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CDMinvest

Active
Private limited company (pre-2019)founded 20197 yrs activeVeldegemsestraat 3, 8020 Oostkamp, BelgiumKBO/BCE: BE 0724.474.687
Summary

The computed 12-month bankruptcy probability of CDMinvest is 2.5% (moderate). The 2024 annual accounts show equity of €3.8m and a net result of -€17,605. Equity remains stable across the filed fiscal years (±0.5% per year). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability36=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €220,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.01 in 2023; short-term debt: 2% and cash: 0% of total assets), and 2.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
300 d late
2022
31 d late
2021
31 d late
2020
23 d early
2019
132 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 83 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CDMinvest was incorporated on 3 April 2019.1 Total assets went from EUR 3.9 million in 2019 to EUR 3.9 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€3.8m▼ 0.5%
2023 · €3.9m
Total assets
€3.9m=
2023 · €3.9m
Net result
-€17,605▼ 5.6%
2023 · -€16,677
Working capital
-€77,145▼ 26.9%
2023 · -€60,790
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€2,116▲ 52.8%-€18,694▼ 783%-€19,492▼ 4.3%-€14,800▲ 24.1%-€15,920▼ 7.6%
Net result-€2,244▲ 51.0%-€18,943▼ 744%-€20,382▼ 7.6%-€16,677▲ 18.2%-€17,605▼ 5.6%
Equity€3.9m▼ 0.1%€3.9m▼ 0.5%€3.9m▼ 0.5%€3.9m▼ 0.4%€3.8m▼ 0.5%
Total assets€3.9m=€3.9m=€3.9m=€3.9m=€3.9m=
Debt€7,427▲ 43.3%€25,818▲ 248%€46,462▲ 80.0%€63,303▲ 36.2%€80,663▲ 27.4%
Working capital-€6,825▼ 49.0%-€25,768▼ 278%-€45,363▼ 76.0%-€60,790▼ 34.0%-€77,145▼ 26.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2020: -€2,116-€2,116Net result 2020: -€2,244-€2,244Operating result 2021: -€18,694-€18,694Net result 2021: -€18,943-€18,943Operating result 2022: -€19,492-€19,492Net result 2022: -€20,382-€20,382Operating result 2023: -€14,800-€14,800Net result 2023: -€16,677-€16,677Operating result 2024: -€15,920-€15,920Net result 2024: -€17,605-€17,60520202021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€19,492-€19,500Net result 2022: -€20,382-€20,400Operating result 2023: -€14,800-€14,800Net result 2023: -€16,677-€16,700Operating result 2024: -€15,920-€15,900Net result 2024: -€17,605-€17,600202220232024
The operating result stays negative: a loss of €15,920 in 2024 against €14,800 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.9m
Fixed assets €3.9m =
Current assets €231 ▼ 51.3%
Equity and liabilities €3.9m
Equity €3.8m ▼ 0.5%
Debt €80,663 ▲ 27.4%
Debt's share of the balance-sheet total rises from 1.6% to 2.1%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.00▼
2023 · 0.01
Debt to equity
0.02▲
2023 · 0.02
ROE
-0.5%▼
2023 · -0.4%
ROA
-0.4%▼
2023 · -0.4%
Debt ≤ 1 year
€77,376▲
2023 · €61,265
Income taxes
€363▲
2023 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.9m€3.9m=
Fixed assets21/28€3.9m€3.9m=
Financial fixed assets28€3.9m€3.9m=
Current assets29/58€476€231▼
Amounts receivable within one year40/41€150€150=
Other amounts receivable41€150€150=
Cash at bank and in hand54/58€326€27▼
Deferred charges and accrued income490/1-€54
Equity and liabilities
Total equity and liabilities10/49€3.9m€3.9m=
Equity10/15€3.9m€3.8m▼
Contributions10/11€3.9m€3.9m=
Profit (loss) carried forward14-€62,827-€80,432▼
Amounts payable17/49€63,303€80,663▲
Amounts payable within one year42/48€61,265€77,376▲
Trade debts44€6,070€14,907▲
Suppliers440/4€6,070€14,907▲
Taxes, remuneration and social security45€667€778▲
Taxes450/3€667€778▲
Other amounts payable47/48€54,528€61,691▲
Accrued charges and deferred income492/3€2,037€3,287▲
Income statement Code20232024
Other operating charges640/8€115€865▲
Gross operating margin9900-€14,685-€15,055▼
Operating profit (loss)9901-€14,800-€15,920▼
Financial charges65/66B€1,701€1,322▼
Recurring financial charges65€1,701€1,322▼
Profit (loss) for the period before taxes9903-€16,501-€17,242▼
Income taxes67/77€176€363▲
Profit (loss) for the period9904-€16,677-€17,605▼
Profit (loss) for the period to be appropriated9905-€16,677-€17,605▼
Appropriation of the result
Profit (loss) to be appropriated9906-€62,827-€80,432▼
Profit (loss) brought forward from the previous period14P-€46,150-€62,827▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-----
Other operating charges640/8--€347€115€865▲ 652%
Gross operating margin9900-€2,116-€18,694-€19,145-€14,685-€15,055▼ 2.5%
Operating profit (loss)9901-€2,116-€18,694-€19,492-€14,800-€15,920▼ 7.6%
Financial income75/76B-€0€0---
Recurring financial income75-€0€0---
Financial charges65/66B-€198€450€1,701€1,322▼ 22.3%
Recurring financial charges65€128€198€450€1,701€1,322▼ 22.3%
Profit (loss) for the period before taxes9903-€2,244-€18,892-€19,942-€16,501-€17,242▼ 4.5%
Income taxes67/77-€50€441€176€363▲ 106%
Profit (loss) for the period9904-€2,244-€18,943-€20,382-€16,677-€17,605▼ 5.6%
Profit (loss) for the period to be appropriated9905-€2,244-€18,943-€20,382-€16,677-€17,605▼ 5.6%
Line20202021202220232024Change
Assets
Total assets20/58€3.9m€3.9m€3.9m€3.9m€3.9m=
Fixed assets21/28€3.9m€3.9m€3.9m€3.9m€3.9m=
Financial fixed assets28€3.9m€3.9m€3.9m€3.9m€3.9m=
Current assets29/58€602€50€312€476€231▼ 51.3%
Amounts receivable within one year40/41---€150€150=
Other amounts receivable41---€150€150=
Cash at bank and in hand54/58€602€50€312€326€27▼ 91.7%
Deferred charges and accrued income490/1----€54-
Equity and liabilities
Total equity and liabilities10/49€3.9m€3.9m€3.9m€3.9m€3.9m=
Equity10/15€3.9m€3.9m€3.9m€3.9m€3.8m▼ 0.5%
Contributions10/11-€3.9m€3.9m€3.9m€3.9m=
Profit (loss) carried forward14-€6,825-€25,768-€46,150-€62,827-€80,432▼ 28.0%
Amounts payable17/49€7,427€25,818€46,462€63,303€80,663▲ 27.4%
Amounts payable within one year42/48€7,427€25,818€45,675€61,265€77,376▲ 26.3%
Trade debts44€2,027€3,756€5,510€6,070€14,907▲ 146%
Suppliers440/4-€3,756€5,510€6,070€14,907▲ 146%
Taxes, remuneration and social security45-€50€491€667€778▲ 16.6%
Taxes450/3-€50€491€667€778▲ 16.6%
Other amounts payable47/48-€22,012€39,674€54,528€61,691▲ 13.1%
Accrued charges and deferred income492/3--€787€2,037€3,287▲ 61.4%
Line20202021202220232024Change
Profit (loss) for the period9904-€2,244-€18,943-€20,382-€16,677-€17,605▼ 5.6%
+ Depreciation and write-downs630€0-----
Operating cash flow (approximation)-€2,244-€18,943-€20,382-€16,677-€17,605▼ 5.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€552€262€13-€298▼ 2,358%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
27-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 300 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial Weakest financial yearnet -€20,382
Net result drops to -€20,382, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 132 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
1,261 m²
Building footprint
275 m²
Volume, LiDAR
1,425 m³
Parcel 31025A0523/00B000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
CDMinvest
Veldegemsestraat 3, 8020 OostkampHoldings
since 20192.290.579.873
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31025A0523/00B000 Flanders 1,261 m² 1 · 275 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners · 1 holding

Chain of control

  1. VDK Invest 100%
  2. CDMinvest

Highest known parent: VDK Invest. The sources do not say who stands above it.

According to the 2024 annual accounts of CDMinvest and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded03-04-2019
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.