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CDIMMO

Active
Private limited companyfounded 20196 yrs activeBergense Steenweg 679, 1070 Anderlecht, BelgiumKBO/BCE: BE 0739.869.973
Summary

The computed 12-month bankruptcy probability of CDIMMO is 3.3% (moderate). The 2025 annual accounts show equity of €999,117 and a net result of €4,623. Equity is growing by ~3.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 30.3 against 15.08 in 2024; short-term debt: 1% and cash: 28.5% of total assets), and 1.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.5%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
31 d late
2024
36 d late
2023
30 d late
2022
29 d late
2021
29 d late
2020
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CDIMMO was incorporated on 20 December 2019 as a Private limited company.1 Total assets went from EUR 973,376 in 2020 to EUR 1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4,623▼ 43.7%
2024 · €8,210
Working capital
€282,838▼ 3.3%
2024 · €292,346
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€12,900▼ 76.4%€17,116▲ 32.7%€39,088▲ 128%€12,837▼ 67.2%€8,290▼ 35.4%
Net result€9,173▼ 81.5%€12,417▲ 35.4%€27,456▲ 121%€8,210▼ 70.1%€4,623▼ 43.7%
Equity€838,694▲ 1.1%€958,828▲ 14.3%€986,284▲ 2.9%€994,493▲ 0.8%€999,117▲ 0.5%
Total assets€920,577▼ 5.4%€991,899▲ 7.7%€1.0m▲ 1.4%€1.0m▲ 1.2%€1.0m▼ 0.3%
Debt€81,883▼ 43.1%€33,071▼ 59.6%€19,504▼ 41.0%€22,904▲ 17.4%€15,072▼ 34.2%
Working capital€147,189▼ 75.3%€238,451▲ 62.0%€299,025▲ 25.4%€292,346▼ 2.2%€282,838▼ 3.3%
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2021: €12,900€12,900Net result 2021: €9,173€9,173Operating result 2022: €17,116€17,116Net result 2022: €12,417€12,417Operating result 2023: €39,088€39,088Net result 2023: €27,456€27,456Operating result 2024: €12,837€12,837Net result 2024: €8,210€8,210Operating result 2025: €8,290€8,290Net result 2025: €4,623€4,62320212022202320242025€0€10,000€20,000€30,000€40,000Operating result 2023: €39,088€39,100Net result 2023: €27,456€27,500Operating result 2024: €12,837€12,800Net result 2024: €8,210€8,210Operating result 2025: €8,290€8,290Net result 2025: €4,623€4,620202320242025
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets €721,696 ▲ 2.5%
Current assets €292,492 ▼ 6.6%
Equity and liabilities €1.0m
Equity €999,117 ▲ 0.5%
Debt €15,072 ▼ 34.2%
Debt's share of the balance-sheet total falls from 2.3% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€51,014▲
2024 · €50,001
Cash flow
€47,347▲
2024 · €45,373
Current ratio
30.30▲
2024 · 15.08
Debt to equity
0.02▼
2024 · 0.02
ROE
0.5%▼
2024 · 0.8%
ROA
0.5%▼
2024 · 0.8%
Interest coverage
229.64▼
2024 · 241.38
Debt ≤ 1 year
€9,654▼
2024 · €20,760
Debt > 1 year
€1,420=
2024 · €1,420
Income taxes
€3,445▼
2024 · €4,421
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,639 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.4% went bankrupt
3.6% stopped otherwise
95% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.0m€1.0m▼
Fixed assets21/28€704,292€721,696▲
Tangible fixed assets22/27€282,292€299,696▲
Land and buildings22€267,345€292,978▲
Furniture and vehicles24€14,946€6,718▼
Financial fixed assets28€422,000€422,000=
Current assets29/58€313,106€292,492▼
Amounts receivable within one year40/41€1,400€1,400=
Trade receivables40€1,400€1,400=
Cash at bank and in hand54/58€309,837€289,198▼
Deferred charges and accrued income490/1€1,869€1,894▲
Equity and liabilities
Total equity and liabilities10/49€1.0m€1.0m▼
Equity10/15€994,493€999,117▲
Contributions10/11€38,038€38,038=
Reserves13€167,799€167,799=
Tax-exempt reserves132€279€279=
Distributable reserves133€167,521€167,521=
Profit (loss) carried forward14€788,656€793,279▲
Amounts payable17/49€22,904€15,072▼
Amounts payable after more than one year17€1,420€1,420=
Other amounts payable178/9€1,420€1,420=
Amounts payable within one year42/48€20,760€9,654▼
Trade debts44€16,354€3,225▼
Suppliers440/4€16,354€3,225▼
Taxes, remuneration and social security45€4,405€6,430▲
Taxes450/3€4,405€6,430▲
Accrued charges and deferred income492/3€725€3,997▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37,164€42,724▲
Other operating charges640/8€19,130€14,087▼
Gross operating margin9900€69,131€65,100▼
Operating profit (loss)9901€12,837€8,290▼
Financial charges65/66B€207€222▲
Recurring financial charges65€207€222▲
Profit (loss) for the period before taxes9903€12,630€8,068▼
Income taxes67/77€4,421€3,445▼
Profit (loss) for the period9904€8,210€4,623▼
Profit (loss) for the period to be appropriated9905€8,210€4,623▼
Appropriation of the result
Profit (loss) to be appropriated9906€788,656€793,279▲
Profit (loss) brought forward from the previous period14P€780,446€788,656▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23,362€36,029€33,914€37,164€42,724▲ 15.0%
Other operating charges640/8€6,505€8,451€8,926€19,130€14,087▼ 26.4%
Gross operating margin9900€42,767€61,596€81,929€69,131€65,100▼ 5.8%
Operating profit (loss)9901€12,900€17,116€39,088€12,837€8,290▼ 35.4%
Financial charges65/66B€44€168€329€207€222▲ 7.2%
Recurring financial charges65€44€168€329€207€222▲ 7.2%
Profit (loss) for the period before taxes9903€12,857€16,948€38,760€12,630€8,068▼ 36.1%
Income taxes67/77€3,683€4,531€11,303€4,421€3,445▼ 22.1%
Profit (loss) for the period9904€9,173€12,417€27,456€8,210€4,623▼ 43.7%
Profit (loss) for the period to be appropriated9905€9,173€12,417€27,456€8,210€4,623▼ 43.7%
Line20212022202320242025Change
Assets
Total assets20/58€920,577€991,899€1.0m€1.0m€1.0m▼ 0.3%
Fixed assets21/28€694,425€723,296€689,382€704,292€721,696▲ 2.5%
Tangible fixed assets22/27€272,425€301,296€267,382€282,292€299,696▲ 6.2%
Land and buildings22€232,793€269,893€244,208€267,345€292,978▲ 9.6%
Furniture and vehicles24€39,631€31,403€23,175€14,946€6,718▼ 55.1%
Financial fixed assets28€422,000€422,000€422,000€422,000€422,000=
Current assets29/58€226,153€268,602€316,406€313,106€292,492▼ 6.6%
Amounts receivable within one year40/41€5,450€4,650€1,400€1,400€1,400=
Trade receivables40€5,450€4,650€1,400€1,400€1,400=
Cash at bank and in hand54/58€219,198€263,709€313,595€309,837€289,198▼ 6.7%
Deferred charges and accrued income490/1€1,504€243€1,410€1,869€1,894▲ 1.3%
Equity and liabilities
Total equity and liabilities10/49€920,577€991,899€1.0m€1.0m€1.0m▼ 0.3%
Equity10/15€838,694€958,828€986,284€994,493€999,117▲ 0.5%
Contributions10/11€7,299€38,038€38,038€38,038€38,038=
Capital10€7,299€38,038----
Issued capital100€7,299€38,038----
Reserves13€139,983€167,799€167,799€167,799€167,799=
Non-distributable reserves130/1€730€3,804----
Legal reserve130€730€3,804----
Tax-exempt reserves132€279€279€279€279€279=
Distributable reserves133€138,975€163,717€167,521€167,521€167,521=
Profit (loss) carried forward14€691,412€752,990€780,446€788,656€793,279▲ 0.6%
Amounts payable17/49€81,883€33,071€19,504€22,904€15,072▼ 34.2%
Amounts payable after more than one year17€2,270€2,270€1,420€1,420€1,420=
Other amounts payable178/9€2,270€2,270€1,420€1,420€1,420=
Amounts payable within one year42/48€78,963€30,151€17,381€20,760€9,654▼ 53.5%
Trade debts44€2,175€5,630€1,546€16,354€3,225▼ 80.3%
Suppliers440/4€2,175€5,630€1,546€16,354€3,225▼ 80.3%
Taxes, remuneration and social security45€76,789€24,521€15,835€4,405€6,430▲ 46.0%
Taxes450/3€71,789€19,521€15,835€4,405€6,430▲ 46.0%
Remuneration and social security454/9€5,000€5,000----
Accrued charges and deferred income492/3€650€650€703€725€3,997▲ 452%
Line20212022202320242025Change
Profit (loss) for the period9904€9,173€12,417€27,456€8,210€4,623▼ 43.7%
+ Depreciation and write-downs630€23,362€36,029€33,914€37,164€42,724▲ 15.0%
Operating cash flow (approximation)€32,535€48,446€61,370€45,373€47,347▲ 4.3%
Investment in fixed assets (approximation)--€64,901€0-€52,073-€60,128▼ 15.5%
Change in cash-€44,511€49,886-€3,758-€20,639▼ 449%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €4,623 ▼43.7%
Net result drops to €4,623, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 30.30
Current ratio from 15.08 to 30.30; short-term debt falls from €20,760 to €9,654.
05-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 36 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial Liquidity doublescurrent ratio 18.20
Current ratio from 8.91 to 18.20; short-term debt falls from €30,151 to €17,381.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial Liquidity triplescurrent ratio 8.91
Current ratio from 2.86 to 8.91; short-term debt falls from €78,963 to €30,151.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
163 m²
Building footprint
141 m²
Volume, LiDAR
1,676 m³
Parcel 21308H0515/00C009, Brussels · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
25 companies at this address See who is registered here
1 establishment unit
CDIMMO
Bergense Steenweg 679, 1070 AnderlechtRenting and operating of own or leased residential real estate, excluding social housing
since 20192.307.981.574
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21308H0515/00C009 Brussels 163 m² 1 · 141 m² 14.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.