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CEEPEE

Active
Private limited companyfounded 2024active for 2 yearsHouwaartstraat 388, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 1013.120.062
Summary

CEEPEE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,217 and a net result of €62,714. Its solvency ranks better than 50% of 21,166 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 03-09-2024 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 1 other
Establishment unit
2.363.375.405 3270 Scherpenheuvel-Zichem, since 01-10-2024
Financial year end
31 December
Peppol
Reachable since 02-11-2025

Board and ownership

Board
  • Elsen MarianneDirector
  • Van Mellaerts JosephDirector
Shareholders
  • Van Mellaerts Josephdeed of 05-09-2024

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€85,501
▲ 301%
Turnover
≈ €160,000
estimated
Profit
€62,714
▲ 297%
Equity
€75,217
▲ 431%
Total assets
€126,247
▲ 191%
Score breakdownraises riskFounded in 2024lowers riskLiquidity: current ratio 2.41, cash €104,279Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €126,247Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 85+27
equity 59.6% of total assets
Liquidity 82+31
short-term debt 39.6% · cash 82.6%
Profitability 100=
return on assets 49.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 10-2025: < 0.1% 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 2.41 (1.46 in 2024), above the usual 1.5. Short-term debt is 39.6% and cash 82.6% of total assets. 40.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 52% of them on solvency, 65% on liquidity, 82% on profitability and 98% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.41, cash €104,279
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €126,247
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
94 days early
2024
135 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 115 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 28-04-2026 at the NBB all 2 filings

Turnover
≈ €160,000
Estimated: probably between €150,000 and €220,000
Total assets
€126,247▲ 191%
2024 · €43,318
Net result
€62,714▲ 297%
2024 · €15,787
Working capital
€70,423▲ 447%
2024 · €12,872
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€82,732
▲ 308% 2025
20242025
Net result
€62,714
▲ 297% 2025
highest quarter of the sector
20242025
Equity
€75,217
▲ 431% 2025
middle half of the sector
20242025
Total assets
€126,247
▲ 191% 2025
middle half of the sector
20242025
Debt
€51,030
▲ 75.1% 2025
20242025
Working capital
€70,423
▲ 447% 2025
middle half of the sector
20242025
Solvency
59.6%
▲ 26.9pp 2025
middle half of the sector
20242025
Current ratio
2.41
▲ 0.95 2025
middle half of the sector
20242025
Return on assets (ROA)
49.7%
▲ 13.2pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€20,275-€82,732▲ 308%
Net result€15,787within the sector's middle half-€62,714above the sector's middle half▲ 297%
Equity€14,169below the sector's middle half-€75,217within the sector's middle half▲ 431%
Total assets€43,318below the sector's middle half-€126,247within the sector's middle half▲ 191%
Debt€29,149-€51,030▲ 75.1%
Working capital€12,872within the sector's middle half-€70,423within the sector's middle half▲ 447%
Solvency32.7%below the sector's middle half-59.6%within the sector's middle half▲ 26.9pp
Current ratio1.46within the sector's middle half-2.41within the sector's middle half▲ 0.95
Return on assets (ROA)36.4%above the sector's middle half-49.7%above the sector's middle half▲ 13.2pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 4.1 times that of 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126,247
Fixed assets €5,864 ▲ 167%
Current assets €120,382 ▲ 193%
Equity and liabilities €126,247
Equity €75,217 ▲ 431%
Debt €51,030 ▲ 75.1%
Debt's share of the balance-sheet total falls from 67.3% to 40.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€84,814▲
2024 · €20,407
Cash flow
€64,797▲
2024 · €15,918
Debt to equity
0.68▼
2024 · 2.06
ROE
83.4%▼
2024 · 111.4%
Interest coverage
50.04▲
2024 · 44.16
Debt ≤ 1 year
€49,960▲
2024 · €28,248
Income taxes
€18,409▲
2024 · €4,026
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€2,329€5,749
Depreciation and write-downs of the year€131€2,082

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€43,318€126,247▲
Fixed assets21/28€2,198€5,864▲
Tangible fixed assets22/27€2,198€5,864▲
Plant, machinery and equipment23€776€2,358▲
Furniture and vehicles24€1,422€3,507▲
Current assets29/58€41,120€120,382▲
Amounts receivable within one year40/41€25,410€12,100▼
Trade receivables40€25,410€12,100▼
Cash at bank and in hand54/58€12,476€104,279▲
Deferred charges and accrued income490/1€3,234€4,003▲
Equity and liabilities
Total equity and liabilities10/49€43,318€126,247▲
Equity10/15€14,169€75,217▲
Contributions10/11€100€100=
Reserves13€14,069€75,117▲
Distributable reserves133€14,069€75,117▲
Amounts payable17/49€29,149€51,030▲
Amounts payable within one year42/48€28,248€49,960▲
Trade debts44€1,382€2,356▲
Suppliers440/4€1,382€2,356▲
Taxes, remuneration and social security45€9,399€29,651▲
Taxes450/3€9,399€28,571▲
Remuneration and social security454/9-€1,080
Other amounts payable47/48€17,467€17,953▲
Accrued charges and deferred income492/3€901€1,070▲
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€13,479-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131€2,082▲
Other operating charges640/8€925€686▼
Gross operating margin9900€21,332€85,501▲
Operating profit (loss)9901€20,275€82,732▲
Financial income75/76B-€87
Recurring financial income75-€87
Financial charges65/66B€462€1,695▲
Recurring financial charges65€462€1,695▲
Profit (loss) for the period before taxes9903€19,813€81,124▲
Income taxes67/77€4,026€18,409▲
Profit (loss) for the period9904€15,787€62,714▲
Profit (loss) for the period to be appropriated9905€15,787€62,714▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,787€62,714▲
Transfer to equity691/2€14,069€61,048▲
To other reserves6921€14,069€61,048▲
Profit to be distributed694/7€1,718€1,666▼
Return on contributions (dividend)694€1,718€1,666▼

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-04-2026.

Line20242025Change
Goods, raw materials, services and sundry goods60/61€13,479--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131€2,082▲ 16×
Other operating charges640/8€925€686▼ 25.8%
Gross operating margin9900€21,332€85,501▲ 301%
Operating profit (loss)9901€20,275€82,732▲ 308%
Financial income75/76B-€87-
Recurring financial income75-€87-
Financial charges65/66B€462€1,695▲ 267%
Recurring financial charges65€462€1,695▲ 267%
Profit (loss) for the period before taxes9903€19,813€81,124▲ 309%
Income taxes67/77€4,026€18,409▲ 357%
Profit (loss) for the period9904€15,787€62,714▲ 297%
Profit (loss) for the period to be appropriated9905€15,787€62,714▲ 297%
Line20242025Change
Assets
Total assets20/58€43,318€126,247▲ 191%
Fixed assets21/28€2,198€5,864▲ 167%
Tangible fixed assets22/27€2,198€5,864▲ 167%
Plant, machinery and equipment23€776€2,358▲ 204%
Furniture and vehicles24€1,422€3,507▲ 147%
Current assets29/58€41,120€120,382▲ 193%
Amounts receivable within one year40/41€25,410€12,100▼ 52.4%
Trade receivables40€25,410€12,100▼ 52.4%
Cash at bank and in hand54/58€12,476€104,279▲ 736%
Deferred charges and accrued income490/1€3,234€4,003▲ 23.8%
Equity and liabilities
Total equity and liabilities10/49€43,318€126,247▲ 191%
Equity10/15€14,169€75,217▲ 431%
Contributions10/11€100€100=
Reserves13€14,069€75,117▲ 434%
Distributable reserves133€14,069€75,117▲ 434%
Amounts payable17/49€29,149€51,030▲ 75.1%
Amounts payable within one year42/48€28,248€49,960▲ 76.9%
Trade debts44€1,382€2,356▲ 70.5%
Suppliers440/4€1,382€2,356▲ 70.5%
Taxes, remuneration and social security45€9,399€29,651▲ 215%
Taxes450/3€9,399€28,571▲ 204%
Remuneration and social security454/9-€1,080-
Other amounts payable47/48€17,467€17,953▲ 2.8%
Accrued charges and deferred income492/3€901€1,070▲ 18.7%
Line20242025Change
Profit (loss) for the period9904€15,787€62,714▲ 297%
+ Depreciation and write-downs630€131€2,082▲ 16×
Operating cash flow (approximation)€15,918€64,797▲ 307%
Investment in fixed assets (approximation)--€5,749-
Change in cash-€91,804-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as CEEPEE has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CEEPEE itself is lower: < 0.1% within 12 months. It rests on far more data about CEEPEE than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for CEEPEE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 28-04-2026 2026-00090117 PDF
31-12-2024 micro format 18-03-2025 2025-00050790 PDF

Board & ownership

Directors

Directors
2 directors
Elsen Marianne
Director · listed in the 2025 annual accounts, filed on 28-04-2026
Current
Van Mellaerts Joseph
Director · listed in the 2025 annual accounts, filed on 28-04-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“De algemene vergadering die de bestuurder(s) benoemt, bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”
deed of 05-09-2024

Owners and capital

Shareholders

At incorporation deed of 05-09-2024 ↗
  • Van Mellaerts Joseph 100 shares (100%) · €100

Capital transactions

Capital over time
  1. 05-09-2024 Incorporation · €100 · 100 shares

Mandate history

2 people, 2 in office
Show
  • Board
  • mandate already running before its first mention
Mandates per person, with start and end dates
Name Functions and periods
Elsen Marianne
  • Director, since before 31-12-2025
Van Mellaerts Joseph
  • Director, since before 31-12-2025
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director

Articles of association, deed of 05-09-2024 (in Dutch)

Network & group

CEEPEE shares no director with another company.

Companies at the same address

1 other company

Connections & network

2 current directors
Depth

The network starts from the directors of CEEPEE. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
28-04
NBB filing Annual accounts 2025 filedNBB
micro format · 94 days before the deadline
2025
18-03
NBB filing Annual accounts 2024 filedNBB
micro format · 135 days before the deadline
2024
05-09
Gazette deed Incorporation
Founding capital of €100, 100 shares · Founder: Van Mellaerts Joseph · Founding capital of euro 100, 100 shares2 points ▸
  • Founder, Van Mellaerts Joseph
  • Founding capital, euro 100, 100 shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 3 September 2024, CEEPEE was incorporated as a private limited company by one natural person, with a starting capital of €100.12 Today the board has 2 members.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 05-09-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name CEEPEE in Dutch
Enterprise number 1013.120.062
Legal form Private limited company
Status Active, normal situation
Founded 03-09-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 05-09-2024 (in Dutch)

Registered office and establishments

Registered office Houwaartstraat 388, 3270 Scherpenheuvel-Zichem, Belgium
Establishment unit Houwaartstraat 388, 3270 Scherpenheuvel-Zichem since 01-10-2024 · unit number 2.363.375.405

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
59203 Motion picture, video and television programme production, sound recording and music publishing activities
Codes under NACEBEL 2008
62020 IT consultancy main activity
59203 Motion picture, video and television programme production, sound recording and music publishing activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Dienstverlening,werkzaamheden,advies en bijstand aan ondernemingen,verenigingen,publieke administraties en andere instellingen,voornamelijk…”
17 activities
  1. Dienstverlening,werkzaamheden,advies en bijstand aan ondernemingen,verenigingen,publieke administraties en andere instellingen,voornamelijk doch niet uitsluitend op het vlak van IT,management,marketing,communicatie,media,coaching,human resources,productie en ontwikkeling,processing en het besturen van vennootschappen,dit alles in de meest ruime betekenis en dit op alle mogelijke manieren en onder alle mogelijke vormen en werkwijzen
  2. Analyseren en ontwerpen van computersystemen waarbij hardware,software en communicatietechnologie worden geïntegreerd;dienstverlening kan ook een opleiding voor de desbetreffende gebruikers omvatten
  3. Ontwerpen en programmeren van computerprogramma’s zoals het ontwerpen van de structuur,de inhoud en/of het schrijven van programma’s voor de creatie en de implementatie van: softwaresystemen,informatie toepassingen,databestanden,webpagina’s en andere digitale visualisaties,en de updates en de correcties hiervan
  4. Aanpassen,configureren en ontwikkelen van bestaande en nieuwe applicaties zodat deze functioneel kunnen worden gebruikt door de klant
  5. Verlenen van advies over soorten computers en aanverwanten (hardware) en hun configuratie en over de toepassing van de bijhorende programma’s (software),alsook het analyseren van de behoeften en problemen van de klant en het bieden van de beste oplossing
  6. Onderhoud en/of reparatie van computers en randapparatuur
  7. Beheer van computerfaciliteiten zoals systeem- en netwerkbeheer of management van computersystemen en/of gegevensverwerkende apparatuur bij klanten,alsmede de gerelateerde ondersteunende diensten
  8. Ontwerpen en ontwikkelen van virtual- en augmented reality en artificiële intelligentie apparatuur en programma’s
  9. Alle overige diensten op het gebied van informatietechnologie en hardware/software systemen
  10. Grafisch ontwerp,webdesign,logo en huisstijl ontwerp
  11. Advies verstrekken aan derden,organiseren,produceren,het boeken en verzorgen,de pré- en postproductie van evenementen,concerten,shows,optredens,festivals,theater- en concertevenementen,en dit in de meest ruimte zin
  12. Optreden als makelaar en tussenpersoon in alle takken en geledingen van economie,cultuur,muziek en sport;deze opsomming is enkel exemplatief en niet limitatief
  13. Medewerking aan,redactionele leiding van,uitgave en publicatie van boeken,tijdschriften en audiovisuele media
  14. Gespecialiseerde beeld-,verlichtings- en geluidstechnieken
  15. Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het leveren van diensten en goederen en het uitvoeren van activiteiten inzake muziek-,film- en televisieproductie
  16. Productie,opname en distributie van muziek
  17. Audiovisuele ondersteuning in de ruimste zin aan vennootschappen,verenigingen en instellingen als aan particulieren
deed of 05-09-2024 (in Dutch)

Invoicing and payment

VAT number BE 1013.120.062
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1013120062
Other Peppol ID 9925:BE1013120062
Registered 02-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 14:00
deed of 05-09-2024 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
465 m²
Building footprint
455 m²
Building volume
2,325 m³
Cadastral parcel Region Area Buildings Height / floors
24098B0279/00V000 Flanders 465 m² 1 · 455 m² 10.4 m · 1