Turnover
≈ €130,000 estimated
The accounts state no turnover.
CD PLEISTERWERKEN
Lifetime
17 annual accounts with figures on one time axispeak €31,393 (2016)
€15,119▼ 33.8%
lowest -€15,253 (2018)
-€297▼ €5,353
peak €49,225 (2012)
€33,807▼ 0.9%
€32,940▼ 47.8%
Board1 name since 2007
1 directorDecoene Christophe
Documentsfilings and deeds
15-09-202646 days late
2025abbreviated format
Gross margin from €22,845 to €15,119Loss of €297Debts from €63,068 to €32,940Cash from €49,121 to €25,957
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
Eight of the last ten came late. The 2018 accounts came latest: 61 days after the end of the period.
Position in the sector
€33,807
Less equity than 83% of companies in specialised construction. Sector median €250,150 · 9,975 companies.
Checked score
84
Excellent
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.3%▼ -0.4 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026lowest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.4%▼ -0.2 percentage points vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 46 days late; 1 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 1.91, cash €25,957
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 55% of them on solvency, 85% on liquidity, 34% on profitability and 33% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as CD PLEISTERWERKEN has now. Each dot stands for 18 companies, two years later.
90.8%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CD PLEISTERWERKEN itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for CD PLEISTERWERKEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.91 (1.31 in 2024), above the usual 1.5. Short-term debt is 27.1% and cash 38.9% of total assets. 49.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
46 days late
2024
28 days late
2023
20 days late
2022
44 days late
2021
37 days late
2020
141 days early
2019
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0894020294
Incorporation
published on 17-12-2007 · Gazette deed
First establishment
't Kloosterhof 46, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CD PLEISTERWERKEN Bruges | €66,746 | €15,119 | 50.6% | - |
| Nijs schilderwerken Bilzen-Hoeselt | €69,620 | €14,049 | 73.6% | - |
| LES ARTISANS PLATRIERS La Bruyère | €68,860 | €14,631 | 5.2% | - |
| Gyproc en renovatiewerken Smets Lummen | €54,970 | €15,623 | -34.5% | - |
| MGC CONSTRUCT Westerlo | €62,370 | €18,729 | 46.4% | - |
| PLEISTERWERKEN VANDENBROUCKE Wielsbeke | €54,581 | €18,252 | 31.3% | - |
| L.M. SPUITPLAMUUR Kortrijk | €76,055 | €10,981 | 59.9% | - |
These companies have the same main activity as CD PLEISTERWERKEN: plastering work (NACE 43310). They are comparable in size and age: total assets between €54,600 and €76,100, founded between 2006 and 2009.
Official details
Source: KBO- Status
- Active since 03-12-2007Normal situation
- Activity
- Plastering workNACE 43310and 1 other
- Establishment unit
- 2.167.006.1308200 Bruges, since 03-12-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Insights on CD PLEISTERWERKEN
CD PLEISTERWERKEN files the abbreviated format. That format states no turnover. The gross margin fell from €22,847 in 2009 to €15,119 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CD PLEISTERWERKEN
- What is the company number of CD PLEISTERWERKEN?
- The company number of CD PLEISTERWERKEN is 0894.020.294. The VAT number is the same number with BE in front: BE 0894.020.294.
- Where is CD PLEISTERWERKEN based?
- The registered office is at 't Kloosterhof 46, 8200 Bruges.Company details
- What does CD PLEISTERWERKEN do?
- According to the KBO register, the main activity is plastering work (NACE 43310).
- What is the legal form of CD PLEISTERWERKEN?
- CD PLEISTERWERKEN is a private limited company (pre-2019) (BVBA).
- When was CD PLEISTERWERKEN founded?
- CD PLEISTERWERKEN was founded on 03-12-2007.
- Is CD PLEISTERWERKEN still active?
- Yes, CD PLEISTERWERKEN is an active enterprise in the KBO register.
- What is the turnover of CD PLEISTERWERKEN?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €15,119 and 58 comparable companies (NACE 433). It probably lies between €72,000 and €290,000. It is a rough estimate.Financials
- Is CD PLEISTERWERKEN profitable?
- In financial year 2025, CD PLEISTERWERKEN made a loss of €297.
- Where can I find the annual accounts of CD PLEISTERWERKEN?
- CD PLEISTERWERKEN filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CD PLEISTERWERKEN due?
- CD PLEISTERWERKEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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