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CDM Cars

Active
Private limited companyfounded 2011active for 15 yearsTieltstraat 157, 8760 Tielt, BelgiumKBO/BCE: BE 0836.848.494

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CDM Cars has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,182 and a net result of €471. Equity has been growing by about 4.4% per year since 2019. Its solvency ranks better than 15% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 08-06-2011 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.199.783.123 8760 Tielt, since 08-06-2011
Financial year end
30 September
Peppol
Reachable since 06-10-2025

Board and ownership

Board
  • CDM Invest BVDirector · since 08-06-2011
Shareholders

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 30-09-2025
Gross margin
€296,554
▼ 13.9%
Turnover
≈ €2.5m
estimated
Profit
€471
▼ 14.2%
Equity
€46,182
▲ 1.0%
Total assets
€1.7m
▲ 18.1%
Staff
3.6 FTE
▼ 2.7%
Filed on 31-03-2026, 30 days before the deadlinePDF
Score breakdownraises riskEquity €46,182 (2.6% of total assets)Sector: Retail trade (NACE 47)lowers riskFounded in 2011Size: 3.6 FTE, total assets €1.7mShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 27% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 28=
equity 2.6% of total assets
Liquidity 21=
short-term debt 80.8% · cash 11.9%
Profitability 35+2
return on assets 0.0%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.8%▼ -0.1 percentage points vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 1.0%▲ +0.2 percentage points vs 02-2025 04-2025: 1.3%▲ +0.3 percentage points vs 03-2025highest value 05-2025: 0.8%▼ -0.5 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.9%▲ +0.1 percentage points vs 02-2026 04-2026: 1.2%▲ +0.3 percentage points vs 03-2026 05-2026: 0.6%▼ -0.6 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.17 (1.16 in 2024), below the usual 1.5. Short-term debt is 80.8% and cash 11.9% of total assets. 97.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 19% on liquidity, 27% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €46,182 (2.6% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 3.6 FTE, total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 12757 sector peers (2025).
NBB · sector comparison
Position among 12757 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
13 days early
2023
on the day
2022
2 days early
2021
4 days early
2020
1 day early
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 85% of companies in retail tradesector median 36.6% · 12,757 companies 2.6% View
  • Positive: 7 profitable years in a rowprofit 2025: €471 7 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as CDM Cars: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1.2m and €2m, founded between 2006 and 2011.

CompanyTotal assetsGross margin
CDM Cars Tielt€1.7m€0.3m
DRIESEN AUTOMOBIEL Lommel€1.7m€0.3m
JUNIUS ROLLING STOCK Merchtem€1.4m€0.4m
GARAGE VLIEGHE Zwevegem€1.2m€0.4m
CLAEYS WERVIK Wervik€2.0m€0.6m
VAN OOST CARS Torhout€1.3m€0.5m
Autobedrijf Naessens Kortrijk€1.8m€0.3m
Full comparison

Documents

Annual accounts at the NBB

All 14 annual accounts

Acts in the Belgian Official Gazette

  • Nameact of 16-12-2025
All publications in the Belgian Official Gazette

Articles and registers

Key facts about CDM Cars

What is the company number of CDM Cars?
The company number of CDM Cars is 0836.848.494. The VAT number is the same number with BE in front: BE 0836.848.494.
Where is CDM Cars based?
The registered office is at Tieltstraat 157, 8760 Tielt.Company details
What does CDM Cars do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of CDM Cars?
The legal form of CDM Cars is Private limited company (BV).
When was CDM Cars founded?
CDM Cars was founded on 08-06-2011.
Is CDM Cars still active?
Yes, CDM Cars is an active enterprise in the KBO register.
How many employees does CDM Cars have?
CDM Cars had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CDM Cars?
The turnover in financial year 2025 is ≈ €2.5m. This figure is estimated from the gross margin of €296,554 and 35 comparable companies (NACE 47811). It probably lies between €1.3m and €3.8m.
Is CDM Cars profitable?
In financial year 2025, CDM Cars made a profit of €471.
Where can I find the annual accounts of CDM Cars?
CDM Cars filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of CDM Cars due?
CDM Cars must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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