CeHaCo
ActiveSummary
CeHaCo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €84k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency30▼-70
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
57.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 12738 sector peers (2025).
NBB · sector comparisonPosition among 12738 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-02-2026, 179 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
179 d early
2024
64 d early
2023
41 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 94.9%
2024 · €131k
Total assets
€146k▼ 10.1%
2024 · €162k
Net result
€84k▲ 74.1%
2024 · €48k
Working capital
€-12k
2024 · €117k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€67k-€41k▼ 38.5%€61k▲ 48.4%€109k▲ 79.1%
Net result€50k-€30k▼ 38.9%€48k▲ 58.3%€84k▲ 74.1%
Equity€52k-€83k▲ 58.2%€131k▲ 58.2%€7k▼ 94.9%
Total assets€85k-€109k▲ 27.8%€162k▲ 49.6%€146k▼ 10.1%
Debt€33k-€26k▼ 20.7%€32k▲ 22.1%€139k▲ 340%
Working capital€32k-€69k▲ 114%€117k▲ 70.9%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 79% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€19k ▲ 34.4%
Current assets
€127k ▼ 14.3%
Equity and liabilities €146k
Equity
€7k ▼ 94.9%
Debt
€139k ▲ 340%
Debt's share of the balance-sheet total rises from 19.5% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€115k▲
2024 · €66k
Cash flow
€90k▲
2024 · €53k
Current ratio
0.92▼
2024 · 4.78
Debt to equity
20.86▲
2024 · 0.24
ROA
57.3%▲
2024 · 29.6%
Interest coverage
658.24▲
2024 · 429.71
Debt ≤ 1 year
€139k▲
2024 · €31k
Income taxes
€25k▲
2024 · €16k
A ratio outside any meaningful range has been withheld (balance sheet total €146k, equity €7k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €8k | €5k | €7k | ▲ 23.4% |
| Other operating charges640/8 | €1k | €772 | €395 | €526 | ▲ 33.3% |
| Gross operating margin9900 | €77k | €49k | €67k | €116k | ▲ 74.3% |
| Operating profit (loss)9901 | €67k | €41k | €61k | €109k | ▲ 79.1% |
| Financial income75/76B | €2 | €3 | €3k | - | - |
| Recurring financial income75 | €2 | €3 | €3k | - | - |
| Financial charges65/66B | €210 | €171 | €154 | €175 | ▲ 13.9% |
| Recurring financial charges65 | €210 | €171 | €154 | €175 | ▲ 13.9% |
| Profit (loss) for the period before taxes9903 | €66k | €41k | €64k | €109k | ▲ 70.4% |
| Income taxes67/77 | €17k | €10k | €16k | €25k | ▲ 59.0% |
| Profit (loss) for the period9904 | €50k | €30k | €48k | €84k | ▲ 74.1% |
| Profit (loss) for the period to be appropriated9905 | €50k | €30k | €48k | €84k | ▲ 74.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €85k | €109k | €162k | €146k | ▼ 10.1% |
| Fixed assets21/28 | €22k | €15k | €14k | €19k | ▲ 34.4% |
| Tangible fixed assets22/27 | €22k | €15k | €14k | €19k | ▲ 34.4% |
| Furniture and vehicles24 | €22k | €15k | €11k | €16k | ▲ 52.0% |
| Other tangible fixed assets26 | - | - | €3k | €2k | ▼ 23.9% |
| Current assets29/58 | €63k | €94k | €148k | €127k | ▼ 14.3% |
| Amounts receivable after more than one year29 | - | €31k | €46k | €13k | ▼ 72.6% |
| Other amounts receivable291 | - | €31k | €46k | €13k | ▼ 72.6% |
| Amounts receivable within one year40/41 | €13k | - | - | - | - |
| Trade receivables40 | €13k | - | - | - | - |
| Cash at bank and in hand54/58 | €49k | €63k | €103k | €113k | ▲ 10.6% |
| Deferred charges and accrued income490/1 | €1k | €324 | - | €1k | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €85k | €109k | €162k | €146k | ▼ 10.1% |
| Equity10/15 | €52k | €83k | €131k | €7k | ▼ 94.9% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Reserves13 | €50k | €80k | €128k | €4k | ▼ 96.7% |
| Distributable reserves133 | €50k | €80k | €128k | €4k | ▼ 96.7% |
| Amounts payable17/49 | €33k | €26k | €32k | €139k | ▲ 340% |
| Amounts payable after more than one year17 | €2k | - | - | - | - |
| Financial debts170/4 | €2k | - | - | - | - |
| Amounts payable within one year42/48 | €31k | €25k | €31k | €139k | ▲ 347% |
| Current portion of amounts payable after more than one year42 | €8k | €2k | - | - | - |
| Trade debts44 | €2k | €129 | €1k | €90 | ▼ 91.2% |
| Suppliers440/4 | €2k | €129 | €1k | €90 | ▼ 91.2% |
| Taxes, remuneration and social security45 | €19k | €14k | €29k | €9k | ▼ 67.6% |
| Taxes450/3 | €19k | €14k | €29k | €9k | ▼ 67.6% |
| Other amounts payable47/48 | €2k | €9k | €1k | €129k | ▲ 9,224% |
| Accrued charges and deferred income492/3 | - | €648 | €658 | €679 | ▲ 3.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50k | €30k | €48k | €84k | ▲ 74.1% |
| + Depreciation and write-downs630 | €10k | €8k | €5k | €7k | ▲ 23.4% |
| Operating cash flow (approximation) | €59k | €38k | €53k | €90k | ▲ 68.9% |
| Investment in fixed assets (approximation) | - | €0 | €-5k | €-12k | ▼ 136% |
| Change in cash | - | €14k | €40k | €11k | ▼ 72.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €84k ▲74.1%
Operating result €109k, net result €84k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €131k ▲58.2%
3 profitable years in a row build equity to €131k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €30k ▼38.9%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Ground area
169 m²
Building footprint
115 m²
Volume, LiDAR
1,918 m³
Parcel 21009A0711/00S000, Brussels · tallest building 19.5 m, ±6 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
CeHaCo
since 20212.316.297.147
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0711/00S000 | Brussels | 169 m² | 1 · 115 m² | 19.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400ZCT393L2QQDN64
Similar companies · same sector, comparable size
Obvious Advocaten
BE 0634.591.222
Schoten · Eq €6,697
BOSCO CAROLINE, AVOCAT
BE 0667.698.114
Mons · Eq €6,698
Advocaat Louis Rastelli
BE 0773.738.910
Antwerpen · Eq €6,702
CWB LEX
BE 0760.588.678
Watermaal-Bosvoorde · Eq €6,641
TILQUIN LAW
BE 1009.812.065
Brussel · Eq €6,608
Of 22,069 companies in sector 69101 we hold annual accounts for 9,055. 3,735 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Scores and ratios are computed by Checked and are not a credit decision.