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Celik-Tech

Active
Private limited companyfounded 2022active for 4 yearsSmeiersberg 22, 9240 Zele, BelgiumKBO/BCE: BE 0792.213.054
Summary

Celik-Tech has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,828 and a net result of €9,943. Equity has been growing by about 29% per year since 2023. Its solvency ranks better than 92% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 07-10-2022 Normal situation
Activity
Site preparation NACE 43120
Establishment unit
2.336.577.867 9240 Zele, since 07-10-2022
Financial year end
31 December
Peppol
Reachable since 30-01-2026

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€14,570
▲ 91.9%
Turnover
≈ €140,000
estimated
Profit
€9,943
▲ 74.4%
Equity
€36,828
▲ 37.0%
Total assets
€41,598
▲ 25.5%
  • 2025 accounts filed 5 days after the deadline
Score breakdownraises riskSize: total assets €41,598Founded in 2022lowers riskEquity €36,828 (88.5% of total assets)Figures for financial year 2025 (filed on 05-08-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 77% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.5% of total assets
Liquidity 59-4
short-term debt 11.5% · cash 7.9%
Profitability 99+19
return on assets 23.9%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▲ +0.1 percentage points vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.9%▼ -0.5 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.1%▼ -0.2 percentage points vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.77 (4.57 in 2024), above the usual 1.5. Short-term debt is 11.5% and cash 7.9% of total assets. 11.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 56% on liquidity, 84% on profitability and 78% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €41,598
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €36,828 (88.5% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 05-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
5 days late
2024
29 days late
2023
97 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 21 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 August (3 of the last 3 accounts filed within 101 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 5 days after the deadline Filed on 5 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00382497.

Annual accounts 2025 filed on 05-08-2026 at the NBB all 3 filings

Turnover
≈ €140,000
Estimated: probably between €66,000 and €210,000
Total assets
€41,598▲ 25.5%
2024 · €33,150
Net result
€9,943▲ 74.4%
2024 · €5,701
Working capital
€27,502▲ 22.9%
2024 · €22,385
Multi-year overview
2023 to 2025, 3 financial years
Operating result
€12,793
▲ 74.2% 2025
20232025
Net result
€9,943
▲ 74.4% 2025
middle half of the sector
20232025
Equity
€36,828
▲ 37.0% 2025
middle half of the sector
20232025
Total assets
€41,598
▲ 25.5% 2025
lowest quarter of the sector
20232025
Debt
€4,770
▼ 23.9% 2025
20232025
Working capital
€27,502
▲ 22.9% 2025
middle half of the sector
20232025
Solvency
88.5%
▲ 7.4pp 2025
highest quarter of the sector
20232025
Current ratio
6.77
▲ 2.19 2025
highest quarter of the sector
20232025
Return on assets (ROA)
23.9%
▲ 6.7pp 2025
highest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€20,500-€7,345▼ 64.2%€12,793▲ 74.2%
Net result€16,185within the sector's middle half-€5,701within the sector's middle half▼ 64.8%€9,943within the sector's middle half▲ 74.4%
Equity€21,185within the sector's middle half-€26,885within the sector's middle half▲ 26.9%€36,828within the sector's middle half▲ 37.0%
Total assets€27,145below the sector's middle half-€33,150below the sector's middle half▲ 22.1%€41,598below the sector's middle half▲ 25.5%
Debt€5,960-€6,265▲ 5.1%€4,770▼ 23.9%
Working capital€16,685within the sector's middle half-€22,385within the sector's middle half▲ 34.2%€27,502within the sector's middle half▲ 22.9%
Solvency78.0%above the sector's middle half-81.1%above the sector's middle half▲ 3.1pp88.5%above the sector's middle half▲ 7.4pp
Current ratio3.80above the sector's middle half-4.57above the sector's middle half▲ 0.776.77above the sector's middle half▲ 2.19
Return on assets (ROA)59.6%above the sector's middle half-17.2%within the sector's middle half▼ 42.4pp23.9%above the sector's middle half▲ 6.7pp
above within below The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 74% higher than in 2024. It is a recovery after the fall in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,598
Fixed assets €9,326 ▲ 107%
Current assets €32,272 ▲ 12.6%
Equity and liabilities €41,598
Equity €36,828 ▲ 37.0%
Debt €4,770 ▼ 23.9%
Debt's share of the balance-sheet total falls from 18.9% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,717
Cash flow
€10,867
Debt to equity
0.13▼
2024 · 0.23
ROE
27.0%▲
2024 · 21.2%
Interest coverage
80.57
Debt ≤ 1 year
€4,770▼
2024 · €6,265
Income taxes
€2,680▲
2024 · €1,491
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item202320242025
Tangible fixed assets€2,583-€5,750
Financial fixed assets€4,500--
Depreciation and write-downs of the year€2,583-€924

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€33,150€41,598▲
Formation expenses20€0€0=
Fixed assets21/28€4,500€9,326▲
Tangible fixed assets22/27-€4,826
Plant, machinery and equipment23-€4,826
Financial fixed assets28€4,500€4,500=
Current assets29/58€28,650€32,272▲
Amounts receivable within one year40/41€23,631€29,003▲
Trade receivables40€22,600€22,313▼
Other amounts receivable41€1,031€6,691▲
Cash at bank and in hand54/58€5,019€3,269▼
Equity and liabilities
Total equity and liabilities10/49€33,150€41,598▲
Equity10/15€26,885€36,828▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€21,885€31,828▲
Amounts payable17/49€6,265€4,770▼
Amounts payable within one year42/48€6,265€4,770▼
Trade debts44€73€527▲
Suppliers440/4€73€527▲
Taxes, remuneration and social security45€5,771€4,171▼
Taxes450/3€5,771€4,171▼
Other amounts payable47/48€420€72▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€924
Other operating charges640/8€247€853▲
Gross operating margin9900€7,592€14,570▲
Operating profit (loss)9901€7,345€12,793▲
Financial charges65/66B€153€170▲
Recurring financial charges65€153€170▲
Profit (loss) for the period before taxes9903€7,192€12,623▲
Income taxes67/77€1,491€2,680▲
Profit (loss) for the period9904€5,701€9,943▲
Profit (loss) for the period to be appropriated9905€5,701€9,943▲
Appropriation of the result
Profit (loss) to be appropriated9906€21,885€31,828▲
Profit (loss) brought forward from the previous period14P€16,185€21,885▲

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 05-08-2026.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,583-€924-
Other operating charges640/8€515€247€853▲ 246%
Gross operating margin9900€23,599€7,592€14,570▲ 91.9%
Operating profit (loss)9901€20,500€7,345€12,793▲ 74.2%
Financial charges65/66B€35€153€170▲ 11.1%
Recurring financial charges65€35€153€170▲ 11.1%
Profit (loss) for the period before taxes9903€20,465€7,192€12,623▲ 75.5%
Income taxes67/77€4,280€1,491€2,680▲ 79.7%
Profit (loss) for the period9904€16,185€5,701€9,943▲ 74.4%
Profit (loss) for the period to be appropriated9905€16,185€5,701€9,943▲ 74.4%
Line202320242025Change
Assets
Total assets20/58€27,145€33,150€41,598▲ 25.5%
Formation expenses20-€0€0-
Fixed assets21/28€4,500€4,500€9,326▲ 107%
Tangible fixed assets22/27--€4,826-
Plant, machinery and equipment23--€4,826-
Financial fixed assets28€4,500€4,500€4,500=
Current assets29/58€22,645€28,650€32,272▲ 12.6%
Amounts receivable within one year40/41€18,347€23,631€29,003▲ 22.7%
Trade receivables40€17,500€22,600€22,313▼ 1.3%
Other amounts receivable41€847€1,031€6,691▲ 549%
Cash at bank and in hand54/58€4,298€5,019€3,269▼ 34.9%
Equity and liabilities
Total equity and liabilities10/49€27,145€33,150€41,598▲ 25.5%
Equity10/15€21,185€26,885€36,828▲ 37.0%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14€16,185€21,885€31,828▲ 45.4%
Amounts payable17/49€5,960€6,265€4,770▼ 23.9%
Amounts payable within one year42/48€5,960€6,265€4,770▼ 23.9%
Trade debts44€1,104€73€527▲ 618%
Suppliers440/4€1,104€73€527▲ 618%
Taxes, remuneration and social security45€4,280€5,771€4,171▼ 27.7%
Taxes450/3€4,280€5,771€4,171▼ 27.7%
Other amounts payable47/48€576€420€72▼ 83.0%
Line202320242025Change
Profit (loss) for the period9904€16,185€5,701€9,943▲ 74.4%
+ Depreciation and write-downs630€2,583-€924-
Operating cash flow (approximation)€18,768€5,701€10,867▲ 90.6%
Investment in fixed assets (approximation)-€0-€5,750-
Change in cash-€721-€1,750-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as Celik-Tech has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Celik-Tech itself: 1.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Celik-Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 05-08-2026 2026-00382497 PDF
31-12-2024 micro format 29-08-2025 2025-00436259 PDF
31-12-2023 micro format 25-04-2024 2024-00068799 PDF

Board & ownership

Directors

Directors
1 director, no change since 2022
CELIK Yusuf
Director · appointed in the act of 11-10-2022 · term without a fixed end
Current

Owners and capital

Shareholders

At incorporation act of 11-10-2022 ↗

Capital transactions

Capital over time
  1. 11-10-2022 Incorporation · 200 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“1, algemene vergadering”

Articles of association, deed of 11-10-2022 (in Dutch)

Network & group

Celik-Tech shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Celik-Tech. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
05-08
NBB filing Annual accounts 2025 filedNBB
micro format · 5 days late
2025
29-08
NBB filing Annual accounts 2024 filedPDF
micro format · 29 days late
2024
31-12
Financial Weakest financial yearnet €5,701 ▼64.8%
The net result drops to €5,701, the lowest from 2023 to 2025. It recovers the following year.
25-04
NBB filing Annual accounts 2023 filedPDF
micro format · 97 days before the deadline
2022
11-10
Gazette deed Incorporation
Appointment: CELIK Yusuf (director) · Founder · Founding capital5 points ▸
  • Incorporation, “Celik-Tech” (deed in Dutch)
  • Founder, CELIK Yusuf
  • Founding capital
  • Board rule, 1
  • Director appointment, CELIK Yusuf (director)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Celik-Tech was incorporated on 7 October 2022 as a private limited company by one natural person.12 CELIK Yusuf is director of the company, appointed in the act of 11-10-2022.2 Total assets rose from €27,145 in 2023 to €41,598 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-10-2022
  3. 3National Bank, annual accounts 2023 and 2025

Company details

Register details

Identity

KBO record
Name Celik-Tech in Dutch
Enterprise number 0792.213.054
Legal form Private limited company
Status Active, normale toestand
Founded 07-10-2022
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-10-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, Smeiersberg 22,9240 Zele”
deed of 11-10-2022 (in Dutch)

Registered office and establishments

Registered office Smeiersberg 22, 9240 Zele, Belgium
Establishment unit Celik-Tech, Smeiersberg 22, 9240 Zele since 07-10-2022 · unit number 2.336.577.867

Activities

NACEBEL 2025
43120 Site preparation main activity
Codes under NACEBEL 2008
43120 Site preparation main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Algemene bouw van residentiële gebouwen; Optrekken van de ruwbouw van individuele huizen; Optrekken van de ruwbouw van gebouwen; Algemene…”
27 activities
  1. Algemene bouw van residentiële gebouwen;
  2. Optrekken van de ruwbouw van individuele huizen;
  3. Optrekken van de ruwbouw van gebouwen;
  4. Algemene coördinatiewerkzaamheden bouwwerf;
  5. Algemene bouw van kantoorgebouwen;
  6. Algemene bouw van andere niet-residentiële gebouwen;
  7. Bouw van autowegen en andere wegen;
  8. Bouw van autowegen, straten en andere wegen en paden voor voertuigen en voetgangers (inclusief het plaatsen van vangrails);
  9. Slopen;
  10. Slopen van gebouwen en andere bouwwerken;
  11. Bouwrijp maken van terreinen;
  12. Grondverzet : graven, ophogen, egaliseren en nivelleren van bouwterreinen, graven van sleuven en geulen, verwijderen van rotsen, grondverzet met behulp van explosieven;
  13. Personenvervoer per spoor, m.u.v. personenvervoer per spoor binnen steden of voorsteden;
  14. Goederenvervoer per spoor;
  15. Personenvervoer te land binnen steden of voorsteden;
  16. Overig personenveroer te land, n.e.g.;
  17. Goederenvervoer over de weg, m.u.v. verhuisbedrijven;
  18. Vervoerondersteunende activiteiten;
  19. Overige posterijen en koeriers;
  20. Callcenters;
  21. Verpleegkundige activiteiten;
  22. Schoonheidsverzorging;
  23. Verlenen van advies op het gebied van de schoonheidszorgen en gezichtsverzorging; het aanbrengen van make-up, enz.;
  24. Huidverzorging en epileren;
  25. Manicure en pedicure;
  26. Zonnecentra;
  27. Diensten in verband met het lichamelijk welzijn, zoals verleend in inrichtingen voor thalassotherapie, kuuroorden, Turkse baden, sauna's, stoombaden, massagesalons, enz.
deed of 11-10-2022 (in Dutch)

Invoicing and payment

VAT number BE 0792.213.054
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0792213054
Other Peppol ID 9925:BE0792213054
Registered 30-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0792.213.054

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of June at 18:00
deed of 11-10-2022 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
356 m²
Building footprint
112 m²
Cadastral parcel Region Area Buildings Height / floors
42403D0904/00C006 Flanders 356 m² 1 · 112 m² -