CELTIX
ActiveCELTIX has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 3022 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability32▼-35
Solvency36▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.71 against 1.24 in 2023; short-term debt: 11.5% and cash: 2.3% of total assets), and 89% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11%
Return on assets
-3.3%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
95 d late
2022
144 d late
2021
43 d late
2020
250 d late
2019
153 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k▼ 23.0%
2023 · €61k
2018: €-2k
2019: €-2k
2020: €-14k
2021: €-2k
2022: €45k
2023: €61k
2018 → 2024
Total assets
€423k▼ 7.6%
2023 · €458k
2018: €472k
2019: €488k
2020: €465k
2021: €476k
2022: €533k
2023: €458k
2018 → 2024
Net result
€-14k
2023 · €15k
2018: €-18k
2019: €120
2020: €-12k
2021: €12k
2022: €47k
2023: €15k
2018 → 2024
Working capital
€-14k
2023 · €9k
2018: €-44k
2019: €-50k
2020: €-79k
2021: €-69k
2022: €-6k
2023: €9k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-14k-€-2k▲ 87.8%€45k€61k▲ 34.3%€47k▼ 23.0%
Operating result€14k-€22k▲ 49.1%€50k▲ 130%€32k▼ 35.4%€-3k
Net result€-12k-€12k€47k▲ 277%€15k▼ 67.0%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €32k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €423k
Fixed assets
€389k▼ 5.5%
Current assets
€35k▼ 25.9%
Equity and liabilities €423k
Equity
€47k▼ 23.0%
Debt
€377k▼ 5.2%
The debt ratio rises from 86.8% to 89.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€23k▼
2023 · €57k
Cash flow
€12k▼
2023 · €40k
Solvency
11.0%▼
2023 · 13.2%
Current ratio
0.71▼
2023 · 1.24
Quick ratio
0.70▼
2023 · 1.22
Debt / equity
8.06▲
2023 · 6.55
ROE
-29.9%▼
2023 · 25.5%
ROA
-3.3%▼
2023 · 3.4%
Interest coverage
2.14▼
2023 · 5.24
Debt
€377k▼
2023 · €398k
Debt ≤ 1 year
€49k▲
2023 · €38k
Debt > 1 year
€314k▼
2023 · €360k
Income taxes
€365▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€458k€423k▼
Fixed assets21/28€412k€389k▼
Tangible fixed assets22/27€410k€387k▼
Land and buildings22€353k€342k▼
Plant, machinery and equipment23€50k€40k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€2k€822▼
Financial fixed assets28€1k€2k▲
Current assets29/58€47k€35k▼
Stocks and contracts in progress3€727€355▼
Stocks30/36€727€355▼
Amounts receivable within one year40/41€31k€25k▼
Trade receivables40€31k€25k▼
Other amounts receivable41€2-
Cash at bank and in hand54/58€15k€10k▼
Equity and liabilities
Total equity and liabilities10/49€458k€423k▼
Equity10/15€61k€47k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€42k€28k▼
Amounts payable17/49€398k€377k▼
Amounts payable after more than one year17€360k€314k▼
Financial debts170/4€347k€311k▼
Other amounts payable178/9€13k€3k▼
Amounts payable within one year42/48€38k€49k▲
Current portion of amounts payable after more than one year42€27k€37k▲
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Other amounts payable47/48€464€9k▲
Accrued charges and deferred income492/3-€14k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€3k€7k▲
Gross operating margin9900€60k€30k▼
Operating profit (loss)9901€32k€-3k▼
Financial income75/76B-€154
Recurring financial income75-€154
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€21k€-14k▼
Income taxes67/77€6k€365▼
Profit (loss) for the period9904€15k€-14k▼
Profit (loss) for the period to be appropriated9905€15k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€28k▼
Profit (loss) brought forward from the previous period14P€27k€42k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
03-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 95 days late
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 144 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲277%
Operating result €50k, net result €47k, both a record.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
07-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 250 days late
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 401 days late
2019
31-12
Financial
Back to profitnet €120
Net result €120 after one loss-making year.
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 13 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middelstraat 901785 MerchtemGround area
1,730 m²
Building footprint
183 m²
Volume, LiDAR
912 m³
2 parcels, Flanders · tallest building 9.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CELTIX
since 20122.209.480.153
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0253/00L002 | Flanders | 1,128 m² | - | - |
| 23052A0193/00L000 | Flanders | 602 m² | 1 · 183 m² | 9.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOpwijk2.209.480.153
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Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-05-2012
Fiscal year end31-12
Activities, NACEBEL
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.