CELIGO
ActiveSummary
CELIGO has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,145 and a net result of €4,942. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+27
Solvency35▲+35
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
42 d early
2023
on the day
2021
54 d early
2020
25 d early
2019
59 d early
2018
19 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 April (3 of the last 3 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1,145
2024 · -€3,797
Total assets
€11,465▼ 19.2%
2024 · €14,198
Net result
€4,942▲ 833%
2024 · €530
Working capital
-€1,507▲ 79.7%
2024 · -€7,431
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result-€677▲ 15.9%-€573▲ 15.4%€1,205-€591▼ 51.0%€4,973▲ 741%
Net result-€679within the sector's middle half▲ 19.6%-€588within the sector's middle half▲ 13.5%€1,205within the sector's middle half-€530within the sector's middle half▼ 56.1%€4,942within the sector's middle half▲ 833%
Equity-€4,944below the sector's middle half▼ 15.9%-€5,532below the sector's middle half▼ 11.9%-€4,326below the sector's middle half--€3,797below the sector's middle half▲ 12.2%€1,145below the sector's middle half
Total assets€2,823below the sector's middle half▲ 3,353%€2,376below the sector's middle half▼ 15.8%€13,824below the sector's middle half-€14,198below the sector's middle half▲ 2.7%€11,465below the sector's middle half▼ 19.2%
Debt€7,767▲ 78.7%€7,908▲ 1.8%€18,150-€17,995▼ 0.9%€10,320▼ 42.6%
Working capital-€4,944within the sector's middle half▼ 15.9%-€5,532within the sector's middle half▼ 11.9%-€5,366within the sector's middle half--€7,431within the sector's middle half▼ 38.5%-€1,507within the sector's middle half▲ 79.7%
Solvency-31.3%below the sector's middle half--26.7%below the sector's middle half▲ 4.6pp10.0%within the sector's middle half▲ 36.7pp
Current ratio0.70below the sector's middle half-0.59below the sector's middle half▼ 0.120.85below the sector's middle half▲ 0.27
Return on assets (ROA)8.7%within the sector's middle half-3.7%within the sector's middle half▼ 5.0pp43.1%above the sector's middle half▲ 39.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 741% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11,465
Fixed assets
€2,652 ▼ 27.0%
Current assets
€8,814 ▼ 16.6%
Equity and liabilities €11,465
Equity
€1,145
Debt
€10,320
Debt finances 90.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€5,956▲
2024 · €1,095
Cash flow
€5,925▲
2024 · €1,033
Debt to equity
9.01▲
2024 · -4.74
ROE
431.6%
Interest coverage
66.45▲
2024 · 17.73
Debt ≤ 1 year
€10,320▼
2024 · €17,995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 931 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.9%
went bankrupt
4.6%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 931 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €50 | €504 | €983 | ▲ 95.2% |
| Other operating charges640/8 | - | €459 | €57 | €499 | €513 | ▲ 2.8% |
| Gross operating margin9900 | -€221 | -€114 | €1,313 | €1,594 | €6,469 | ▲ 306% |
| Operating profit (loss)9901 | -€677 | -€573 | €1,205 | €591 | €4,973 | ▲ 741% |
| Financial income75/76B | - | - | - | €0 | €58 | ▲ 58,040% |
| Recurring financial income75 | - | - | - | €0 | €58 | ▲ 58,040% |
| Financial charges65/66B | - | €15 | - | €62 | €90 | ▲ 45.2% |
| Recurring financial charges65 | €2 | €15 | - | €62 | €90 | ▲ 45.2% |
| Profit (loss) for the period before taxes9903 | -€679 | -€588 | €1,205 | €530 | €4,942 | ▲ 833% |
| Profit (loss) for the period9904 | -€679 | -€588 | €1,205 | €530 | €4,942 | ▲ 833% |
| Profit (loss) for the period to be appropriated9905 | -€679 | -€588 | €1,205 | €530 | €4,942 | ▲ 833% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2,823 | €2,376 | €13,824 | €14,198 | €11,465 | ▼ 19.2% |
| Fixed assets21/28 | - | - | €1,039 | €3,634 | €2,652 | ▼ 27.0% |
| Tangible fixed assets22/27 | - | - | €1,039 | €3,634 | €2,652 | ▼ 27.0% |
| Plant, machinery and equipment23 | - | - | €1,039 | €3,634 | €2,652 | ▼ 27.0% |
| Current assets29/58 | €2,823 | €2,376 | €12,785 | €10,564 | €8,814 | ▼ 16.6% |
| Stocks and contracts in progress3 | - | - | €5,390 | - | - | - |
| Stocks30/36 | - | - | €5,390 | - | - | - |
| Amounts receivable within one year40/41 | - | - | - | €5,114 | €4,930 | ▼ 3.6% |
| Trade receivables40 | - | - | - | €5,084 | €4,900 | ▼ 3.6% |
| Other amounts receivable41 | - | - | - | €29 | €29 | = |
| Cash at bank and in hand54/58 | €2,823 | €2,376 | €7,394 | €5,450 | €3,869 | ▼ 29.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €15 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2,823 | €2,376 | €13,824 | €14,198 | €11,465 | ▼ 19.2% |
| Equity10/15 | -€4,944 | -€5,532 | -€4,326 | -€3,797 | €1,145 | ▲ 130% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €14,348 | €14,348 | €14,348 | - | - | - |
| Non-distributable reserves130/1 | - | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,859 | - | - | - | - |
| Distributable reserves133 | - | €12,489 | €14,348 | - | - | - |
| Profit (loss) carried forward14 | -€37,884 | -€38,472 | -€37,266 | -€22,389 | -€17,447 | ▲ 22.1% |
| Amounts payable17/49 | €7,767 | €7,908 | €18,150 | €17,995 | €10,320 | ▼ 42.6% |
| Amounts payable within one year42/48 | €7,767 | €7,908 | €18,150 | €17,995 | €10,320 | ▼ 42.6% |
| Trade debts44 | - | €111 | €31 | €3,007 | €1,809 | ▼ 39.8% |
| Suppliers440/4 | - | €111 | €31 | €3,007 | €1,809 | ▼ 39.8% |
| Advances received on contracts in progress46 | - | - | €26 | - | - | - |
| Taxes, remuneration and social security45 | - | - | €1,920 | €3,180 | €2,305 | ▼ 27.5% |
| Taxes450/3 | - | - | €920 | €2,180 | €1,305 | ▼ 40.1% |
| Remuneration and social security454/9 | - | - | €1,000 | €1,000 | €1,000 | = |
| Other amounts payable47/48 | - | €7,797 | €16,173 | €11,809 | €6,206 | ▼ 47.4% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€679 | -€588 | €1,205 | €530 | €4,942 | ▲ 833% |
| + Depreciation and write-downs630 | - | - | €50 | €504 | €983 | ▲ 95.2% |
| Operating cash flow (approximation) | -€679 | -€588 | €1,256 | €1,033 | €5,925 | ▲ 473% |
| Investment in fixed assets (approximation) | - | - | - | -€3,099 | €0 | ▲ 100% |
| Change in cash | - | -€447 | - | -€1,945 | -€1,581 | ▲ 18.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €4,942 ▲833%
Operating result €4,973, net result €4,942, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €1,205
Net result €1,205 after 4 loss-making years.
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€845
Net result drops to -€845, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 1984
Ground area
2,836 m²
Building footprint
334 m²
Volume, LiDAR
1,695 m³
Parcel 33011C0001/06E026, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BLOOM by Céline
since 19842.025.235.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011C0001/06E026 | Flanders | 2,836 m² | 1 · 334 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,951 companies in sector 47120 we hold annual accounts for 2,192. 460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-1984
Fiscal year end30-09
Activities, NACEBEL 2025
47120Other non-specialised retail sale
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0426129710
Also
9925:BE0426129710
Registered
05-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.