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CDLDimmo

Active
Private limited companyfounded 200818 yrs activeDrève des Alliés(THN) 90, 6530 Thuin, BelgiumKBO/BCE: BE 0898.170.906
Summary

CDLDimmo has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €280,447 and a net result of €21,728. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 47% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+21
Solvency85▲+14
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.24 in 2024; short-term debt: 9% and cash: 3.6% of total assets), and 39.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.2%
Return on assets
4.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
77 d early
2024
on the day
2023
18 d early
2022
34 d early
2021
4 d early
2020
32 d early
2019
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 May 2008, CDLDimmo was incorporated.1 Total assets went from EUR 1.1 million in 2018 to EUR 465,558 in 2025 and headcount from 4 full-time equivalents in 2018 to 4 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21,728
2024 · -€66,452
Working capital
-€23,026▲ 73.9%
2024 · -€88,389
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€140,410▼ 14.3%€191,326▲ 36.3%€152,695▼ 20.2%-€62,127€24,913
Net result€93,774within the sector's middle half▼ 13.8%€133,625within the sector's middle half▲ 42.5%€103,224within the sector's middle half▼ 22.8%-€66,452below the sector's middle half€21,728within the sector's middle half
Equity€530,423within the sector's middle half▲ 1.5%€538,691within the sector's middle half▲ 1.6%€587,915within the sector's middle half▲ 9.1%€258,719within the sector's middle half▼ 56.0%€280,447within the sector's middle half▲ 8.4%
Total assets€1.1mwithin the sector's middle half▼ 7.9%€1.1mwithin the sector's middle half▲ 2.4%€1.0mwithin the sector's middle half▼ 10.2%€558,740within the sector's middle half▼ 45.2%€465,558within the sector's middle half▼ 16.7%
Debt€577,633▼ 15.1%€596,357▲ 3.2%€431,648▼ 27.6%€300,021▼ 30.5%€185,111▼ 38.3%
Working capital€126,573within the sector's middle half▲ 10.8%€127,259within the sector's middle half▲ 0.5%€138,217within the sector's middle half▲ 8.6%-€88,389below the sector's middle half-€23,026below the sector's middle half▲ 73.9%
Solvency47.9%within the sector's middle half▲ 4.4pp47.5%within the sector's middle half▼ 0.4pp57.7%within the sector's middle half▲ 10.2pp46.3%within the sector's middle half▼ 11.4pp60.2%within the sector's middle half▲ 13.9pp
Current ratio1.72within the sector's middle half▲ 0.131.46within the sector's middle half▼ 0.261.75within the sector's middle half▲ 0.290.24below the sector's middle half▼ 1.510.45below the sector's middle half▲ 0.21
Return on assets (ROA)8.5%within the sector's middle half▼ 0.6pp11.8%within the sector's middle half▲ 3.3pp10.1%within the sector's middle half▼ 1.6pp-11.9%below the sector's middle half▼ 22.0pp4.7%below the sector's middle half▲ 16.6pp
Staff (FTE)4within the sector's middle half=4within the sector's middle half=4within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2021: €140,410€140,410Net result 2021: €93,774€93,774Operating result 2022: €191,326€191,326Net result 2022: €133,625€133,625Operating result 2023: €152,695€152,695Net result 2023: €103,224€103,224Operating result 2024: -€62,127-€62,127Net result 2024: -€66,452-€66,452Operating result 2025: €24,913€24,913Net result 2025: €21,728€21,72820212022202320242025-€100,000€0€100,000€200,000Operating result 2023: €152,695€153,000Net result 2023: €103,224€103,000Operating result 2024: -€62,127-€62,100Net result 2024: -€66,452-€66,500Operating result 2025: €24,913€24,900Net result 2025: €21,728€21,700202320242025
The operating result returns to profit in 2025: €24,913 after a loss of €62,127 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €465,558
Fixed assets €446,785 ▼ 15.7%
Current assets €18,772 ▼ 34.2%
Equity and liabilities €465,558
Equity €280,447 ▲ 8.4%
Debt €185,111 ▼ 38.3%
Debt's share of the balance-sheet total falls from 53.7% to 39.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€108,342▲
2024 · €34,259
Cash flow
€105,157▲
2024 · €29,933
Debt to equity
0.66▼
2024 · 1.16
ROE
7.7%▲
2024 · -25.7%
Interest coverage
34.59▲
2024 · 7.92
Debt ≤ 1 year
€41,798▼
2024 · €116,915
Debt > 1 year
€143,313▼
2024 · €183,106
Staff costs
€1,306
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.3% went bankrupt
3.6% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€558,740€465,558▼
Fixed assets21/28€530,214€446,785▼
Tangible fixed assets22/27€530,214€446,785▼
Land and buildings22€530,214€446,785▼
Current assets29/58€28,526€18,772▼
Amounts receivable within one year40/41€19,717€1,657▼
Trade receivables40€19,717€1,657▼
Cash at bank and in hand54/58€8,809€16,796▲
Deferred charges and accrued income490/1-€319
Equity and liabilities
Total equity and liabilities10/49€558,740€465,558▼
Equity10/15€258,719€280,447▲
Contributions10/11€10,288€10,288=
Reserves13€280,009€280,009=
Non-distributable reserves130/1€1,029€1,029=
Reserves not available under the articles1311€1,029€1,029=
Distributable reserves133€278,980€278,980=
Profit (loss) carried forward14-€31,577-€9,849▲
Amounts payable17/49€300,021€185,111▼
Amounts payable after more than one year17€183,106€143,313▼
Financial debts170/4€183,106€143,313▼
Amounts payable within one year42/48€116,915€41,798▼
Current portion of amounts payable after more than one year42€59,223€39,794▼
Trade debts44€1,597€1,628▲
Suppliers440/4€1,597€1,628▲
Other amounts payable47/48€56,095€376▼
Income statement Code20242025
Remuneration, social security and pensions62-€1,306
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96,386€83,429▼
Other operating charges640/8€5,922€4,406▼
Gross operating margin9900€40,181€114,055▲
Operating profit (loss)9901-€62,127€24,913▲
Financial charges65/66B€4,326€3,185▼
Recurring financial charges65€4,326€3,132▼
Non-recurring financial charges66B-€53
Profit (loss) for the period before taxes9903-€66,452€21,728▲
Profit (loss) for the period9904-€66,452€21,728▲
Profit (loss) for the period to be appropriated9905-€66,452€21,728▲
Appropriation of the result
Profit (loss) to be appropriated9906-€66,452-€9,849▲
Profit (loss) brought forward from the previous period14P--€31,577
Transfer from equity791/2€34,875-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€206,403€220,341€223,505-€1,306-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137,793€133,354€135,261€96,386€83,429▼ 13.4%
Other operating charges640/8€5,384€5,456€4,219€5,922€4,406▼ 25.6%
Gross operating margin9900€489,990€550,477€515,681€40,181€114,055▲ 184%
Operating profit (loss)9901€140,410€191,326€152,695-€62,127€24,913▲ 140%
Financial income75/76B€0€3€943---
Recurring financial income75€0€3€943---
Financial charges65/66B€8,811€7,951€9,237€4,326€3,185▼ 26.4%
Recurring financial charges65€8,811€7,951€9,237€4,326€3,132▼ 27.6%
Non-recurring financial charges66B----€53-
Profit (loss) for the period before taxes9903€131,599€183,378€144,401-€66,452€21,728▲ 133%
Income taxes67/77€37,825€49,753€41,177---
Profit (loss) for the period9904€93,774€133,625€103,224-€66,452€21,728▲ 133%
Profit (loss) for the period to be appropriated9905€93,774€133,625€103,224-€66,452€21,728▲ 133%
Line20212022202320242025Change
Assets
Total assets20/58€1.1m€1.1m€1.0m€558,740€465,558▼ 16.7%
Fixed assets21/28€806,379€732,013€697,769€530,214€446,785▼ 15.7%
Intangible fixed assets21€0-----
Tangible fixed assets22/27€806,136€731,770€697,526€530,214€446,785▼ 15.7%
Land and buildings22€676,564€634,898€628,552€530,214€446,785▼ 15.7%
Plant, machinery and equipment23€61,874€46,198€42,464---
Furniture and vehicles24€67,698€50,674€26,510---
Financial fixed assets28€243€243€243---
Current assets29/58€301,676€403,034€321,795€28,526€18,772▼ 34.2%
Amounts receivable within one year40/41€20,704€15,213€339€19,717€1,657▼ 91.6%
Trade receivables40€629€2,461€339€19,717€1,657▼ 91.6%
Other amounts receivable41€20,075€12,752----
Cash at bank and in hand54/58€274,471€381,329€315,295€8,809€16,796▲ 90.7%
Deferred charges and accrued income490/1€6,501€6,492€6,161-€319-
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m€1.0m€558,740€465,558▼ 16.7%
Equity10/15€530,423€538,691€587,915€258,719€280,447▲ 8.4%
Contributions10/11€18,600€18,600€18,600€10,288€10,288=
Reserves13€511,823€520,091€569,315€280,009€280,009=
Non-distributable reserves130/1€1,860€1,860€1,860€1,029€1,029=
Reserves not available under the articles1311€1,860€1,860€1,860€1,029€1,029=
Distributable reserves133€509,963€518,231€567,455€278,980€278,980=
Profit (loss) carried forward14----€31,577-€9,849▲ 68.8%
Amounts payable17/49€577,633€596,357€431,648€300,021€185,111▼ 38.3%
Amounts payable after more than one year17€402,530€320,582€248,071€183,106€143,313▼ 21.7%
Financial debts170/4€402,530€320,582€248,071€183,106€143,313▼ 21.7%
Amounts payable within one year42/48€175,103€275,775€183,577€116,915€41,798▼ 64.2%
Current portion of amounts payable after more than one year42€84,024€81,948€72,511€59,223€39,794▼ 32.8%
Trade debts44€11,581€17,312€14,094€1,597€1,628▲ 2.0%
Suppliers440/4€11,581€17,312€14,094€1,597€1,628▲ 2.0%
Advances received on contracts in progress46€16,166€5,030----
Taxes, remuneration and social security45€27,634€70,499€44,412---
Taxes450/3€1,732€42,523€13,669---
Remuneration and social security454/9€25,902€27,976€30,742---
Other amounts payable47/48€35,698€100,986€52,561€56,095€376▼ 99.3%
Line20212022202320242025Change
Profit (loss) for the period9904€93,774€133,625€103,224-€66,452€21,728▲ 133%
+ Depreciation and write-downs630€137,793€133,354€135,261€96,386€83,429▼ 13.4%
Operating cash flow (approximation)€231,567€266,979€238,485€29,933€105,157▲ 251%
Investment in fixed assets (approximation)--€58,987-€101,017€71,169€0▼ 100%
Change in cash-€106,858-€66,034-€306,486€7,987▲ 103%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €21,728
Net result €21,728 after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€66,452
Net result drops to -€66,452, the lowest in the series; recovery starts the following year.
13-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Highest result since 2018net €133,625 ▲42.5%
Operating result €191,326, net result €133,625, both a record.
27-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Equity above €500,000Eq €522,648 ▲26.3%
3 profitable years in a row build equity to €522,648.
06-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 67 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
07-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
2,120 m²
Building footprint
197 m²
Volume, LiDAR
1,096 m³
Parcel 56078B0219/00K002, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Drève des Alliés(THN) 90, 6530 Thuin
Dental practice
since 20082.201.247.823
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56078B0219/00K002 Wallonia 2,120 m² 1 · 197 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,945 companies in sector 86230 we hold annual accounts for 4,296. 3,712 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:0898170906
Registered 07-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.