CEBEGEST

Foreign entityfounded 2003active for 23 yearsRue GLESENER 56, 1630 LUXEMBOURG, LuxembourgKBO/BCE: BE 0480.246.901

Summary

For the legal form of CEBEGEST, Checked does not compute a bankruptcy probability. The 2012 annual accounts show equity of €24,942 and a net result of €6,592. Equity is shrinking by about 10% per year across the filed financial years. The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CEBEGESTActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€217,404total assets 2012

Equity: €24,942
Profit: €6,592

Financial health

2012 figures too old to scoreBankruptcy probability: legal form outside the model

Structure

Accounts 4455 days overdue0 of 7 deeds read

SignalsneutralNo filing for yearsFiled after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2012 are too old to assess current financial health.

Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.

Financial strength, FY 2012 · tick = 2011

Weak

Solvency 36+7

equity 11.5% of total assets

Liquidity 17-5

short-term debt 68.0% · cash 2.7%

Profitability 45+14

return on assets 3.0%

Bankruptcy probability, 12 months

For this legal form (e.g. a public body or a foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Two signals.

neutral

No filing for years

The last filed financial year closed on 31-12-2012. Since then, 13 financial years are missing. This points to a standstill, not an imminent failure.

NBB · 9 filings

Position against the passed deadline

31-12-2013 year end31-07-2014 deadline11-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2012 was due by 31-07-2013 and was filed on 30-08-2013, 30 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 9 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

not filed

2022

not filed

2021

not filed

2020

not filed

2019

not filed

← before the deadline after the deadline →

tick = median of all Belgian filings

The Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-08-2013 Annual accounts filedfinancial year 2012 · full…
31-12-2012 Back to profitnet €6,592
31-12-2012 Liquidity more than triplescurrent ratio 1.45

Financials · financial year 2012, full format

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€6,592

2011 · -€11,675

Working capital

€66,334

2011 · -€200,656

Trend over the years

Last 5 years All years

2008 to 2012, 5 financial years 2008 to 2012, 5 financial years

The operating result turns negative in 2012: a loss of €4,947 after €54 in 2011, the lowest result in the available series.

Turnover and resultEquity and debtWorking capitalStaff

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€4,947 2012 Net result€6,592 2012

Every figure with its change against the financial year before

favourable unfavourable

Line20082009201020112012

Operating result€17,654-€14,339▼ 18.8%€33,064▲ 131%€54▼ 99.8%-€4,947

Net result€11,031-€1,250▼ 88.7%€3,473▲ 178%-€11,675€6,592

Equity€37,704-€38,953▲ 3.3%€42,426▲ 8.9%€18,350▼ 56.7%€24,942▲ 35.9%

Total assets€376,712-€377,117▲ 0.1%€459,097▲ 21.7%€441,026▼ 3.9%€217,404▼ 50.7%

Debt€339,008-€338,164▼ 0.2%€416,671▲ 23.2%€422,675▲ 1.4%€192,462▼ 54.5%

Working capital-€289,889--€105,178▲ 63.7%-€125,433▼ 19.3%-€200,656▼ 60.0%€66,334

Staff (FTE)0.1-0.8▲ 700%

Balance-sheet composition

2012 in colour, 2011 as the grey bar beneath

Assets €217,404

98.5%

Fixed assets €3,251 ▼ 99.0%

Current assets €214,153 ▲ 78.4%

Equity and liabilities €217,404

11%

88.5%

Equity €24,942 ▲ 35.9%

Debt €192,462 ▼ 54.5%

Debt's share of the balance-sheet total falls from 95.8% to 88.5%. Equity is higher and debt is lower.

Key figures and ratios

2012 value · change against 2011

EBITDA

-€1,696▼

2011 · €4,803

Cash flow

€9,843▲

2011 · -€6,926

Current ratio

1.45▲

2011 · 0.37

Debt to equity

1.79▼

2011 · 5.56

ROE

26.4%▲

2011 · -63.6%

ROA

3.0%▲

2011 · -2.6%

Debt ≤ 1 year

€147,819▼

2011 · €320,673

Debt > 1 year

€44,643▼

2011 · €102,002

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Last 5 years All years

Filed annual accounts As filed with the NBB · 2012 against 2011 · 23 lines

Balance sheet Code20112012

Assets

Total assets20/58€441,026€217,404▼

Fixed assets21/28€321,009€3,251▼

Tangible fixed assets22/27€6,502€3,251▼

Financial fixed assets28€314,507-

Current assets29/58€120,017€214,153▲

Amounts receivable within one year40/41€119,887€208,387▲

Cash at bank and in hand54/58-€5,766

Equity and liabilities

Total equity and liabilities10/49€441,026€217,404▼

Equity10/15€18,350€24,942▲

Contributions10/11€6,200€6,200=

Profit (loss) carried forward14€12,150€18,742▲

Amounts payable17/49€422,675€192,462▼

Amounts payable after more than one year17€102,002€44,643▼

Amounts payable within one year42/48€320,673€147,819▼

Trade debts44€46,336€40,456▼

Income statement Code20112012

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,750€3,251▼

Gross operating margin9900€11,921€8,114▼

Operating profit (loss)9901€54-€4,947▼

Recurring financial income75€0€21,765▲

Recurring financial charges65€11,729€3,954▼

Profit (loss) for the period before taxes9903-€11,675€6,592▲

Profit (loss) for the period9904-€11,675€6,592▲

Profit (loss) for the period to be appropriated9905-€11,675€6,592▲

Line	2008	2009	2010	2011	2012	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€627	€5,376	€5,376	€4,750	€3,251	▼ 31.6%
Gross operating margin9900	€21,641	€49,379	€78,253	€11,921	€8,114	▼ 31.9%
Operating profit (loss)9901	€17,654	€14,339	€33,064	€54	-€4,947	▼ 9,305%
Recurring financial income75	€1,459	€33	€10	€0	€21,765	▲ 9,068,663%
Recurring financial charges65	€76	€10,940	€16,704	€11,729	€3,954	▼ 66.3%
Profit (loss) for the period before taxes9903	€18,529	€3,432	-€3,806	-€11,675	€6,592	▲ 156%
Income taxes67/77	€7,498	€2,182	-€7,279	-	-	-
Profit (loss) for the period9904	€11,031	€1,250	€3,473	-€11,675	€6,592	▲ 156%
Profit (loss) for the period to be appropriated9905	€11,031	€1,250	€3,473	-€11,675	€6,592	▲ 156%

Line	2008	2009	2010	2011	2012	Change
Assets
Total assets20/58	€376,712	€377,117	€459,097	€441,026	€217,404	▼ 50.7%
Fixed assets21/28	€335,760	€351,135	€325,759	€321,009	€3,251	▼ 99.0%
Tangible fixed assets22/27	€1,253	€16,628	€11,252	€6,502	€3,251	▼ 50.0%
Financial fixed assets28	€334,507	€334,507	€314,507	€314,507	-	-
Current assets29/58	€40,952	€25,982	€133,339	€120,017	€214,153	▲ 78.4%
Amounts receivable within one year40/41	€16,603	€4,441	€121,291	€119,887	€208,387	▲ 73.8%
Cash at bank and in hand54/58	€24,348	€20,567	€11,590	-	€5,766	-
Equity and liabilities
Total equity and liabilities10/49	€376,712	€377,117	€459,097	€441,026	€217,404	▼ 50.7%
Equity10/15	€37,704	€38,953	€42,426	€18,350	€24,942	▲ 35.9%
Contributions10/11	€18,600	€18,600	€18,600	€6,200	€6,200	=
Profit (loss) carried forward14	€19,104	€20,353	€23,826	€12,150	€18,742	▲ 54.3%
Amounts payable17/49	€339,008	€338,164	€416,671	€422,675	€192,462	▼ 54.5%
Amounts payable after more than one year17	-	€207,004	€157,900	€102,002	€44,643	▼ 56.2%
Amounts payable within one year42/48	€330,841	€131,160	€258,771	€320,673	€147,819	▼ 53.9%
Trade debts44	€20,438	€43,000	€40,518	€46,336	€40,456	▼ 12.7%

Line	2008	2009	2010	2011	2012	Change
Profit (loss) for the period9904	€11,031	€1,250	€3,473	-€11,675	€6,592	▲ 156%
+ Depreciation and write-downs630	€627	€5,376	€5,376	€4,750	€3,251	▼ 31.6%
Operating cash flow (approximation)	€11,658	€6,626	€8,849	-€6,926	€9,843	▲ 242%
Investment in fixed assets (approximation)	-	-€20,751	€20,000	€0	€314,507	-
Change in cash	-	-€3,781	-€8,977	-	-	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: not fully processed yet. The notices from October 2023 to September 2026 are still being read.

Directors

No directors read yet: 0 of 7 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 19 May 2003, CEBEGEST was incorporated.¹ Total assets went from €376,712 in 2008 to €217,404 in 2012.²

Acts, filings and financial milestones

All 12Financial 3Filings 9

2013

30-08

NBB filing Annual accounts filed

financial year 2012 · full format · 30 days late

2012

31-12

Financial Back to profitnet €6,592

Net result €6,592 after one loss-making year.

31-12

Financial Liquidity more than triplescurrent ratio 1.45

Current ratio from 0.37 to 1.45; short-term debt falls from €320,673 to €147,819.

28-09

NBB filing Annual accounts filed

financial year 2011 · full format · 59 days late

2011

31-12

Financial Weakest financial yearnet -€11,675

Net result drops to -€11,675, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

financial year 2010 · full format · 31 days late

2010

22-07

NBB filing Annual accounts filed

financial year 2009 · full format

2009

17-07

NBB filing Annual accounts filed

financial year 2008 · full format

2008

26-09

NBB filing Annual accounts filed

financial year 2007 · full format · 57 days late

2007

17-01

NBB filing Annual accounts filed

financial year 2006 · full format

2005

02-12

NBB filing Annual accounts filed

financial year 2005 · full format

18-05

NBB filing Annual accounts filed

financial year 2004 · full format · 107 days late

Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

0 of 7 deeds read

About the unread acts

We know of 7 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification

Legal formForeign entity

Founded19-05-2003

Financial year end31-12

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint

Registered office, LUXEMBOURG · 1 establishment unit since 2003

establishment The establishment unit on the map

Cannot be placed on the map

The registered office is abroad (Luxembourg). The address register our map runs on (BOSA BEST) covers Belgian addresses only.

Rue GLESENER 561630 LUXEMBOURGLuxembourg

Ground area

5,748 m²

Building footprint

479 m²

Parcel 52028B0313/00S000, Wallonia. Linked by address, not a title deed.

1 establishment unit

CEBEGEST SPRL

Avenue Georges Lemaitre 57, 6041 CharleroiInsurance agents and brokers

since 2003unit no. 2.133.111.459

1 parcel

Wallonia 1 (100%)

Cadastral parcel	Region	Area	Buildings	Height / floors
52028B0313/00S000	Wallonia	5,748 m²	1 · 479 m²	-

How the parcels are linked

Good to know

The parcel matches the address exactly.