on assets
7.5%
Age of the figures
18 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
2 d early
2023
20 d late
2022
9 d late
2021
30 d late
2020
24 d late
2019
25 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€678k▲ 8.8%
2023 · €623k
2019: €836k 2020: €825k 2021: €782k 2022: €684k 2023: €623k
2019 → 2025
EBIT margin
12.9%▼ 1.4pp
2023 · 14.3%
2019: 11.3% 2020: 12.5% 2021: 20.2% 2022: 13.0% 2023: 14.3%
2019 → 2025
Net result
€81k▲ 6.6%
2024 · €76k
2019: €72k 2020: €84k 2021: €132k 2022: €79k 2023: €79k 2024: €76k
2019 → 2025
Working capital
€906k▼ 1.0%
2024 · €916k
2019: €646k 2020: €704k 2021: €802k 2022: €812k 2023: €869k 2024: €916k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€782k-€684k▼ 12.5%€623k▼ 8.9%€678k
Equity€760k-€798k▲ 5.0%€837k▲ 4.9%€873k▲ 4.3%€914k▲ 4.7%
Operating result€158k-€89k▼ 43.6%€89k▲ 0.1%€92k▲ 3.4%€88k▼ 4.8%
Net result€132k-€79k▼ 40.5%€79k▲ 0.7%€76k▼ 3.5%€81k▲ 6.6%
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €158k€158kNet result 2021: €132k€132kOperating result 2022: €89k€89kNet result 2022: €79k€79kOperating result 2023: €89k€89kNet result 2023: €79k€79kOperating result 2024: €92k€92kNet result 2024: €76k€76kOperating result 2025: €88k€88kNet result 2025: €81k€81k20212022202320242025
The operating result falls in 2025; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets €113k▲ 81.7%
Current assets €973k▼ 1.6%
Equity and liabilities €1.09M
Equity €914k▲ 4.7%
Provisions €104k=
Debt €67k▼ 8.8%
The debt ratio falls from 7.0% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€101k
2024 · €103k
Cash flow
€94k
2024 · €87k
Solvency
84.2%
2024 · 83.1%
Current ratio
14.50
2024 · 13.45
Quick ratio
11.42
2024 · 10.74
Debt / equity
0.07
2024 · 0.08
ROE
8.9%
2024 · 8.7%
ROA
7.5%
2024 · 7.3%
Debt
€67k
2024 · €74k
Debt ≤ 1 year
€67k
2024 · €74k
Income taxes
€8k
2024 · €19k
Staff costs
€5k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.05M€1.09M
Fixed assets21/28€62k€113k
Tangible fixed assets22/27€23k€74k
Furniture and vehicles24€23k€74k
Financial fixed assets28€39k€39k=
Current assets29/58€989k€973k
Stocks and contracts in progress3€199k€207k
Stocks30/36€199k€207k
Amounts receivable within one year40/41€11k€32k
Trade receivables40€9k€29k
Other amounts receivable41€1k€3k
Current investments50/53€452k€522k
Cash at bank and in hand54/58€325k€213k
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.09M
Equity10/15€873k€914k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€51k€51k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Tax-exempt reserves132€4k€4k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€760k€801k
Provisions and deferred taxes16€104k€104k=
Provisions for liabilities and charges160/5€104k€104k=
Pensions and similar obligations160€104k€104k=
Amounts payable17/49€74k€67k
Amounts payable within one year42/48€74k€67k
Trade debts44€23k€24k
Suppliers440/4€23k€24k
Taxes, remuneration and social security45€7k-
Taxes450/3€7k-
Other amounts payable47/48€43k€43k=
Income statement Code20242025
Turnover70-€678k
Goods, raw materials, services and sundry goods60/61-€571k
Remuneration, social security and pensions62€16k€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k
Other operating charges640/8€3k€3k
Gross operating margin9900€121k€109k
Operating profit (loss)9901€92k€88k
Financial income75/76B€3k€1k
Recurring financial income75€3k€1k
Financial charges65/66B€639-
Recurring financial charges65€639-
Profit (loss) for the period before taxes9903€95k€89k
Income taxes67/77€19k€8k
Profit (loss) for the period9904€76k€81k
Profit (loss) for the period to be appropriated9905€76k€81k
Appropriation of the result
Profit (loss) to be appropriated9906€800k€842k
Profit (loss) brought forward from the previous period14P€724k€760k
Profit to be distributed694/7€40k€40k=
Directors or managers695€40k€40k=

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
21-11
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2024
29-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
20-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2022
09-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2021
30-11
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-03
Financial Highest result since 2019net €132k ▲56.4%
Operating result €158k, net result €132k, both a record.
2020
24-11
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2019
25-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2018
07-11
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2017
09-11
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 9 days late
2016
29-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1969
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Beaumont 1696030 Charleroi
Ground area
115 m²
Building footprint
68 m²
Volume, LiDAR
710 m³
Parcel 52044B0401/00Z004, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CENSINI
Rue de Beaumont 169, 6030 CharleroiNACE 52441
since 19692.003.336.743
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52044B0401/00Z004 Wallonia 115 m² 1 · 68 m² 12.2 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 262 companies in sector 27110 we hold annual accounts for 173. 110 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded01-01-1969
Fiscal year end31-03
Activities, NACEBEL
27110Manufacture of electrical equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Establishment Charleroi 2.003.336.743