Turnover
≈ €70,000 estimated
The micro format states no turnover.
CDL
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005peak €124,584 (2014)
€28,415▼ 33.8%
lowest -€20,810 (2012)
€11,895▼ 45.1%
peak €72,439 (2025)
€72,439▲ 19.6%
€26,748▼ 14.8%
Board2 names since 2021
2 directorsCatherine DELPORTE and 1 other
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €42,917 to €28,415Result from €21,672 to €11,895Equity from €60,544 to €72,439Investments €41,094Cash from €45,136 to €6,389
Key points
from the 2025 annual accountsInvestments
€41,094 6.2 × depreciation
Green is investment, beige is depreciation.
Filings
21 annual accounts since 2005
The last five annual accounts were filed 29 to 35 days before the end of the period.
Checked score
94
Excellent
Financially stronger than 50% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Profit of €11,895 (financial year 2025)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 30-06-2026)
Founded in 2004
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 71% of them on solvency, 23% on liquidity, 41% on profitability and 65% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as CDL has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CDL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CDL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.26 (2.8 in 2024), above the usual 1.5. Short-term debt is 27% and cash 6.4% of total assets. 27% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €72,439
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
35 days early
2023
32 days early
2022
33 days early
2021
29 days early
2020
25 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0864606233
Appointments: Catherine DELPORTE (director) and Marie-Claire CARTON (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Registered office moved from Grez-Doiceau to Louvain-la-Neuve
New registered office: Rue des Bâtisseurs, 2/003 à 1348 Louvain-la-Neuve · Previous registered office: Rue des Lowas, 39 à 1390 Grez-Doiceau · Board meeting of 11-04-2017 · Gazette deed
New establishment in Chaumont-Gistoux
Chemin du Masy, Corroy 2
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CDL Ottignies-Louvain-la-Neuve | €99,187 | €28,415 | 73.0% | - |
| BOEKHOUDKANTOOR COULIER MARIANNE Kalmthout | €98,480 | €32,242 | 87.7% | - |
| ASMA Anderlecht | €101,825 | €32,028 | 77.5% | - |
| VAN HERREWEGHE & Co Erpe-Mere | €101,009 | €24,710 | 93.2% | - |
| BOFICOX Bocholt | €92,546 | €29,979 | 86.3% | - |
| MBM Cogeval Auderghem | €107,858 | €23,785 | 59.9% | - |
| NT FISCO SPRL Jodoigne | €122,493 | €24,001 | 71.5% | - |
These companies have the same main activity as CDL: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €92,500 and €122,000, founded between 2000 and 2007.
Official details
Source: KBO- Status
- Active since 08-04-2004Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment units
- 2.216.509.2871348 Ottignies-Louvain-la-Neuve, since 01-04-2004
- 2.216.509.8811325 Chaumont-Gistoux, since 01-07-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 03-01-2025
Annual accounts 2025
- €99,187▲ 7.9%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on CDL
CDL files the micro format. That format states no turnover. The gross margin rose from €12,825 in 2006 to €28,415 in 2025.
The balance sheet grew most from 2013 to 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CDL
- What is the company number of CDL?
- The company number of CDL is 0864.606.233. The VAT number is the same number with BE in front: BE 0864.606.233.
- Where is CDL based?
- The registered office is at Rue des Bâtisseurs 2, 1348 Ottignies-Louvain-la-Neuve.Company details
- What does CDL do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of CDL?
- CDL is a private limited company (BV).
- When was CDL founded?
- CDL was founded on 08-04-2004.
- Is CDL still active?
- Yes, CDL is an active enterprise in the KBO register.
- What is the turnover of CDL?
- The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €28,415 and 41 comparable companies (NACE 69201). It probably lies between €50,000 and €94,000.Financials
- Is CDL profitable?
- In financial year 2025, CDL made a profit of €11,895.
- Where can I find the annual accounts of CDL?
- CDL filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CDL due?
- CDL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.