CEDIT SOLUTIONS
ActiveSummary
CEDIT SOLUTIONS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195,206 and a net result of €125,682. Equity is growing by ~113.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 4.18 against 3.79 in 2024; short-term debt: 23.7% and cash: 90% of total assets), and 23.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
49.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
17 d early
2024
22 d early
2023
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€90,731
EBIT margin
48.0%
Net result
€125,682▲ 297%
2024 · €31,626
Working capital
€192,968▲ 183%
2024 · €68,233
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Turnover€90,731-
Operating result€43,595-€41,415▼ 5.0%€163,147▲ 294%
Net result€35,898-€31,626▼ 11.9%€125,682▲ 297%
EBIT margin48.0%-
Equity€37,898-€69,524▲ 83.4%€195,206▲ 181%
Total assets€57,924-€93,952▲ 62.2%€255,812▲ 172%
Debt€20,026-€24,428▲ 22.0%€60,606▲ 148%
Working capital€36,452-€68,233▲ 87.2%€192,968▲ 183%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Equity +181%, Total assets +172% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 294% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255,812
Fixed assets
€2,238 ▲ 73.4%
Current assets
€253,573 ▲ 174%
Equity and liabilities €255,812
Equity
€195,206 ▲ 181%
Debt
€60,606 ▲ 148%
Debt's share of the balance-sheet total falls from 26.0% to 23.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€163,754▲
2024 · €41,570
Cash flow
€126,289▲
2024 · €31,780
Current ratio
4.18▲
2024 · 3.79
Debt to equity
0.31▼
2024 · 0.35
ROE
64.4%▲
2024 · 45.5%
ROA
49.1%▲
2024 · 33.7%
Interest coverage
3508.77▲
2024 · 416.74
Debt ≤ 1 year
€60,606▲
2024 · €24,428
Income taxes
€37,444▲
2024 · €10,448
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €90,731 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €48,211 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €100 | €155 | €607 | ▲ 293% |
| Other operating charges640/8 | €214 | €248 | €0 | ▼ 99.8% |
| Gross operating margin9900 | €43,909 | €41,818 | €163,755 | ▲ 292% |
| Operating profit (loss)9901 | €43,595 | €41,415 | €163,147 | ▲ 294% |
| Financial income75/76B | €0 | €759 | €25 | ▼ 96.7% |
| Recurring financial income75 | €0 | €759 | €25 | ▼ 96.7% |
| Non-recurring financial income76B | €0 | - | - | - |
| Financial charges65/66B | €74 | €100 | €47 | ▼ 53.2% |
| Recurring financial charges65 | €74 | €100 | €47 | ▼ 53.2% |
| Profit (loss) for the period before taxes9903 | €43,522 | €42,074 | €163,126 | ▲ 288% |
| Income taxes67/77 | €7,624 | €10,448 | €37,444 | ▲ 258% |
| Profit (loss) for the period9904 | €35,898 | €31,626 | €125,682 | ▲ 297% |
| Profit (loss) for the period to be appropriated9905 | €35,898 | €31,626 | €125,682 | ▲ 297% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €57,924 | €93,952 | €255,812 | ▲ 172% |
| Fixed assets21/28 | €1,446 | €1,291 | €2,238 | ▲ 73.4% |
| Tangible fixed assets22/27 | €1,446 | €1,291 | €2,238 | ▲ 73.4% |
| Plant, machinery and equipment23 | €1,446 | €1,291 | €2,238 | ▲ 73.4% |
| Current assets29/58 | €56,478 | €92,661 | €253,573 | ▲ 174% |
| Amounts receivable within one year40/41 | €22,345 | €21,630 | €23,329 | ▲ 7.9% |
| Trade receivables40 | €22,345 | €21,579 | €23,060 | ▲ 6.9% |
| Other amounts receivable41 | €0 | €51 | €269 | ▲ 430% |
| Cash at bank and in hand54/58 | €34,133 | €71,030 | €230,244 | ▲ 224% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €57,924 | €93,952 | €255,812 | ▲ 172% |
| Equity10/15 | €37,898 | €69,524 | €195,206 | ▲ 181% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €35,898 | €67,524 | €193,206 | ▲ 186% |
| Amounts payable17/49 | €20,026 | €24,428 | €60,606 | ▲ 148% |
| Amounts payable within one year42/48 | €20,026 | €24,428 | €60,606 | ▲ 148% |
| Trade debts44 | €3,357 | €804 | €5,437 | ▲ 576% |
| Suppliers440/4 | €3,357 | €804 | €5,437 | ▲ 576% |
| Taxes, remuneration and social security45 | €16,360 | €23,624 | €55,169 | ▲ 134% |
| Taxes450/3 | €15,021 | €22,203 | €53,959 | ▲ 143% |
| Remuneration and social security454/9 | €1,339 | €1,421 | €1,210 | ▼ 14.9% |
| Other amounts payable47/48 | €309 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,898 | €31,626 | €125,682 | ▲ 297% |
| + Depreciation and write-downs630 | €100 | €155 | €607 | ▲ 293% |
| Operating cash flow (approximation) | €35,998 | €31,780 | €126,289 | ▲ 297% |
| Investment in fixed assets (approximation) | - | €0 | -€1,554 | - |
| Change in cash | - | €36,898 | €159,214 | ▲ 332% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €125,682 ▲297%
Operating result €163,147, net result €125,682, both a record.
31-12
Financial
Equity above €150,000Eq €195,206 ▲181%
3 profitable years in a row build equity to €195,206.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €31,626 ▼11.9%
Net result drops to €31,626, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2023
Ground area
722 m²
Building footprint
86 m²
Volume, LiDAR
727 m³
Parcel 25050C0141/00K000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CEDIT SOLUTIONS
since 20232.343.633.529
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0141/00K000 | Wallonia | 722 m² | 1 · 86 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARUNA
BE 0476.388.477
Zuienkerke · Eq €195,204
Serninco
BE 0806.547.674
Brecht · Eq €195,197
COPAMIMMO
BE 0763.720.590
Stavelot · Eq €195,239
Cambridge Institute for Sustainability Leadership (Belgium)
BE 0678.738.395
Brussel · Eq €195,170
PRODUSOFT
BE 0462.033.863
Maldegem · Eq €195,244
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
46500Wholesale of information and communication equipment
47639Retail sale of other sporting goods
73200Market research and public opinion polling
80090Investigation and security activities
82100Office administrative and support services
82990Other business support services
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID
0208:0800315326
Registered
16-03-2024
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.