CEMAB

Active

Private limited companyfounded 2010active for 16 yearsRue du Brulé 81, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0826.300.636

Summary

CEMAB has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,199 and a net result of €68,477. Equity is growing by about 3.5% per year across the filed financial years. Its solvency ranks better than 60% of 16,839 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

CEMABActiveChecked score 88/100

Risk analysis Report Compare

Activity

Limited-service restaurants, excluding mobile food services

NACE 56112

6th largest company by total assets in Jemeppe-sur-Sambre, Accommodation and food service sector2 sites

Size

€343,965total assets 2025

Staff: 4.9 FTE
Equity: €140,199
Profit: €68,477

Turnover not published (micro format)

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

BASCOUR Marc-AntoineDirector
GAILLY Céline Anne MichèleDirector

2025 accounts 30 days early1 of 6 deeds summarised

Why 88raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €343,965lowers riskFounded in 2010Liquidity: current ratio 1.35, cash €86,435Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 72% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 66-18

equity 40.8% of total assets

Liquidity 53-28

short-term debt 55.0% · cash 25.1%

Profitability 94+15

return on assets 19.9%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.7%▲ +0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 0.2%▼ -0.7 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €12,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.35, compared with 1.84 in 2024, below the usual 1.5; short-term debt: 55% and cash: 25.1% of total assets), and 59.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 60% on solvency, 56% on liquidity, 82% on profitability and 89% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.35, cash €86,435

NBB · annual accounts

Size: total assets €343,965

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

30 days early

2024

3 days early

2023

1 day early

2022

on the day

2021

1 day early

2020

1 day early

2019

29 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end27-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-03-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Highest result from 2019 to 2025net €68,477 ▲614%
30-09-2025 Equity above €100,000equity €140,199 ▲95.5%

Key points

Positive: Result rose in 2025from €9,591 to €68,477 ▲ 614% View
Positive: Among the best 8% on net resultsector median €4,890 · 16,817 companies €68,477 View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year: 2025
Total assets: €343,965
Profit: €68,477
Solvency: 40.8%

Total assets▲ 183%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

BASCOUR Marc-AntoineDirector
GAILLY Céline Anne MichèleDirector

Go to Board & ownership

Timeline

Events: 20
Since: 2012
Next accounts: by 30-04-2027

27-04-2025Annual accounts filed
30-09-2024Back to profit
29-04-2024Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded: 01-06-2010
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Annual meeting: 25 March at 10:00

Go to Articles of association

Key facts about CEMAB

What is the company number of CEMAB?: 0826.300.636. In Belgium the VAT number is the company number with BE in front: BE 0826.300.636.
Where is CEMAB based?: The registered office is at Rue du Brulé 81, 5190 Jemeppe-sur-Sambre.Company details
What does CEMAB do?: According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of CEMAB?: Private limited company (BV).
When was CEMAB founded?: On 01-06-2010.
Is CEMAB still active?: Yes, CEMAB is an active enterprise in the KBO register.
How many employees does CEMAB have?: On average 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CEMAB?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CEMAB profitable?: In financial year 2025, CEMAB made a profit of €68,477.
Where can I find the annual accounts of CEMAB?: CEMAB filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CEMAB due?: By 30-04-2027, for financial year 2026.Timeline