CEMAS-GROUP

Active

Private limited companyfounded 20215 yrs activeKretbosstraat 52, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0770.674.403

The computed 12-month bankruptcy probability of CEMAS-GROUP is 2.7% (moderate). The 2024 annual accounts show equity of €8k and a net result of €8k. Equity is growing by ~115.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 5895 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

51 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability84▲+6

Solvency39▲+13

Growth78=

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

13.6%

Return on assets

12.6%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5895 sector peers (2024).

NBB · sector comparison

Position among 5895 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

45 d early

2023

51 d early

2022

56 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€8k▲ 1,172%

2023 · €643

2022: €-6k 2023: €643

2022 → 2024

Total assets

€60k▼ 37.9%

2023 · €96k

2022: €11k 2023: €96k

2022 → 2024

Net result

€8k▲ 9.6%

2023 · €7k

2022: €-7k 2023: €7k

2022 → 2024

Working capital

€7k

2023 · €-606

2022: €-6k 2023: €-606

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€-6k-€643€8k▲ 1,172%

Operating result€-7k-€7k€10k▲ 40.0%

Net result€-7k-€7k€8k▲ 9.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 40% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €60k

98.4%

Fixed assets €954▼ 23.6%

Current assets €59k▼ 38.0%

Equity and liabilities €60k

13.6%

86.4%

Equity €8k▲ 1,172%

Debt €52k▼ 46.0%

The debt ratio falls from 99.3% to 86.4%. Equity is higher and debt is lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€10k▲

2023 · €7k

Cash flow

€8k▲

2023 · €7k

Solvency

13.6%▲

2023 · 0.7%

Current ratio

1.14▲

2023 · 0.99

Quick ratio

0.15▲

2023 · 0.05

Debt / equity

6.33

ROE

92.1%

ROA

12.6%▲

2023 · 7.1%

Interest coverage

209.70▲

2023 · 25.44

Debt

€52k▼

2023 · €96k

Debt ≤ 1 year

€52k▼

2023 · €96k

Income taxes

€2k▲

2023 · €55

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€96k€60k▼

Fixed assets21/28€1k€954▼

Tangible fixed assets22/27€1k€954▼

Plant, machinery and equipment23€100€60▼

Furniture and vehicles24€1k€894▼

Current assets29/58€95k€59k▼

Stocks and contracts in progress3€90k€51k▼

Stocks30/36€90k€51k▼

Amounts receivable within one year40/41€4k-

Other amounts receivable41€4k-

Cash at bank and in hand54/58€207€8k▲

Deferred charges and accrued income490/1€101-

Equity and liabilities

Total equity and liabilities10/49€96k€60k▼

Equity10/15€643€8k▲

Contributions10/11€1k€1k=

Reserves13-€7k

Distributable reserves133-€7k

Profit (loss) carried forward14€-557-

Amounts payable17/49€96k€52k▼

Amounts payable within one year42/48€96k€52k▼

Trade debts44€1k€48▼

Suppliers440/4€1k€48▼

Taxes, remuneration and social security45€55€2k▲

Taxes450/3€55€2k▲

Other amounts payable47/48€95k€50k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165€295▲

Other operating charges640/8€548€2k▲

Gross operating margin9900€8k€12k▲

Operating profit (loss)9901€7k€10k▲

Financial income75/76B€371€8▼

Recurring financial income75€371€8▼

Financial charges65/66B€275€47▼

Recurring financial charges65€275€47▼

Profit (loss) for the period before taxes9903€7k€10k▲

Income taxes67/77€55€2k▲

Profit (loss) for the period9904€7k€8k▲

Profit (loss) for the period to be appropriated9905€7k€8k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-557€7k▲

Profit (loss) brought forward from the previous period14P€-7k€-557▲

Transfer to equity691/2-€7k

To other reserves6921-€7k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

2025

16-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €8k ▲9.6%

Operating result €10k, net result €8k, both a record.

10-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €7k

Net result €7k after one loss-making year.

05-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Grobbendonk · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kretbosstraat 522280 Grobbendonk

Ground area

693 m²

Building footprint

144 m²

Volume, LiDAR

613 m³

Parcel 13010B0180/00W000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

CEMAS-GROUP

Kretbosstraat 52, 2280 GrobbendonkManufacture of motor vehicles, trailers and semi-trailers

since 20212.320.522.585

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13010B0180/00W000	Flanders	693 m²	1 · 144 m²	7.6 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Jemeppe-sur-Sambre · Eq €8k

D&R CLEANING E SERVICES

BE 1015.003.842

Sint-Agatha-Berchem · Eq €8k

Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,303 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-07-2021

Fiscal year end31-12

Activities, NACEBEL

81220Other building cleaning and industrial cleaning

30120Manufacture of other transport equipment

47811Retail sale of cars and light vans (up to 3.5 tonnes)

47812Retail trade

45194

45402

46140Agents in the wholesale of industrial machinery, ships and aircraft

46713Wholesale trade

47830Retail sale of motorcycles and motorcycle parts and accessories

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.