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CENDAFF

Active
Private limited companyfounded 201412 yrs activeRue François-Hittelet 143, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0546.939.547
Summary

CENDAFF has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,747) and a net result of -€5,625. Equity is shrinking by ~59.1% per year across the filed fiscal years. Its solvency ranks better than 13% of 5053 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Launderettes and laundries for private customers
NACE 96102NACE 96012
1 site
Size
€4,887total assets 2025
Equity
-€4,747
Loss
-€5,625
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 50 d early0 of 5 deeds read
Why 53Capped at 59: negative equity- Loss of €5,625, the second in a row (FY 2025)- Negative equity -€4,747+ Size: total assets €4,887+ Founded in 2014Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-28
equity -97.1% of total assets
Liquidity 15+7
short-term debt 197.1% · cash 12.0%
Profitability 0=
return on assets -115.1%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,533 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.8%▼ -3.1% vs 11-2024 01-2025: 0.9%▲ +11.4% vs 12-2024highest value 02-2025: 0.9%▼ -1.2% vs 01-2025 03-2025: 0.9%● 0.0% vs 02-2025 04-2025: 0.9%▼ -7.1% vs 03-2025 05-2025: 0.9%● 0.0% vs 04-2025 06-2025: 0.8%▼ -5.7% vs 05-2025 07-2025: 0.8%▼ -1.0% vs 06-2025 08-2025: 0.8%● 0.0% vs 07-2025 09-2025: 0.8%▲ +1.9% vs 08-2025 10-2025: 0.8%▼ -2.1% vs 09-2025 11-2025: 0.8%▼ -4.0% vs 10-2025 12-2025: 0.6%▼ -20.1% vs 11-2025lowest value 01-2026: 0.9%▲ +43.1% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%● 0.0% vs 02-2026 04-2026: 0.9%● 0.0% vs 03-2026 05-2026: 0.9%● 0.0% vs 04-2026 06-2026: 0.9%● 0.0% vs 05-2026 07-2026: 0.9%▼ -1.0% vs 06-2026 08-2026: 0.8%▼ -2.5% vs 07-2026 09-2026: 0.8%● 0.0% vs 08-2026 10-2026: 0.8%● 0.0% vs 09-2026
  • Size: total assets €4,887 lowers the probability for this profile
  • Loss of €5,625, the second in a row (FY 2025) raises the probability
  • Negative equity -€4,747 raises the probability
  • Founded in 2014 lowers the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 11%, liquidity 13%, profitability 8%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €4,887
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €5,625, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€4,747
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€4,747
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
2 d early
2023
19 d early
2022
54 d early
2021
40 d early
2020
62 d early
2019
72 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 43 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 22 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€4,747 View
  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€5,625 View
  • Caution: Among the weakest 14% on solvencysector median 27.8% · 5,053 companies -97.1% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€4,887
Loss
-€5,625
Solvency
-97.1%
Total assets▼ 83.8%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-01-2027
  1. 12-12-2025Annual accounts filed
  2. 29-01-2025Annual accounts filed
  3. 12-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Launderettes and laundries for private customersNACE 96102
Founded
27-02-2014
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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