CEDRIC
ActiveCEDRIC has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €35k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency87▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 1.93 in 2024; short-term debt: 38.1% and cash: 83.7% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
on the day
2023
34 d early
2022
42 d early
2021
31 d early
2020
30 d late
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 28.6%
2024 · €123k
2018: €27k
2019: €29k
2020: €24k
2021: €29k
2022: €38k
2023: €54k
2024: €123k
2018 → 2025
Total assets
€255k▲ 23.6%
2024 · €206k
2018: €108k
2019: €103k
2020: €102k
2021: €104k
2022: €113k
2023: €129k
2024: €206k
2018 → 2025
Net result
€35k▼ 49.0%
2024 · €69k
2018: €1k
2019: €2k
2020: €-4k
2021: €5k
2022: €9k
2023: €16k
2024: €69k
2018 → 2025
Working capital
€117k▲ 50.5%
2024 · €78k
2018: €-53k
2019: €-44k
2020: €-41k
2021: €-28k
2022: €-15k
2023: €5k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€38k▲ 30.9%€54k▲ 41.7%€123k▲ 128%€158k▲ 28.6%
Operating result€5k-€10k▲ 111%€17k▲ 76.1%€72k▲ 313%€52k▼ 28.1%
Net result€5k-€9k▲ 93.6%€16k▲ 76.6%€69k▲ 335%€35k▼ 49.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€41k▼ 9.3%
Current assets
€214k▲ 32.7%
Equity and liabilities €255k
Equity
€158k▲ 28.6%
Debt
€97k▲ 16.1%
The debt ratio falls from 40.5% to 38.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €76k
Cash flow
€39k▼
2024 · €73k
Solvency
61.9%▲
2024 · 59.5%
Current ratio
2.21▲
2024 · 1.93
Quick ratio
2.21▲
2024 · 1.93
Debt / equity
0.62▼
2024 · 0.68
ROE
22.3%▼
2024 · 56.1%
ROA
13.8%▼
2024 · 33.4%
Interest coverage
803.56▼
2024 · 1094.72
Debt
€97k▲
2024 · €84k
Debt ≤ 1 year
€97k▲
2024 · €84k
Income taxes
€17k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€255k▲
Fixed assets21/28€45k€41k▼
Tangible fixed assets22/27€45k€41k▼
Land and buildings22€45k€41k▼
Current assets29/58€161k€214k▲
Amounts receivable within one year40/41€31€0▼
Other amounts receivable41€31€0▼
Cash at bank and in hand54/58€160k€213k▲
Deferred charges and accrued income490/1€959€983▲
Equity and liabilities
Total equity and liabilities10/49€206k€255k▲
Equity10/15€123k€158k▲
Contributions10/11€136k€136k=
Capital10€136k€136k=
Issued capital100€136k€136k=
Reserves13€62k€92k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€49k€79k▲
Profit (loss) carried forward14€-76k€-71k▲
Amounts payable17/49€84k€97k▲
Amounts payable within one year42/48€84k€97k▲
Trade debts44-€280
Suppliers440/4-€280
Taxes, remuneration and social security45€10k€23k▲
Taxes450/3€10k€23k▲
Other amounts payable47/48€74k€74k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€7k€7k▲
Gross operating margin9900€83k€63k▼
Operating profit (loss)9901€72k€52k▼
Financial charges65/66B€70€70=
Recurring financial charges65€70€70=
Profit (loss) for the period before taxes9903€72k€52k▼
Income taxes67/77€3k€17k▲
Profit (loss) for the period9904€69k€35k▼
Profit (loss) for the period to be appropriated9905€69k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€-41k▲
Profit (loss) brought forward from the previous period14P€-130k€-76k▲
Transfer to equity691/2€15k€30k▲
To other reserves6921€15k€30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €158k ▲28.6%
5 profitable years in a row build equity to €158k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €69k ▲335%
Operating result €72k, net result €69k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲128%
4 profitable years in a row build equity to €123k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼374%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bossière, Graux 15640 MettetGround area
576 m²
Building footprint
417 m²
Volume, LiDAR
4,000 m³
Parcel 92058B0289/00F000, Wallonia · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92058B0289/00F000 | Wallonia | 576 m² | 1 · 417 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVERIX
BE 0466.353.531
Beveren-Kruibeke-Zwijndrecht · Eq €159k
Ostend Data
BE 0417.244.708
Oostende · Eq €157k
C.I.T. FISCALITE & CONSEIL
BE 0728.835.432
Brussel · Eq €159k
V D V GESTION
BE 0466.820.319
Elsene · Eq €159k
ALFIBO
BE 0403.776.356
Turnhout · Eq €159k
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 845 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-12-1988
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.