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CEMAGO Architecte

Active
Private limited companyfounded 2012active for 14 yearsRue de Scaubecq(W) 19, 7861 Lessines, BelgiumKBO/BCE: BE 0847.177.907

From the official registers: KBO 13 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CEMAGO Architecte has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,423 and a net result of €117,308. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 37% of 11,760 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 05-07-2012 Normal situation
Activity
Activities of building architects NACE 71111
Establishment unit
2.210.795.294 7861 Lessines, since 05-07-2012
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€153,800
Turnover
≈ €310,000
estimated
Profit
€117,308
Equity
€105,423
▼ 23.7%
Total assets
€263,660
▲ 74.0%
Filed on 18-06-2026, 43 days before the deadlineat the National Bank
Score breakdownlowers riskLiquidity: current ratio 1.51, cash €198,706Size: total assets €263,660Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Founded in 2012Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 65-35
equity 40.0% of total assets
Liquidity 69-31
short-term debt 59.3% · cash 75.4%
Profitability 100+100
return on assets 44.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025highest value 10-2025: < 0.1%● unchanged vs 09-2025highest value 11-2025: < 0.1%● unchanged vs 10-2025highest value 12-2025: < 0.1%● unchanged vs 11-2025highest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51 (9.32 in 2024), above the usual 1.5. Short-term debt is 59.3% and cash 75.4% of total assets. However, 60% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 38% of them on solvency, 57% on liquidity, 88% on profitability and 19% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.51, cash €198,706
NBB · annual accounts
lowers risk · Size: total assets €263,660
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
43 days early
2024
2 days early
2023
1 day early
2022
5 days early
2021
38 days early
2020
45 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €27,744 in 2024 €117,308 View
  • Positive: Higher net result than 95% of companies in architecture and engineeringsector median €16,710 · 11,762 companies €117,308 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as CEMAGO Architecte: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €238,000 and €291,000, founded between 2011 and 2013.

CompanyTotal assetsGross margin
CEMAGO Architecte Lessines€263,660€153,800
ARCHITECTURE & URBANISME - BRUYERE and PARTNERS Tournai€237,749€166,272
Jacquemyn Architecten Scherpenheuvel-Zichem€279,285€159,014
Tisea Riemst€284,146€156,577
Steurbaut Architecten Oudenaarde€290,749€141,501
LKVC Antwerpen€285,953€148,285
ARCHITECTEN GHEYSENS Menen€287,918€150,856
Full comparison

Documents

Annual accounts at the NBB

All 13 annual accounts

Articles and registers

Key facts about CEMAGO Architecte

What is the company number of CEMAGO Architecte?
The company number of CEMAGO Architecte is 0847.177.907. The VAT number is the same number with BE in front: BE 0847.177.907.
Where is CEMAGO Architecte based?
The registered office is at Rue de Scaubecq(W) 19, 7861 Lessines.Company details
What does CEMAGO Architecte do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of CEMAGO Architecte?
The legal form of CEMAGO Architecte is Private limited company (BV).
When was CEMAGO Architecte founded?
CEMAGO Architecte was founded on 05-07-2012.
Is CEMAGO Architecte still active?
Yes, CEMAGO Architecte is an active enterprise in the KBO register.
What is the turnover of CEMAGO Architecte?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €153,800 and 35 comparable companies (NACE 711). It probably lies between €240,000 and €420,000.Financials
Is CEMAGO Architecte profitable?
In financial year 2025, CEMAGO Architecte made a profit of €117,308.
Where can I find the annual accounts of CEMAGO Architecte?
CEMAGO Architecte filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CEMAGO Architecte due?
CEMAGO Architecte must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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