CDO GROUP
ActiveSummary
The computed 12-month bankruptcy probability of CDO GROUP is 4.4% (elevated). The 2025 annual accounts show equity of €61,834 and a net result of €56,834. Its solvency ranks better than 27% of 9,217 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €61,834
- Profit
- €56,834
Why 38raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2023Liquidity: current ratio 1.14, cash €8,882Figures for financial year 2025 (filed 11-11-2025)Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 28% on solvency, 10% on liquidity and 77% on profitability.
The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: CLUCI-PLETOSU Diana (director)Appointment: NECULCEA Beniamin Ruben (director)…
Financials · financial year 2025, micro format
2025 annual accounts filed late (10 days) Filed on 10 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00564905.
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,072 |
| Other operating charges640/8 | €2,841 |
| Gross operating margin9900 | €79,927 |
| Operating profit (loss)9901 | €73,013 |
| Financial charges65/66B | €58 |
| Recurring financial charges65 | €58 |
| Profit (loss) for the period before taxes9903 | €72,955 |
| Income taxes67/77 | €16,121 |
| Profit (loss) for the period9904 | €56,834 |
| Profit (loss) for the period to be appropriated9905 | €56,834 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €293,671 | |
| Fixed assets21/28 | €30,069 | |
| Tangible fixed assets22/27 | €28,769 | |
| Plant, machinery and equipment23 | €3,272 | |
| Furniture and vehicles24 | €25,497 | |
| Financial fixed assets28 | €1,300 | |
| Current assets29/58 | €263,602 | |
| Amounts receivable within one year40/41 | €254,720 | |
| Trade receivables40 | €214,698 | |
| Other amounts receivable41 | €40,022 | |
| Cash at bank and in hand54/58 | €8,882 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €293,671 | |
| Equity10/15 | €61,834 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €56,834 | |
| Amounts payable17/49 | €231,837 | |
| Amounts payable within one year42/48 | €231,837 | |
| Trade debts44 | €200,325 | |
| Suppliers440/4 | €200,325 | |
| Taxes, remuneration and social security45 | €31,512 | |
| Taxes450/3 | €16,512 | |
| Remuneration and social security454/9 | €15,000 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €56,834 |
| + Depreciation and write-downs630 | €4,072 |
| Operating cash flow (approximation) | €60,907 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2025 | micro format | 10-11-2025 | 2025-00564905 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
23-04
Gazette deed
Resignation: CLUCI-PLETOSU Diana (director)Appointment: NECULCEA Beniamin Ruben (director) · Registered-office move4 facts ▸
- General meeting, 12-04-2024
- Director resignation, CLUCI-PLETOSU Diana (director)
- Director appointment, NECULCEA Beniamin Ruben (director)
- Registered-office move, Rue de la Procession 49,1070 Anderlecht
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 20 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0804.275.894
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21001A0660/00W002 | Brussels | 270 m² | 1 · 104 m² | 17.3 m · 5 |
How the parcels are linked
Articles of association
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of September at 18:00
Read from the deeds: 1 provision, deed of 23-04-2024