Financials
- Fiscal year
- 2025
- Total assets
- €92,649
- Profit
- €3,640
- Solvency
- 42.8%
Total assets▲ 2.5%
Net result
20182025
CDBC
ActiveSummary
CDBC has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,636 and a net result of €3,640. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Other specialised construction activities
NACE 43990NACE 43995Limited-service restaurants, excluding mobile food services NACE 56112
#10 oldest company in Sint-Pieters-Woluwe, Construction sector1 site
Size
€92,649total assets 2025
- Staff
- 3 FTE
- Equity
- €39,636
- Profit
- €3,640
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late0 of 3 deeds read
Why 68- Sector Specialised construction activities (NACE 43)- Latest accounts 25 days late; 1 of the last 3 late- Profit of €3,640 (FY 2025)+ Founded in 1985Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 36% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
68+3
equity 42.8% of total assets
Liquidity
30-11
short-term debt 57.2% · cash 7.5%
Profitability
52+1
return on assets 3.9%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.2%● 0.0% vs 11-2024
01-2025: 1.2%▼ -1.6% vs 12-2024
02-2025: 1.2%● 0.0% vs 01-2025
03-2025: 1.1%▼ -1.4% vs 02-2025
04-2025: 1.2%▲ +1.1% vs 03-2025
05-2025: 1.1%▼ -0.7% vs 04-2025
06-2025: 1.1%▼ -2.9% vs 05-2025
07-2025: 1.4%▲ +29.2% vs 06-2025
08-2025: 1.9%▲ +34.8% vs 07-2025
09-2025: 2.2%▲ +15.2% vs 08-2025highest value
10-2025: 0.7%▼ -68.3% vs 09-2025
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▼ -1.7% vs 12-2025
02-2026: 0.7%● 0.0% vs 01-2026
03-2026: 0.7%▼ -1.4% vs 02-2026
04-2026: 0.7%▲ +0.1% vs 03-2026
05-2026: 0.7%▼ -1.0% vs 04-2026
06-2026: 0.7%▼ -2.8% vs 05-2026lowest value
07-2026: 0.7%▲ +6.7% vs 06-2026
08-2026: 1.1%▲ +53.0% vs 07-2026
09-2026: 0.7%▼ -33.3% vs 08-2026
10-2026: 0.7%● 0.0% vs 09-2026
- Sector Specialised construction activities (NACE 43) raises the probability
- Latest accounts 25 days late; 1 of the last 3 late raises the probability
- Founded in 1985 lowers the probability for this profile
- Profit of €3,640 (FY 2025) raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.62 in 2024; short-term debt: 57.2% and cash: 7.5% of total assets), but 57.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 46%, liquidity 18%, profitability 25%, growth against the median 55%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
47 d late
2023
on the day
2022
31 d late
2021
86 d late
2020
68 d late
2019
120 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 25-08-2026Annual accounts filed
- 16-09-2025Annual accounts filed
- 31-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 26-10-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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