CDT Physio
ActiveSummary
The computed 12-month bankruptcy probability of CDT Physio is 7.7% (elevated). The 2025 annual accounts show equity of €62k and a net result of €21k. Equity is growing by ~44.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity ample (current ratio 11.07 against 8.33 in 2024; short-term debt: 8.4% and cash: 67.8% of total assets), and 8.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
31%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 51.2%
2024 · €41k
Total assets
€68k▲ 45.6%
2024 · €47k
Net result
€21k▲ 34.0%
2024 · €16k
Working capital
€58k▲ 42.6%
2024 · €41k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€31k-€21k▼ 30.6%€27k▲ 28.1%
Net result€23k-€16k▼ 32.9%€21k▲ 34.0%
Equity€25k-€41k▲ 61.8%€62k▲ 51.2%
Total assets€34k-€47k▲ 36.1%€68k▲ 45.6%
Debt€9k-€6k▼ 37.6%€6k▲ 3.8%
Working capital€25k-€41k▲ 59.2%€58k▲ 42.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€5k ▲ 561%
Current assets
€64k ▲ 38.0%
Equity and liabilities €68k
Equity
€62k ▲ 51.2%
Debt
€6k ▲ 3.8%
Debt's share of the balance-sheet total falls from 11.8% to 8.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2024 · €21k
Cash flow
€22k▲
2024 · €16k
Current ratio
11.07▲
2024 · 8.33
Debt to equity
0.09▼
2024 · 0.13
ROE
33.9%▼
2024 · 38.2%
ROA
31.0%▼
2024 · 33.7%
Interest coverage
159.24▲
2024 · 138.45
Debt ≤ 1 year
€6k▲
2024 · €6k
Income taxes
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €167 | €597 | ▲ 257% |
| Gross operating margin9900 | €31k | €21k | €28k | ▲ 29.9% |
| Operating profit (loss)9901 | €31k | €21k | €27k | ▲ 28.1% |
| Financial income75/76B | €280 | €32 | €273 | ▲ 753% |
| Recurring financial income75 | €280 | €32 | €273 | ▲ 753% |
| Financial charges65/66B | €479 | €155 | €175 | ▲ 13.0% |
| Recurring financial charges65 | €479 | €155 | €175 | ▲ 13.0% |
| Profit (loss) for the period before taxes9903 | €30k | €21k | €27k | ▲ 29.3% |
| Income taxes67/77 | €7k | €5k | €6k | ▲ 15.8% |
| Profit (loss) for the period9904 | €23k | €16k | €21k | ▲ 34.0% |
| Profit (loss) for the period to be appropriated9905 | €23k | €16k | €21k | ▲ 34.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €34k | €47k | €68k | ▲ 45.6% |
| Fixed assets21/28 | - | €681 | €5k | ▲ 561% |
| Tangible fixed assets22/27 | - | €681 | €5k | ▲ 561% |
| Furniture and vehicles24 | - | €681 | €3k | ▲ 364% |
| Other tangible fixed assets26 | - | - | €1k | - |
| Current assets29/58 | €34k | €46k | €64k | ▲ 38.0% |
| Amounts receivable after more than one year29 | €14k | €2k | €9k | ▲ 469% |
| Other amounts receivable291 | €14k | €2k | €9k | ▲ 469% |
| Amounts receivable within one year40/41 | €9k | €15k | €8k | ▼ 45.2% |
| Trade receivables40 | €9k | €15k | €8k | ▼ 45.2% |
| Cash at bank and in hand54/58 | €11k | €29k | €46k | ▲ 57.7% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €34k | €47k | €68k | ▲ 45.6% |
| Equity10/15 | €25k | €41k | €62k | ▲ 51.2% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €23k | €39k | €60k | ▲ 53.8% |
| Amounts payable17/49 | €9k | €6k | €6k | ▲ 3.8% |
| Amounts payable within one year42/48 | €9k | €6k | €6k | ▲ 3.8% |
| Trade debts44 | €63 | €225 | €2k | ▲ 571% |
| Suppliers440/4 | €63 | €225 | €2k | ▲ 571% |
| Taxes, remuneration and social security45 | €7k | €5k | €4k | ▼ 34.0% |
| Taxes450/3 | €7k | €5k | €4k | ▼ 34.0% |
| Other amounts payable47/48 | €2k | €11 | €739 | ▲ 6,614% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €16k | €21k | ▲ 34.0% |
| + Depreciation and write-downs630 | - | €167 | €597 | ▲ 257% |
| Operating cash flow (approximation) | €23k | €16k | €22k | ▲ 36.3% |
| Investment in fixed assets (approximation) | - | - | €-4k | - |
| Change in cash | - | €18k | €17k | ▼ 5.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €16k ▼32.9%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 8.33
Current ratio from 3.87 to 8.33; short-term debt falls from €9k to €6k.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 3 establishment units since 2023
Ground area
2.8 ha
Building footprint
1,419 m²
Volume, LiDAR
19,923 m³
3 parcels, Brussels · tallest building 25.7 m, ±8 floors. Linked by address, not a title deed.
3 establishment units
CDT Physio
since 20232.339.617.333
CDT Physio
since 20232.339.617.432
CDT Physio
since 20232.339.617.531
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0286/00W014 | Brussels | 2.7 ha | 1 · 727 m² | 25.7 m · 8 fl. |
| 21618B0304/00Y000 | Brussels | 747 m² | 1 · 589 m² | 13.2 m · 1 fl. |
| 21614E0054/00G006 | Brussels | 209 m² | 1 · 103 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end30-06
Abbreviation FR
CDTP
Scores and ratios are computed by Checked and are not a credit decision.