CéLou
ActiveSummary
The computed 12-month bankruptcy probability of CéLou is 2.5% (moderate). The 2025 annual accounts show equity of €61,520 and a net result of €26,393. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth52
Track record82
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.56 against 2.73 in 2024; short-term debt: 24.9% and cash: 71.3% of total assets), and 24.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
32.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€61,520▲ 71.1%
2024 · €35,959
Total assets
€81,967▲ 54.3%
2024 · €53,114
Net result
€26,393▼ 20.6%
2024 · €33,259
Working capital
€52,252▲ 76.5%
2024 · €29,608
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€43,024-€35,629▼ 17.2%
Net result€33,259-€26,393▼ 20.6%
Equity€35,959-€61,520▲ 71.1%
Total assets€53,114-€81,967▲ 54.3%
Debt€17,155-€20,447▲ 19.2%
Working capital€29,608-€52,252▲ 76.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81,967
Fixed assets
€9,268 ▲ 45.9%
Current assets
€72,699 ▲ 55.5%
Equity and liabilities €81,967
Equity
€61,520 ▲ 71.1%
Debt
€20,447 ▲ 19.2%
Debt's share of the balance-sheet total falls from 32.3% to 24.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37,466▼
2024 · €46,610
Cash flow
€28,230▼
2024 · €36,846
Current ratio
3.56▲
2024 · 2.73
Debt to equity
0.33▼
2024 · 0.48
ROE
42.9%▼
2024 · 92.5%
ROA
32.2%▼
2024 · 62.6%
Interest coverage
40.58▼
2024 · 42.78
Debt ≤ 1 year
€20,447▲
2024 · €17,155
Income taxes
€8,312▼
2024 · €8,675
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,586 | €1,837 | ▼ 48.8% |
| Other operating charges640/8 | €266 | €100 | ▼ 62.3% |
| Gross operating margin9900 | €46,876 | €37,566 | ▼ 19.9% |
| Operating profit (loss)9901 | €43,024 | €35,629 | ▼ 17.2% |
| Financial charges65/66B | €1,089 | €923 | ▼ 15.3% |
| Recurring financial charges65 | €1,089 | €923 | ▼ 15.3% |
| Profit (loss) for the period before taxes9903 | €41,934 | €34,706 | ▼ 17.2% |
| Income taxes67/77 | €8,675 | €8,312 | ▼ 4.2% |
| Profit (loss) for the period9904 | €33,259 | €26,393 | ▼ 20.6% |
| Profit (loss) for the period to be appropriated9905 | €33,259 | €26,393 | ▼ 20.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €53,114 | €81,967 | ▲ 54.3% |
| Fixed assets21/28 | €6,351 | €9,268 | ▲ 45.9% |
| Tangible fixed assets22/27 | €5,901 | €8,818 | ▲ 49.4% |
| Plant, machinery and equipment23 | €3,989 | €4,442 | ▲ 11.4% |
| Furniture and vehicles24 | €1,913 | €4,376 | ▲ 129% |
| Financial fixed assets28 | €450 | €450 | = |
| Current assets29/58 | €46,763 | €72,699 | ▲ 55.5% |
| Amounts receivable within one year40/41 | - | €2,029 | - |
| Other amounts receivable41 | - | €2,029 | - |
| Cash at bank and in hand54/58 | €35,914 | €58,412 | ▲ 62.6% |
| Deferred charges and accrued income490/1 | €10,848 | €12,257 | ▲ 13.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €53,114 | €81,967 | ▲ 54.3% |
| Equity10/15 | €35,959 | €61,520 | ▲ 71.1% |
| Contributions10/11 | €3,500 | €3,500 | = |
| Reserves13 | €32,459 | €58,020 | ▲ 78.7% |
| Distributable reserves133 | €32,459 | €58,020 | ▲ 78.7% |
| Amounts payable17/49 | €17,155 | €20,447 | ▲ 19.2% |
| Amounts payable within one year42/48 | €17,155 | €20,447 | ▲ 19.2% |
| Trade debts44 | - | €1,177 | - |
| Suppliers440/4 | - | €1,177 | - |
| Taxes, remuneration and social security45 | €10,365 | €18,687 | ▲ 80.3% |
| Taxes450/3 | €8,915 | €17,237 | ▲ 93.4% |
| Remuneration and social security454/9 | €1,450 | €1,450 | = |
| Other amounts payable47/48 | €6,790 | €583 | ▼ 91.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €33,259 | €26,393 | ▼ 20.6% |
| + Depreciation and write-downs630 | €3,586 | €1,837 | ▼ 48.8% |
| Operating cash flow (approximation) | €36,846 | €28,230 | ▼ 23.4% |
| Investment in fixed assets (approximation) | - | -€4,754 | - |
| Change in cash | - | €22,498 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2024
Ground area
429 m²
Building footprint
82 m²
Volume, LiDAR
725 m³
Parcel 44040B0319/00B006, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CéLou
since 20242.358.102.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040B0319/00B006 | Flanders | 429 m² | 1 · 82 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded30-03-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.