Turnover
≈ €430,000 estimated
The micro format states no turnover.
Ceceo
Lifetime
3 annual accounts with figures on one time axispeak €292,136 (2023)
€244,627▲ 3.3%
peak €72,465 (2023)
€47,258▲ 14.6%
peak €165,945 (2025)
€165,945▲ 39.8%
€171,825▼ 10.2%
Board1 name since 2022
1 directorCostermans, Peter Marc Liane
Documentsfilings and deeds
29-09-202660 days late
2025micro format
Equity from €118,687 to €165,945Cash from €133,973 to €205,159
Key points
from the 2025 annual accountsFilings
3 annual accounts 3 late
The 2023 accounts came latest: 61 days after the end of the period.
Position in the sector
€47,258
Higher net result than 91% of companies in personal services. Sector median €2,797 · 5,760 companies.
Checked score
88
Excellent
Financially stronger than 78% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.3%▲ +0.1 percentage points vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 2.0%▲ +0.7 percentage points vs 07-2025
09-2025: 2.3%▲ +0.3 percentage points vs 08-2025highest value
10-2025: 0.9%▼ -1.4 percentage points vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.7%▼ -0.2 percentage points vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.5 percentage points vs 07-2026
09-2026: 1.4%▲ +0.2 percentage points vs 08-2026
10-2026: 0.3%▼ -1.1 percentage points vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 60 days late; 3 of the last 3 accounts late
Founded in 2022
lowers risk
Liquidity: current ratio 2.93, cash €205,159
Equity €165,945 (49.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 68% of them on solvency, 92% on liquidity, 75% on profitability and 78% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Ceceo has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Ceceo itself is lower: 0.3% within 12 months. It rests on far more data about Ceceo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Ceceo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.93 (2.79 in 2024), above the usual 1.5. Short-term debt is 22.7% and cash 60.7% of total assets. However, 50.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
60 days late
2024
60 days late
2023
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 60 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788763121
Incorporation
Founding capital of €5,000, 100 shares · Founder: Costermans, Peter Marc Liane · Appointment: Costermans, Peter Marc Liane (director) · published on 22-07-2022 · Gazette deed
First establishment
Venstraat 55, Schoten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ceceo Schoten | €337,770 | €244,627 | 49.1% | - |
| CMS COIFFURE Woluwe-Saint-Pierre | €316,341 | €285,216 | 58.0% | - |
| THE GROOMER Lubbeek | €285,630 | €211,837 | 42.3% | - |
| BEAUTY EVOLUTION Ixelles | €413,909 | €226,814 | 18.5% | - |
| KAPPER4YOU Beveren-Kruibeke-Zwijndrecht | €233,412 | €241,909 | 74.9% | - |
| KS Haarstyliste & Co Wuustwezel | €308,385 | €168,371 | 13.0% | - |
| HENRI TAELMAN Kortrijk | €276,357 | €213,392 | 40.0% | - |
These companies have the same main activity as Ceceo: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €233,000 and €414,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 19-07-2022Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210
- Establishment unit
- 2.333.574.6292900 Schoten, since 19-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Insights on Ceceo
Ceceo files the micro format. That format states no turnover. The gross margin fell from €292,136 in 2023 to €244,627 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ceceo
- What is the company number of Ceceo?
- The company number of Ceceo is 0788.763.121. The VAT number is the same number with BE in front: BE 0788.763.121.
- Where is Ceceo based?
- The registered office is at Venstraat 55, 2900 Schoten.Company details
- What does Ceceo do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of Ceceo?
- Ceceo is a private limited company (BV).
- When was Ceceo founded?
- Ceceo was founded on 19-07-2022.
- Is Ceceo still active?
- Yes, Ceceo is an active enterprise in the KBO register.
- What is the turnover of Ceceo?
- The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €244,627 and 38 comparable companies (NACE 96). It probably lies between €320,000 and €500,000.Financials
- Is Ceceo profitable?
- In financial year 2025, Ceceo made a profit of €47,258.
- Where can I find the annual accounts of Ceceo?
- Ceceo filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ceceo due?
- Ceceo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.