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CEDYA CONCEPT

Active
Private limited companyfounded 201114 yrs activeCarembergstraat(P.E.) 139, 7850 Enghien, BelgiumKBO/BCE: BE 0841.287.334
Summary

CEDYA CONCEPT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138,276 and a net result of €51,834. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 15872 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
CEDYA CONCEPTActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of industrial machinery, ships and aircraft
NACE 46140Retail sale of information and communication equipment NACE 47400
1 site
Size
€484,616total assets 2024
Equity
€138,276
Profit
€51,834
Financial health
56 Fair Checked score 2024
Bankruptcy chance 12 m
1.3%
Structure
Board
1 member
Accounts 67 d overdue1 of 5 deeds read
Why 56Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 31-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 late+ Founded in 2011+ Size: total assets €484,616Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 60% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 54-2
equity 28.5% of total assets
Liquidity 44-44
short-term debt 62.4% · cash 21.4%
Profitability 82+2
return on assets 10.7%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -2.1% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%▼ -1.4% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%▲ +1.8% vs 04-2025 06-2025: 0.3%▼ -2.1% vs 05-2025lowest value 07-2025: 0.3%▲ +6.5% vs 06-2025 08-2025: 0.4%▲ +49.3% vs 07-2025 09-2025: 0.5%▲ +19.9% vs 08-2025 10-2025: 0.7%▲ +37.0% vs 09-2025 11-2025: 0.5%▼ -24.9% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▲ +0.4% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%▼ -0.9% vs 02-2026 04-2026: 0.5%▲ +0.4% vs 03-2026 05-2026: 0.6%▲ +4.6% vs 04-2026 06-2026: 0.6%▼ -1.8% vs 05-2026 07-2026: 0.5%▼ -2.1% vs 06-2026 08-2026: 0.8%▲ +51.9% vs 07-2026 09-2026: 1.0%▲ +17.9% vs 08-2026 10-2026: 1.3%▲ +33.9% vs 09-2026highest value
  • Figures for FY 2024 (filed 31-10-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 late raises the probability
  • Founded in 2011 lowers the probability for this profile
  • Size: total assets €484,616 lowers the probability for this profile
Credit up to €7,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.49 against 3.0 in 2023; short-term debt: 62.4% and cash: 21.4% of total assets), and 71.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 39%, liquidity 42%, profitability 76%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 31-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 92 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €484,616
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
92 d late
2023
36 d late
2022
88 d late
2021
31 d late
2020
1 d early
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: IA Home Invest and Consulting…Appointment: IA Home Invest and…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €51,834 ▲71.3%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Positive: Among the best 14% on net resultsector median €4,829 · 15,851 companies €51,834 View
  • Positive: 7 profitable years in a rowprofit 2024: €51,834 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€484,616
Profit
€51,834
Solvency
28.5%
Total assets▲ 42.0%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 26-05-2026Resignation: IA Home Invest and Consulting (director)
  2. 31-10-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of industrial machinery, ships…NACE 46140
Founded
21-11-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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