CEIBO
ActiveCEIBO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-3k. Equity is shrinking by ~38.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 95% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-19.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
26 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 16.1%
2024 · €18k
2023: €29k
2024: €18k
2023 → 2025
Total assets
€15k▼ 24.4%
2024 · €20k
2023: €54k
2024: €20k
2023 → 2025
Net result
€-3k▲ 73.9%
2024 · €-11k
2023: €24k
2024: €-11k
2023 → 2025
Working capital
€18k▼ 37.2%
2023 · €29k
2023: €29k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€18k▼ 38.2%€15k▼ 16.1%
Operating result€37k-€-11k€-3k▲ 74.9%
Net result€24k-€-11k€-3k▲ 73.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €11k in 2024; the loss shrinks.
Key figures and ratios
Solvency
100.0%▲
2024 · 90.1%
ROE
-19.2%▲
2024 · -61.7%
ROA
-19.2%▲
2024 · -55.6%
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€15k▼
Current assets29/58€20k€15k▼
Amounts receivable within one year40/41€14k€14k▼
Trade receivables40€1k-
Other amounts receivable41€13k€14k▲
Cash at bank and in hand54/58€5k€713▼
Equity and liabilities
Total equity and liabilities10/49€20k€15k▼
Equity10/15€18k€15k▼
Contributions10/11€5k€5k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-11k€-14k▼
Amounts payable17/49€2k-
Amounts payable within one year42/48€2k-
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€209-
Taxes450/3€209-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138-
Other operating charges640/8€813€583▼
Gross operating margin9900€-10k€-2k▲
Operating profit (loss)9901€-11k€-3k▲
Financial income75/76B€33-
Recurring financial income75€33-
Financial charges65/66B€150€180▲
Recurring financial charges65€150€180▲
Profit (loss) for the period before taxes9903€-11k€-3k▲
Income taxes67/77€139-
Profit (loss) for the period9904€-11k€-3k▲
Profit (loss) for the period to be appropriated9905€-11k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-14k▼
Profit (loss) brought forward from the previous period14P-€-11k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-11k ▼146%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 10.13
Current ratio from 2.14 to 10.13; short-term debt falls from €25k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Faliestraat 1278210 ZedelgemGround area
1,755 m²
Building footprint
207 m²
Volume, LiDAR
967 m³
Parcel 31040C0812/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CEIBO
since 20232.343.186.141
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040C0812/00C000 | Flanders | 1,754 m² | 1 · 207 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 27,409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
69101Activities of lawyers
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.