CDB DENTAL
ActiveCDB DENTAL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.11M and a net result of €269k. Equity is growing by ~106.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 19904 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 5.79 against 4.66 in 2023), and 20.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.2%
Return on assets
19.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
84 d late
2023
153 d late
2022
207 d late
2021
122 d late
2020
117 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.11M▲ 27.6%
2023 · €866k
2018: €853
2019: €47k
2020: €142k
2021: €355k
2022: €586k
2023: €866k
2018 → 2024
Total assets
€1.40M▲ 17.9%
2023 · €1.18M
2018: €6k
2019: €324k
2020: €374k
2021: €577k
2022: €869k
2023: €1.18M
2018 → 2024
Net result
€269k▼ 4.0%
2023 · €280k
2018: €20k
2019: €46k
2020: €95k
2021: €213k
2022: €231k
2023: €280k
2018 → 2024
Working capital
€1.08M▲ 27.5%
2023 · €846k
2019: €87k
2020: €139k
2021: €336k
2022: €547k
2023: €846k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€142k-€355k▲ 150%€586k▲ 65.1%€866k▲ 47.8%€1.11M▲ 27.6%
Operating result€125k-€287k▲ 130%€343k▲ 19.3%€377k▲ 10.0%€390k▲ 3.5%
Net result€95k-€213k▲ 124%€231k▲ 8.7%€280k▲ 21.2%€269k▼ 4.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 4% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.40M
Fixed assets
€92k▼ 13.8%
Current assets
€1.30M▲ 21.1%
Equity and liabilities €1.40M
Equity
€1.11M▲ 27.6%
Debt
€291k▼ 8.5%
The debt ratio falls from 26.8% to 20.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€419k▲
2023 · €418k
Cash flow
€297k▼
2023 · €321k
Solvency
79.2%▲
2023 · 73.2%
Current ratio
5.79▲
2023 · 4.66
Quick ratio
5.79▲
2023 · 4.66
Debt / equity
0.26▼
2023 · 0.37
ROE
24.3%▼
2023 · 32.3%
ROA
19.3%▼
2023 · 23.7%
Interest coverage
138.80▼
2023 · 227.08
Debt
€291k▼
2023 · €318k
Debt ≤ 1 year
€225k▼
2023 · €231k
Debt > 1 year
€65k▼
2023 · €86k
Income taxes
€119k▲
2023 · €95k
Staff costs
€42k▲
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.18M€1.40M▲
Fixed assets21/28€107k€92k▼
Tangible fixed assets22/27€106k€92k▼
Land and buildings22€29k€29k=
Plant, machinery and equipment23€74k€62k▼
Furniture and vehicles24€4k€1k▼
Financial fixed assets28€426€175▼
Current assets29/58€1.08M€1.30M▲
Amounts receivable after more than one year29-€617k
Other amounts receivable291-€617k
Amounts receivable within one year40/41€521k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€517k-
Current investments50/53-€212k
Cash at bank and in hand54/58€487k€421k▼
Deferred charges and accrued income490/1€70k€52k▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.40M▲
Equity10/15€866k€1.11M▲
Contributions10/11€6k€6k=
Revaluation surpluses12-€17k
Reserves13€867k€1.07M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€866k€1.07M▲
Profit (loss) carried forward14€-7k€12k▲
Amounts payable17/49€318k€291k▼
Amounts payable after more than one year17€86k€65k▼
Financial debts170/4€86k€65k▼
Amounts payable within one year42/48€231k€225k▼
Current portion of amounts payable after more than one year42€22k€21k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€180k€154k▼
Taxes450/3€174k€147k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€27k€44k▲
Income statement
Code20232024
Remuneration, social security and pensions62€32k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€28k▼
Other operating charges640/8€1k€14k▲
Gross operating margin9900€452k€475k▲
Operating profit (loss)9901€377k€390k▲
Financial income75/76B-€800
Recurring financial income75-€800
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€375k€388k▲
Income taxes67/77€95k€119k▲
Profit (loss) for the period9904€280k€269k▼
Profit (loss) for the period to be appropriated9905€280k€269k▼
Appropriation of the result
Profit (loss) to be appropriated9906€273k€262k▼
Profit (loss) brought forward from the previous period14P€-7k€-7k=
Transfer from equity791/2-€46k
Transfer to equity691/2€280k€250k▼
To other reserves6921€280k€250k▼
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
31-12
Financial
Equity above €1MEq €1.11M ▲27.6%
7 profitable years in a row build equity to €1.11M.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 207 days late
2023
31-12
Financial
Highest result since 2018net €280k ▲21.2%
Net result €280k, the highest in the series.
2022
31-12
Financial
Equity above €500kEq €586k ▲65.1%
5 profitable years in a row build equity to €586k.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Equity above €200kEq €355k ▲150%
4 profitable years in a row build equity to €355k.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
31-12
Financial
Equity above €100kEq €142k ▲201%
3 profitable years in a row build equity to €142k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
2016
08-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ellezelles · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean Vinois 257890 EllezellesGround area
575 m²
Building footprint
351 m²
Volume, LiDAR
3,647 m³
2 parcels, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
CDB Dental
since 20122.209.884.583
Rue de Frasnes 11, 7890 Ellezelles
since 20262.387.769.915
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51017E1328/00H000 | Wallonia | 365 m² | 1 · 185 m² | 13.2 m · 3 fl. |
| 51017E1480/00P000 | Wallonia | 210 m² | 1 · 166 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AW+
BE 0738.774.467
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Cabinet dentaire Toison d'Or
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Elsene · Eq €1.10M
WILMER
BE 0444.365.611
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JAN RENS
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DEMICUS
BE 0502.438.818
Hoogstraten · Eq €1.11M
Of 6,927 companies in sector 86230 we hold annual accounts for 4,280. 2,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2012
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.