CDBF
ActiveSummary
CDBF has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,122 and a net result of €162,644. Equity remains stable across the filed fiscal years (±2.3% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-3
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.46 in 2024; short-term debt: 92.2% and cash: 41.3% of total assets), and 92.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
54.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 d early
2024
29 d late
2023
61 d late
2022
59 d late
2021
31 d late
2020
1 d early
2019
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€23,122▲ 12.9%
2024 · €20,478
Total assets
€297,517▲ 65.7%
2024 · €179,604
Net result
€162,644▲ 9.7%
2024 · €148,323
Working capital
-€80,068▲ 7.6%
2024 · -€86,635
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€98,096▼ 2.0%€105,409▲ 7.5%€101,219▼ 4.0%€122,672▲ 21.2%€132,571▲ 8.1%
Net result€73,179▼ 2.6%€78,207▲ 6.9%€75,394▼ 3.6%€148,323▲ 96.7%€162,644▲ 9.7%
Equity€21,554▲ 0.8%€21,761▲ 1.0%€22,155▲ 1.8%€20,478▼ 7.6%€23,122▲ 12.9%
Total assets€174,396▼ 48.5%€179,192▲ 2.7%€171,320▼ 4.4%€179,604▲ 4.8%€297,517▲ 65.7%
Debt€152,842▼ 51.8%€157,431▲ 3.0%€149,165▼ 5.3%€159,126▲ 6.7%€274,395▲ 72.4%
Working capital-€83,168▼ 5.7%-€81,268▲ 2.3%-€90,152▼ 10.9%-€86,635▲ 3.9%-€80,068▲ 7.6%
Staff (FTE)0000
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297,517
Fixed assets
€103,217 ▼ 3.6%
Current assets
€194,300 ▲ 168%
Equity and liabilities €297,517
Equity
€23,122 ▲ 12.9%
Debt
€274,395 ▲ 72.4%
Debt's share of the balance-sheet total rises from 88.6% to 92.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€136,467▲
2024 · €127,866
Cash flow
€166,540▲
2024 · €153,517
Current ratio
0.71▲
2024 · 0.46
Debt to equity
11.87▲
2024 · 7.77
ROE
703.4%▼
2024 · 724.3%
ROA
54.7%▼
2024 · 82.6%
Interest coverage
562.19▼
2024 · 718.51
Debt ≤ 1 year
€274,368▲
2024 · €159,126
Income taxes
€34,685▲
2024 · €31,228
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €6,000 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €413 | €1,693 | €2,409 | €5,194 | €3,896 | ▼ 25.0% |
| Other operating charges640/8 | €923 | €822 | €874 | €908 | €964 | ▲ 6.1% |
| Gross operating margin9900 | €99,432 | €107,924 | €104,501 | €128,774 | €137,430 | ▲ 6.7% |
| Operating profit (loss)9901 | €98,096 | €105,409 | €101,219 | €122,672 | €132,571 | ▲ 8.1% |
| Financial income75/76B | €128 | €0 | €118 | €57,057 | €65,000 | ▲ 13.9% |
| Recurring financial income75 | €128 | €0 | €118 | €57,057 | €65,000 | ▲ 13.9% |
| Financial charges65/66B | €44 | €48 | €55 | €178 | €243 | ▲ 36.4% |
| Recurring financial charges65 | €44 | €48 | €55 | €178 | €243 | ▲ 36.4% |
| Profit (loss) for the period before taxes9903 | €98,180 | €105,362 | €101,282 | €179,551 | €197,328 | ▲ 9.9% |
| Income taxes67/77 | €25,001 | €27,155 | €25,888 | €31,228 | €34,685 | ▲ 11.1% |
| Profit (loss) for the period9904 | €73,179 | €78,207 | €75,394 | €148,323 | €162,644 | ▲ 9.7% |
| Profit (loss) for the period to be appropriated9905 | €73,179 | €78,207 | €75,394 | €148,323 | €162,644 | ▲ 9.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €174,396 | €179,192 | €171,320 | €179,604 | €297,517 | ▲ 65.7% |
| Fixed assets21/28 | €104,722 | €103,029 | €112,307 | €107,113 | €103,217 | ▼ 3.6% |
| Tangible fixed assets22/27 | €4,722 | €3,029 | €12,307 | €7,113 | €3,217 | ▼ 54.8% |
| Plant, machinery and equipment23 | €823 | €431 | €2,658 | €1,720 | €781 | ▼ 54.6% |
| Furniture and vehicles24 | €3,899 | €2,599 | €9,649 | €5,393 | €2,436 | ▼ 54.8% |
| Financial fixed assets28 | €100,000 | €100,000 | €100,000 | €100,000 | €100,000 | = |
| Current assets29/58 | €69,674 | €76,163 | €59,013 | €72,491 | €194,300 | ▲ 168% |
| Amounts receivable within one year40/41 | €7,165 | €7,439 | €0 | - | - | - |
| Trade receivables40 | €7,165 | €7,094 | €0 | - | - | - |
| Other amounts receivable41 | €0 | €345 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €36,172 | €68,246 | €58,436 | €14,968 | €122,809 | ▲ 720% |
| Deferred charges and accrued income490/1 | €26,336 | €477 | €577 | €57,523 | €71,491 | ▲ 24.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €174,396 | €179,192 | €171,320 | €179,604 | €297,517 | ▲ 65.7% |
| Equity10/15 | €21,554 | €21,761 | €22,155 | €20,478 | €23,122 | ▲ 12.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €2,954 | €3,161 | €3,555 | €1,878 | €4,522 | ▲ 141% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €1,094 | €1,301 | €3,555 | €1,878 | €4,522 | ▲ 141% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €152,842 | €157,431 | €149,165 | €159,126 | €274,395 | ▲ 72.4% |
| Amounts payable within one year42/48 | €152,842 | €157,431 | €149,165 | €159,126 | €274,368 | ▲ 72.4% |
| Trade debts44 | €2,719 | €3,992 | €589 | €678 | €4,296 | ▲ 533% |
| Suppliers440/4 | €2,719 | €3,992 | €589 | €678 | €4,296 | ▲ 533% |
| Taxes, remuneration and social security45 | €11,985 | €12,601 | €6,488 | €7,660 | €5,785 | ▼ 24.5% |
| Taxes450/3 | €9,385 | €10,401 | €4,288 | €5,460 | €3,585 | ▼ 34.3% |
| Remuneration and social security454/9 | €2,600 | €2,200 | €2,200 | €2,200 | €2,200 | = |
| Other amounts payable47/48 | €138,138 | €140,838 | €142,088 | €150,788 | €264,288 | ▲ 75.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €27 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,179 | €78,207 | €75,394 | €148,323 | €162,644 | ▲ 9.7% |
| + Depreciation and write-downs630 | €413 | €1,693 | €2,409 | €5,194 | €3,896 | ▼ 25.0% |
| Operating cash flow (approximation) | €73,592 | €79,900 | €77,803 | €153,517 | €166,540 | ▲ 8.5% |
| Investment in fixed assets (approximation) | - | €0 | -€11,687 | €0 | €0 | - |
| Change in cash | - | €32,074 | -€9,810 | -€43,468 | €107,841 | ▲ 348% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €162,644 ▲9.7%
Operating result €132,571, net result €162,644, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 59.63
Current ratio from 26.39 to 59.63; short-term debt falls from €6,813 to €4,236.
31-12
Financial
Equity above €200,000Eq €251,032 ▲40.8%
2 profitable years in a row build equity to €251,032.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2016
Ground area
2,271 m²
Building footprint
366 m²
Volume, LiDAR
3,462 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
C. DEMAN TANDARTS
since 20162.249.078.820
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002E0082/00P000 | Flanders | 1,479 m² | 1 · 140 m² | 11.7 m · 3 fl. |
| 34002F0915/00V000 | Flanders | 791 m² | 1 · 226 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2016
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.