CEKI
ActiveSummary
CEKI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,229 and a net result of €229. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▲+2
Solvency88▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.39 against 3.95 in 2024; short-term debt: 29% and cash: 15.1% of total assets), and 37.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
64 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
86 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€127,229▲ 0.2%
2024 · €127,000
Total assets
€203,349▲ 2.7%
2024 · €197,937
Net result
€229▼ 94.2%
2024 · €3,935
Working capital
€82,160▼ 17.0%
2024 · €99,025
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,204▼ 95.4%€28,784▲ 364%-€9,476€11,275€3,927▼ 65.2%
Net result€3,526within the sector's middle half▼ 96.1%€15,949within the sector's middle half▲ 352%-€10,716below the sector's middle half€3,935within the sector's middle half€229within the sector's middle half▼ 94.2%
Equity€117,831above the sector's middle half▲ 3.1%€133,781above the sector's middle half▲ 13.5%€123,065above the sector's middle half▼ 8.0%€127,000above the sector's middle half▲ 3.2%€127,229within the sector's middle half▲ 0.2%
Total assets€155,337within the sector's middle half▼ 11.1%€249,776within the sector's middle half▲ 60.8%€249,618within the sector's middle half▼ 0.1%€197,937within the sector's middle half▼ 20.7%€203,349within the sector's middle half▲ 2.7%
Debt€37,506▼ 38.0%€115,995▲ 209%€126,553▲ 9.1%€70,937▼ 43.9%€76,121▲ 7.3%
Working capital€74,544within the sector's middle half▲ 0.9%€95,606above the sector's middle half▲ 28.3%€84,448above the sector's middle half▼ 11.7%€99,025above the sector's middle half▲ 17.3%€82,160within the sector's middle half▼ 17.0%
Solvency75.9%above the sector's middle half▲ 10.5pp53.6%within the sector's middle half▼ 22.3pp49.3%within the sector's middle half▼ 4.3pp64.2%above the sector's middle half▲ 14.9pp62.6%within the sector's middle half▼ 1.6pp
Current ratio2.99above the sector's middle half▲ 0.773.46above the sector's middle half▲ 0.482.22within the sector's middle half▼ 1.243.95above the sector's middle half▲ 1.732.39within the sector's middle half▼ 1.56
Return on assets (ROA)2.3%within the sector's middle half▼ 49.3pp6.4%within the sector's middle half▲ 4.1pp-4.3%below the sector's middle half▼ 10.7pp2.0%within the sector's middle half▲ 6.3pp0.1%within the sector's middle half▼ 1.9pp
Staff (FTE)1=1=1=1
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203,349
Fixed assets
€62,144 ▼ 4.9%
Current assets
€141,206 ▲ 6.5%
Equity and liabilities €203,349
Equity
€127,229 ▲ 0.2%
Debt
€76,121 ▲ 7.3%
Debt's share of the balance-sheet total rises from 35.8% to 37.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30,370▼
2024 · €38,788
Cash flow
€26,672▼
2024 · €31,448
Quick ratio
2.14▼
2024 · 3.64
Debt to equity
0.60▲
2024 · 0.56
ROE
0.2%▼
2024 · 3.1%
Interest coverage
5.10▲
2024 · 4.50
Debt ≤ 1 year
€59,045▲
2024 · €33,590
Debt > 1 year
€17,075▼
2024 · €37,347
Income taxes
€3,000▼
2024 · €3,414
Staff costs
€34,026▲
2024 · €26,354
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €58,841 | €65,624 | €76,431 | €26,354 | €34,026 | ▲ 29.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,135 | €21,735 | €33,879 | €27,513 | €26,443 | ▼ 3.9% |
| Other operating charges640/8 | €1,545 | €1,188 | €1,124 | €1,370 | €1,080 | ▼ 21.2% |
| Gross operating margin9900 | €74,725 | €117,331 | €101,958 | €66,512 | €65,476 | ▼ 1.6% |
| Operating profit (loss)9901 | €6,204 | €28,784 | -€9,476 | €11,275 | €3,927 | ▼ 65.2% |
| Financial income75/76B | €3,793 | €2,740 | €3,654 | €4,690 | €5,251 | ▲ 12.0% |
| Recurring financial income75 | €3,793 | €2,740 | €3,654 | €4,690 | €5,251 | ▲ 12.0% |
| Financial charges65/66B | €4,159 | €5,347 | €4,660 | €8,616 | €5,949 | ▼ 31.0% |
| Recurring financial charges65 | €4,159 | €5,347 | €4,660 | €8,616 | €5,949 | ▼ 31.0% |
| Profit (loss) for the period before taxes9903 | €5,837 | €26,177 | -€10,481 | €7,350 | €3,229 | ▼ 56.1% |
| Income taxes67/77 | €2,312 | €10,227 | €235 | €3,414 | €3,000 | ▼ 12.1% |
| Profit (loss) for the period9904 | €3,526 | €15,949 | -€10,716 | €3,935 | €229 | ▼ 94.2% |
| Profit (loss) for the period to be appropriated9905 | €3,526 | €15,949 | -€10,716 | €3,935 | €229 | ▼ 94.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,337 | €249,776 | €249,618 | €197,937 | €203,349 | ▲ 2.7% |
| Fixed assets21/28 | €43,287 | €115,362 | €96,001 | €65,323 | €62,144 | ▼ 4.9% |
| Tangible fixed assets22/27 | €43,287 | €115,362 | €90,451 | €62,938 | €58,969 | ▼ 6.3% |
| Land and buildings22 | €17,484 | €14,986 | €12,488 | €9,991 | €7,493 | ▼ 25.0% |
| Plant, machinery and equipment23 | - | €19,866 | €6,185 | €0 | €3,836 | - |
| Furniture and vehicles24 | €3,411 | €9,691 | €7,078 | €4,466 | €13,395 | ▲ 200% |
| Other tangible fixed assets26 | €22,393 | €70,819 | €64,699 | €48,481 | €34,244 | ▼ 29.4% |
| Financial fixed assets28 | - | - | €5,550 | €2,385 | €3,175 | ▲ 33.1% |
| Current assets29/58 | €112,050 | €134,414 | €153,617 | €132,614 | €141,206 | ▲ 6.5% |
| Stocks and contracts in progress3 | €20,000 | €24,293 | €25,321 | €10,185 | €14,631 | ▲ 43.7% |
| Stocks30/36 | €20,000 | €24,293 | €25,321 | €10,185 | €14,631 | ▲ 43.7% |
| Amounts receivable within one year40/41 | €45,772 | €60,679 | €59,572 | €86,206 | €94,236 | ▲ 9.3% |
| Trade receivables40 | €0 | - | €509 | €5,168 | €360 | ▼ 93.0% |
| Other amounts receivable41 | €45,772 | €60,679 | €59,063 | €81,038 | €93,877 | ▲ 15.8% |
| Cash at bank and in hand54/58 | €44,918 | €46,522 | €66,717 | €34,823 | €30,741 | ▼ 11.7% |
| Deferred charges and accrued income490/1 | €1,360 | €2,920 | €2,008 | €1,400 | €1,598 | ▲ 14.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,337 | €249,776 | €249,618 | €197,937 | €203,349 | ▲ 2.7% |
| Equity10/15 | €117,831 | €133,781 | €123,065 | €127,000 | €127,229 | ▲ 0.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €99,231 | €115,181 | €115,181 | €109,532 | €109,532 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €97,371 | €113,321 | €115,181 | €109,532 | €109,532 | = |
| Profit (loss) carried forward14 | - | - | -€10,716 | -€1,132 | -€903 | ▲ 20.2% |
| Amounts payable17/49 | €37,506 | €115,995 | €126,553 | €70,937 | €76,121 | ▲ 7.3% |
| Amounts payable after more than one year17 | - | €77,187 | €57,383 | €37,347 | €17,075 | ▼ 54.3% |
| Financial debts170/4 | - | €77,187 | €57,383 | €37,347 | €17,075 | ▼ 54.3% |
| Amounts payable within one year42/48 | €37,506 | €38,808 | €69,170 | €33,590 | €59,045 | ▲ 75.8% |
| Current portion of amounts payable after more than one year42 | - | €19,573 | €19,803 | €20,036 | €20,272 | ▲ 1.2% |
| Trade debts44 | €13,474 | €10,401 | €42,047 | €9,701 | €31,824 | ▲ 228% |
| Suppliers440/4 | €13,474 | €10,401 | €42,047 | €9,701 | €31,824 | ▲ 228% |
| Taxes, remuneration and social security45 | €24,032 | €8,834 | €7,319 | €3,852 | €6,949 | ▲ 80.4% |
| Taxes450/3 | €17,645 | €1,263 | €609 | €1,403 | €3,545 | ▲ 153% |
| Remuneration and social security454/9 | €6,387 | €7,571 | €6,711 | €2,449 | €3,404 | ▲ 39.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,526 | €15,949 | -€10,716 | €3,935 | €229 | ▼ 94.2% |
| + Depreciation and write-downs630 | €8,135 | €21,735 | €33,879 | €27,513 | €26,443 | ▼ 3.9% |
| Operating cash flow (approximation) | €11,661 | €37,684 | €23,163 | €31,448 | €26,672 | ▼ 15.2% |
| Investment in fixed assets (approximation) | - | -€93,809 | -€14,518 | €3,165 | -€23,264 | ▼ 835% |
| Change in cash | - | €1,604 | €20,194 | -€31,894 | -€4,082 | ▲ 87.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
31-12
Financial
Back to profitnet €3,935
Net result €3,935 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Highest result since 2018net €90,057 ▲2,066%
Operating result €134,202, net result €90,057, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.22
Current ratio from 0.98 to 2.22; short-term debt falls from €120,024 to €60,464.
31-12
Financial
Equity above €100,000Eq €114,306 ▲371%
2 profitable years in a row build equity to €114,306.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €4,158
Net result €4,158 after one loss-making year.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2015
Ground area
2,002 m²
Building footprint
552 m²
Parcel 34018B0730/00V000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CEKI
since 20152.239.068.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018B0730/00V000 | Flanders | 2,002 m² | 1 · 552 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 1,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46425Wholesale trade
47120Other non-specialised retail sale
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0568965970
Also
9925:BE0568965970
Registered
19-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.