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CEMA THUISVERPLEGING

Active
Private limited companyfounded 2006active for 20 yearsJeugdstraat 10, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0883.936.749
Summary

CEMA THUISVERPLEGING has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,939 and a net result of €8,444. Equity is growing by about 6.9% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Activity not known
Size
€98,310total assets 2025
Equity
€90,939
Profit
€8,444
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 16 days early0 of 2 deeds read
Why 83raises riskNo registered site in the KBONo main activity registeredlowers riskSize: total assets €98,310Founded in 2006Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100+2
equity 92.5% of total assets
Liquidity 51+11
short-term debt 7.5% · cash 0.5%
Profitability 79+68
return on assets 8.6%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 0.9%▼ -0.1 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.1%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 1.1%● unchanged vs 06-2026highest value 08-2026: 0.5%▼ -0.6 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 11.48, compared with 3.15 in 2024; short-term debt: 7.5% and cash: 0.5% of total assets), and 7.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 42% on liquidity, 62% on profitability and 68% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €98,310
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
21 days late
2023
62 days early
2022
6 days early
2021
52 days early
2020
50 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €8,444
  3. Liquidity more than triplescurrent ratio 11.48

Key points

  • Total assets 20256 financial years filed €98,310 View
  • Active since 2006founded 27-09-2006 20 years View

By topic

Financials

Financial year
2025
Total assets
€98,310
Profit
€8,444
Solvency
92.5%
Total assets▼ 13.2%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2008
Next accounts
by 31-07-2027
  1. 21-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 30-05-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Founded
27-09-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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