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CD retail

Bankruptcy
Private limited company (pre-2019)founded 2007KBO/BCE: BE 0886.964.832
Summary

The KBO register records for CD retail the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2023 annual accounts show negative equity (-€866,204) and a net result of -€15,020.

Are you a creditor?

Open bankruptcy Source: KBO register

The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.

The procedure

The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 17-06-2024, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
44 d early
2022
70 d late
2021
55 d late
2020
59 d late
2019
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 39 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

On 2 February 2007, CD retail was incorporated.1 Total assets went from EUR 1 million in 2018 to EUR 1.5 million in 2023 and headcount from 7.4 to 6.7 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, abbreviated schema

Equity
-€866,204▼ 1.8%
2022 · -€851,184
Total assets
€1.5m▲ 110%
2022 · €723,526
Net result
-€15,020▲ 96.8%
2022 · -€470,125
Working capital
-€850,853▲ 9.2%
2022 · -€937,194
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result-€93,394-€189,210▼ 103%-€120,147▲ 36.5%-€400,582▼ 233%-€366▲ 99.9%
Net result-€113,377-€220,056below the sector's middle half▼ 94.1%-€164,320below the sector's middle half▲ 25.3%-€470,125below the sector's middle half▼ 186%-€15,020below the sector's middle half▲ 96.8%
Equity€3,317▼ 97.2%-€216,739below the sector's middle half-€381,059below the sector's middle half▼ 75.8%-€851,184below the sector's middle half▼ 123%-€866,204below the sector's middle half▼ 1.8%
Total assets€706,514▼ 30.9%€1.5mwithin the sector's middle half▲ 107%€1.7mabove the sector's middle half▲ 14.0%€723,526within the sector's middle half▼ 56.7%€1.5mwithin the sector's middle half▲ 110%
Debt€703,197▼ 22.3%€1.7m▲ 139%€2.1m▲ 22.0%€1.6m▼ 23.2%€2.4m▲ 51.5%
Working capital-€43,188-€334,569below the sector's middle half▼ 675%-€502,653below the sector's middle half▼ 50.2%-€937,194below the sector's middle half▼ 86.4%-€850,853below the sector's middle half▲ 9.2%
Solvency0.5%▼ 10.9pp-14.8%below the sector's middle half▼ 15.3pp-22.8%below the sector's middle half▼ 8.0pp-117.6%below the sector's middle half▼ 94.8pp-57.0%below the sector's middle half▲ 60.6pp
Current ratio0.94▼ 0.110.80below the sector's middle half▼ 0.140.75below the sector's middle half▼ 0.040.40below the sector's middle half▼ 0.360.64below the sector's middle half▲ 0.24
Return on assets (ROA)-16.0%▼ 16.6pp-15.0%below the sector's middle half▲ 1.0pp-9.8%below the sector's middle half▲ 5.2pp-65.0%below the sector's middle half▼ 55.1pp-1.0%below the sector's middle half▲ 64.0pp
Staff (FTE)7.9▲ 6.8%6.7within the sector's middle half▼ 15.2%7.9above the sector's middle half▲ 17.9%8.5above the sector's middle half▲ 7.6%6.7within the sector's middle half▼ 21.2%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€600,000-€400,000-€200,000€0Operating result 2019: -€93,394-€93,394Net result 2019: -€113,377-€113,377Operating result 2020: -€189,210-€189,210Net result 2020: -€220,056-€220,056Operating result 2021: -€120,147-€120,147Net result 2021: -€164,320-€164,320Operating result 2022: -€400,582-€400,582Net result 2022: -€470,125-€470,125Operating result 2023: -€366-€366Net result 2023: -€15,020-€15,02020192020202120222023-€600,000-€400,000-€200,000€0Operating result 2021: -€120,147-€120,000Net result 2021: -€164,320-€164,000Operating result 2022: -€400,582-€401,000Net result 2022: -€470,125-€470,000Operating result 2023: -€366-€366Net result 2023: -€15,020-€15,000202120222023
The operating result stays negative: a loss of €366 in 2023 against €400,582 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €1.5m
Fixed assets €8,800 ▼ 91.6%
Current assets €1.5m ▲ 144%
Key figures and ratios
2023 value · change against 2022
Debt to equity
-2.75▼
2022 · -1.85
Debt ≤ 1 year
€2.4m▲
2022 · €1.6m
Income taxes
-€45
Staff costs
€334,493▼
2022 · €426,564
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 40 lines
Balance sheet Code20222023
Assets
Total assets20/58€723,526€1.5m▲
Fixed assets21/28€104,336€8,800▼
Intangible fixed assets21€31,488-
Tangible fixed assets22/27€18,998-
Plant, machinery and equipment23€18,998-
Financial fixed assets28€53,850€8,800▼
Current assets29/58€619,190€1.5m▲
Stocks and contracts in progress3€159,279-
Stocks30/36€159,279-
Amounts receivable within one year40/41€55,603€1.5m▲
Trade receivables40€36,398€540▼
Other amounts receivable41€19,205€1.5m▲
Cash at bank and in hand54/58€404,308€4,486▼
Equity and liabilities
Total equity and liabilities10/49€723,526€1.5m▲
Equity10/15-€851,184-€866,204▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€869,784-€884,804▼
Amounts payable17/49€1.6m€2.4m▲
Amounts payable within one year42/48€1.6m€2.4m▲
Trade debts44€56,174€75,585▲
Suppliers440/4€56,174€75,585▲
Taxes, remuneration and social security45€78,822€67,449▼
Taxes450/3€37,279€45,294▲
Remuneration and social security454/9€41,544€22,156▼
Other amounts payable47/48€1.4m€2.2m▲
Accrued charges and deferred income492/3€18,326€24,151▲
Income statement Code20222023
Remuneration, social security and pensions62€426,564€334,493▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,757-
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€50,486
Gross operating margin9900€44,739€384,614▲
Operating profit (loss)9901-€400,582-€366▲
Financial charges65/66B€69,543€14,698▼
Recurring financial charges65€69,543€14,698▼
Profit (loss) for the period before taxes9903-€470,125-€15,064▲
Income taxes67/77--€45
Profit (loss) for the period9904-€470,125-€15,020▲
Profit (loss) for the period to be appropriated9905-€470,125-€15,020▲
Appropriation of the result
Profit (loss) to be appropriated9906-€869,784-€884,804▼
Profit (loss) brought forward from the previous period14P-€399,659-€869,784▼
Social balance
Average headcount (FTE)90878.56.7▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Remuneration, social security and pensions62--€283,474€426,564€334,493▼ 21.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,857€14,561€19,074€18,757--
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€50,486-
Gross operating margin9900€330,280€156,057€182,401€44,739€384,614▲ 760%
Operating profit (loss)9901-€93,394-€189,210-€120,147-€400,582-€366▲ 99.9%
Financial income75/76B--€43,790---
Recurring financial income75€12,297€19,211€43,790---
Financial charges65/66B--€87,963€69,543€14,698▼ 78.9%
Recurring financial charges65€32,280€50,057€87,963€69,543€14,698▼ 78.9%
Profit (loss) for the period before taxes9903-€113,377-€220,056-€164,320-€470,125-€15,064▲ 96.8%
Income taxes67/77-----€45-
Profit (loss) for the period9904-€113,377-€220,056-€164,320-€470,125-€15,020▲ 96.8%
Profit (loss) for the period to be appropriated9905-€113,377-€220,056-€164,320-€470,125-€15,020▲ 96.8%
Line20192020202120222023Change
Assets
Total assets20/58€706,514€1.5m€1.7m€723,526€1.5m▲ 110%
Fixed assets21/28€59,837€133,643€121,594€104,336€8,800▼ 91.6%
Intangible fixed assets21€22,983€43,430€37,448€31,488--
Tangible fixed assets22/27€22,303€37,863€31,796€18,998--
Plant, machinery and equipment23--€31,796€18,998--
Financial fixed assets28€14,550€52,350€52,350€53,850€8,800▼ 83.7%
Current assets29/58€646,677€1.3m€1.5m€619,190€1.5m▲ 144%
Stocks and contracts in progress3€190,206€146,219€118,935€159,279--
Stocks30/36--€118,935€159,279--
Amounts receivable within one year40/41€308,836€954,213€1.1m€55,603€1.5m▲ 2,608%
Trade receivables40--€42,460€36,398€540▼ 98.5%
Other amounts receivable41--€1.1m€19,205€1.5m▲ 7,737%
Cash at bank and in hand54/58€147,635€230,220€336,729€404,308€4,486▼ 98.9%
Equity and liabilities
Total equity and liabilities10/49€706,514€1.5m€1.7m€723,526€1.5m▲ 110%
Equity10/15€3,317-€216,739-€381,059-€851,184-€866,204▼ 1.8%
Contributions10/11€18,600-€18,600€18,600€18,600=
Profit (loss) carried forward14-€15,283-€235,339-€399,659-€869,784-€884,804▼ 1.7%
Amounts payable17/49€703,197€1.7m€2.1m€1.6m€2.4m▲ 51.5%
Amounts payable within one year42/48€689,865€1.7m€2.1m€1.6m€2.4m▲ 51.7%
Trade debts44€42,550€78,439€99,077€56,174€75,585▲ 34.6%
Suppliers440/4--€99,077€56,174€75,585▲ 34.6%
Taxes, remuneration and social security45--€31,920€78,822€67,449▼ 14.4%
Taxes450/3--€18,183€37,279€45,294▲ 21.5%
Remuneration and social security454/9--€13,736€41,544€22,156▼ 46.7%
Other amounts payable47/48--€1.9m€1.4m€2.2m▲ 56.0%
Accrued charges and deferred income492/3---€18,326€24,151▲ 31.8%
Line20192020202120222023Change
Profit (loss) for the period9904-€113,377-€220,056-€164,320-€470,125-€15,020▲ 96.8%
+ Depreciation and write-downs630€13,857€14,561€19,074€18,757--
Operating cash flow (approximation)-€99,520-€205,495-€145,246-€451,368-€15,020▲ 96.7%
Investment in fixed assets (approximation)--€88,367-€7,024-€1,500€95,536▲ 6,469%
Change in cash-€82,585€106,509€67,579-€399,822▼ 692%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
06-09
KBO administration Address struck
event 25-07-2024
17-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
31-12
Financial Weakest financial yearnet -€470,125
Net result drops to -€470,125, the lowest in the series.
24-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 55 days late
2021
28-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
24-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
10-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 71 days late
2018
19-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 50 days late
2017
19-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 50 days late
2016
01-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
03-09
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 34 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
679 m²
Building footprint
152 m²
Volume, LiDAR
1,377 m³
Parcel 23016D0181/00K008, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CD Retail
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
since 20172.271.668.932
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016D0181/00K008 Flanders 678 m² 1 · 152 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,215 companies in sector 47711 we hold annual accounts for 888. 291 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded02-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.