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CD CONCEPT

Active Private limited company (pre-2019)founded 1996active for 29 yearsRoodbos 29, 3791 VoerenKBO/BCE: BE 0459.575.805 #4 company by equity in Voeren, Construction sector

Overview

Lifetime

20 annual accounts with figures on one time axis, 29 filings since 1997
peak €192,524 (2024)
€82,478▼ 57.2%
peak €119,703 (2024)
€71,237▼ 40.5%
peak €575,048 (2024)
€570,615▼ 0.8%
€102,880▲ 46.2%
peak 0.1 FTE (2007)
-not published
Board1 name since 2009
1 director
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €192,524 to €82,478Result from €119,703 to €71,237Dividend €75,669Debts from €70,385 to €102,880Cash from €356,584 to €229,498

Key points

from the 2025 annual accounts

Equity

€570,615 ▼ 0.8%
575,0482024+71,237Profit-75,669Dividend570,6152025

CD CONCEPT paid out €75,669 in dividends. That is 106% of the 2025 profit.

Filings

29 annual accounts 61 days
AprilJune31 JulyOctober200020102020

Latest accounts filed late: after the legal deadline.

Position in the sector

€570,615

More equity than 95% of companies in specialised construction. Sector median €57,825 · 37,254 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 20,135 companies had the same profile as CD CONCEPT has now. Each dot stands for 51 companies, two years later.

95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,135 companies, not a prediction for CD CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0459575805
First establishment Roodbos 45 B, Voeren
Incorporation published on 10-01-1997 · Gazette deed
All 40 events

Comparable companies

same main activity, similar in size and age
Company
CD CONCEPT Voeren €673,496 €82,478 84.7% -
VEILIGHEID & COMFORT Lommel €607,086 €103,721 71.2% -
L. SECURITE Walhain €667,409 €88,480 98.0% -
AVENI - TECHNICS Sint-Pieters-Leeuw €723,561 €84,994 61.8% 0
VERIMTOP Wetteren €677,193 €88,514 19.5% -
SPECIAL PROJECTS TEAM Mechelen €673,935 €85,320 27.4% -
NEIRINCK Bruges €692,066 €73,483 99.1% 0

These companies have the same main activity as CD CONCEPT: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €607,000 and €724,000, founded between 1994 and 1999.

Official details

Source: KBO
Status
Active since 30-12-1996Normal situation
Activity
General electrical installation workNACE 43211
Establishment unit
2.079.910.4243791 Voeren, since 14-01-1997
Financial year end
31 December
Peppol
Reachable since 19-09-2025
Company details

Annual accounts 2025

€82,478▼ 57.2%
≈ €300,000estimated
€71,237▼ 40.5%
€570,615▼ 0.8%
€673,496▲ 4.3%
≈ 0 FTEestimated
Filing
Filed on 30-09-2026
Financials

Insights on CD CONCEPT

CD CONCEPT files the micro format. That format states no turnover. The gross margin rose from €18,183 in 2006 to €82,478 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-09-2026, 61 days late
€82,478
▼ 57.2%
€78,452
▼ 58.4%
€71,237
▼ 40.5%
€584,092
▼ 0.2%
84.7%
▼ 4.4 percentage points
7.91
▼ 3.93

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €300,000. Estimated: probably between €200,000 and €460,000.

Balance sheet

balance sheet total €673,496 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

84.7%

Higher than 89% of 37,240 companies in 2025.

7.91

Higher than 91% of 36,534 companies in 2025.

10.6%

Higher than 60% of 36,769 companies in 2025.

CD CONCEPT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: top quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 673,496645,433564,963478,015453,389423,591396,268376,506324,280308,763300,888311,325297,858233,258188,153150,932134,07486,57189,48584,983
21/28 4,8855,8764,8555,47723,34936,70946,55862,9916,74610,66116,91715,77427,33547,11953,75070,72653,83723,60629,00030,113
21 -------12,0064,0176,0278,03810,04812,05914,06816,07818,08820,09822,10724,117
22/27 4,8855,8764,8555,47723,34936,70946,55862,9914,7396,64410,8897,73717,28735,06039,68254,64735,7493,5096,8925,995
22 3,1263,4922925848761,1681,4602,0342,6073,1813,755---------
23 1,7592,3854,5634,8937,8086,2101,1022,2952,1323,4635,3124,0383,9713,9069417711,4322,8204,9984,961
24 ----14,66529,33143,99658,662--1,8223,69913,31631,15538,74053,87734,3176891,8951,035
29/58 668,610639,556560,108472,538430,040386,881349,710313,514317,535298,102283,971295,550270,522186,139134,40380,20680,23762,96460,48654,870
3 101,479118,105116,61694,25652,46055,34939,17526,10117,44019,35226,73636,57725,27727,14825,55620,37730,24639,06020,92119,668
30/36 101,479118,105116,61694,25652,46055,34939,17526,10117,44019,35226,73636,57725,27727,14825,55620,37730,24639,06020,92119,668
40/41 98,76342,66449,10918,32240,03137,06343,09014,38412,51717,99722,40819,6707,00110,15120,7117,53821,5125,70937,0298,360
40 8,0587,48237,09314,70414,06912,34527,0604,3008,91417,24319,13819,1281,75610,15120,7117,53821,5125,70937,0297,187
41 90,70635,18212,0163,61825,96224,71816,03010,0843,6037543,2695415,246------1,173
50/53 233,208118,592143,364150,550151,240145,043163,828138,749152,738139,718132,37847,86745,565-42,507-----
54/58 229,498356,584247,640206,010182,740133,997101,748123,673134,805120,870102,318191,312192,163148,83845,45651,85127,72718,1952,53626,842
490/1 5,6613,6123,3793,3993,56815,4301,87010,607351671331245162172440752---
Balance sheet: equity and liabilities
10/49 673,496645,433564,963478,015453,389423,591396,268376,506324,280308,763300,888311,325297,858233,258188,153150,932134,07486,57189,48584,983
10/15 570,615575,048455,345362,203296,019215,903362,377328,515315,134297,057286,707285,259149,954196,922136,06199,71692,66359,59358,50052,435
10/11 120,817120,817120,817120,817120,817120,817120,817120,817120,817120,817120,817120,8176,1976,1976,1976,1976,1976,1976,1976,197
100 ------133,212133,212133,212133,212133,212133,21218,59218,59218,59218,59218,59218,59218,59218,592
101 ------12,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,39512,395
13 449,798454,230334,528241,386175,20295,086241,559207,698194,316176,240165,890164,442143,756129,86493,51893,51886,46653,39652,30346,238
130/1 1,8591,8591,8591,8591,8591,859--------------
130 ------13,32113,32113,32113,32113,32113,3211,8591,8591,8591,8591,8591,8591,8591,859
1311 1,8591,8591,8591,8591,8591,859--------------
132 -----649649649649649649649649649649649649649649649
133 447,938452,371332,668239,527173,34392,578227,589193,728180,346162,270151,920150,472141,248127,35691,01091,01083,95750,88849,79543,730
14 0------------60,86136,345-----
17/49 102,88070,385109,618115,812157,370207,68733,89247,9919,14611,70514,18126,065147,90436,33652,09251,21641,41126,97730,98532,548
17 -----7,60118,92730,162-----6,0888,22713,61927,7736,0379,62819,099
170/4 -----7,60118,92730,162------2,6907,90112,896-4766,197
178/9 -------------6,0885,5375,71714,8776,0379,15212,902
42/48 84,51854,03093,918114,342152,715199,24412,91817,6407,44911,66510,38326,038146,89928,85540,38937,53213,57520,90821,31013,427
42 ----7,60111,32611,23411,144-----2,6905,2114,9944,7864745,5395,063
43 ----------------42---
430/8 ----------------42---
44 6,26519,0292,8575,9046,12044,0351,6053,9604,4847,917789,6868,1132,79212,67814,7716,04818,6352,269864
440/4 6,26519,0292,8575,9046,12044,0351,6053,9604,4847,917789,6868,1132,79212,67814,7716,04818,6352,269864
45 2,5849702,7531,6111567,451792,5362,9651,0353,72310,95719,65223,37322,50017,7662,6991,80013,5027,500
450/3 1,59082,7531,6111567,451791,3382,9651,03560210,95719,65222,50022,50017,766-1,8007,2847,500
454/9 995962-----1,198--3,120--873--2,699-6,218-
47/48 75,66934,03188,308106,826138,838136,432---2,7136,5825,395119,134------0
492/3 18,36216,35515,7001,4704,6548422,0461891,697403,798271,0051,3933,4756663324822
Income statement
76A ----------------1,240---
9900 82,478192,524151,447111,597119,51163,65331,68647,65311,89113,39724,02645,214140,977109,51068,70245,60746,6197,99118,79618,183
62 23317413828113518521313843766852536421-----1,502-
630 2,1592,6363,18417,87217,62516,25016,43419,6934,4929,6677,86214,41521,76421,43019,74819,08713,2105,9407,3536,166
640/8 1,6341,1529931,4181,289832924683810614627787806810686404602424528305
9901 78,452188,562147,13292,025100,46346,38514,11627,1396,1522,44915,48529,477117,98687,27048,26826,11632,8071,6269,41411,712
75/76B 10,8078,5543,6973,4403,2442,9003,20310,1803,4213,5083,3442,7893,3635,9534,235499389713123-
75 10,8078,5543,6973,4403,2442,9003,2033,3933,4213,5083,3442,7893,3635,9534,235499389713123-
76B -------6,787------------
65/66B -9,14621,43713,7961,761-5,40320,070-23,95514,889-12,470-6,7493501,9956,2641,9391,8871,7511,2989521,3411,420
65 -9,14621,43713,7961,761-5,40320,070-23,95514,889-12,470-6,7493501,9956,2641,9391,8871,7511,2989521,3411,420
9903 98,404175,679137,03393,705109,11029,21541,27422,43022,04312,70618,47930,271115,08591,28550,61624,86433,1381,3878,19710,292
67/77 27,16755,97643,89127,52128,99412,3067,4129,0483,9662,35617,0319,58534,69830,42414,27117,811682952,1322,928
9904 71,237119,70393,14266,18480,11616,90933,86113,38118,07610,3501,44820,68680,38760,86136,3457,05333,0701,0936,0657,364
789 ----649---------------
9905 71,237119,70393,14266,18480,76516,90933,86113,38118,07610,3501,44820,68680,38760,86136,3457,05333,0701,0936,0657,364
Appropriation of the result
9906 71,237119,70393,14266,18480,76516,90933,86113,38118,07610,3501,44820,686141,24897,20636,3457,05333,0701,0936,0657,364
791/2 75,669----163,382------127,356-------
691/2 71,237119,70393,14266,18480,76516,90933,86113,38118,07610,3501,44820,686141,24836,345-7,05333,0701,0936,0657,364
6920 -----------11,462--------
6921 71,237119,70393,14266,18480,76516,90933,86113,38118,07610,3501,4489,224141,24836,345-7,05333,0701,0936,0657,364
694/7 75,669----163,382------127,356-------
694 75,669----163,382------127,356-------
Social balance sheet
9087 ------------------0.1-
Hours worked1013 ------------------176-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 9 older financial years (1997-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00534140.

Financial year Type Filed Reference Document
31-12-2025 micro format 30-09-2026 2026-00534140 PDF
31-12-2024 micro format 29-01-2026 2026-00025998 PDF
31-12-2023 micro format 30-09-2024 2024-00490427 PDF
31-12-2022 micro format 09-10-2023 2023-00483693 PDF
31-12-2021 micro format 30-09-2022 2022-20448603 PDF
31-12-2020 micro format 30-11-2021 2021-79000242 PDF
31-12-2019 micro format 30-10-2020 2020-66300407 PDF
31-12-2018 micro format 30-08-2019 2019-57900533 PDF
31-12-2017 micro format 31-08-2018 2018-55300067 PDF
31-12-2016 micro format 31-08-2017 2017-52400026 PDF
31-12-2015 abbreviated format 29-08-2016 2016-49300545 PDF
31-12-2014 abbreviated format 24-08-2015 2015-44800593 PDF
31-12-2013 abbreviated format 28-08-2014 2014-48500296 PDF
31-12-2012 abbreviated format 29-07-2013 2013-36500220 PDF
31-12-2011 abbreviated format 24-08-2012 2012-45100535 PDF
31-12-2010 abbreviated format 25-08-2011 2011-44200356 PDF
31-12-2009 abbreviated format 12-08-2010 2010-40700071 PDF
31-12-2008 abbreviated format 25-08-2009 2009-63400109 PDF
31-12-2007 abbreviated format 12-08-2008 2008-56000005 PDF
31-12-2006 abbreviated format 10-08-2007 2007-55700235 PDF
31-12-2005 abbreviated format 31-08-2006 2006-76204416 PDF
31-12-2004 abbreviated format 26-08-2005 2005-65603636 PDF
31-12-2003 abbreviated format 17-11-2004 2004-79503008 PDF
31-12-2002 abbreviated format 07-11-2003 2003-78505094 PDF
31-12-2001 abbreviated format 24-09-2002 2002-58203772 PDF
31-12-2000 abbreviated format 01-08-2001 2001-47003998 PDF
31-12-1999 abbreviated format 29-09-2000 2000-60200373 PDF
31-12-1998 abbreviated format 05-07-1999 1999-30003812 PDF
31-12-1997 abbreviated format 25-06-1998 1998-22603879 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
80,611191,197150,316109,898118,08762,63630,54946,83210,64412,11623,34743,892139,750108,70068,01645,20346,0177,56716,76717,878
73,396122,33896,32584,05697,74133,15950,29533,07522,56820,0179,31035,100102,15182,29156,09326,14046,2797,03313,41813,530
1,1683,6582,56104,2656,402075,9395773,4119,0042,8541,98014,7992,77235,97643,4405476,2401,552
-127,086108,94441,63023,27048,74332,249-21,925-11,13113,93518,552-88,995-85143,325103,382-6,39524,1249,53115,659-24,306-
584,092585,526466,190358,196277,324187,637336,792295,874310,085286,437273,588269,512123,623157,28494,01442,67566,66242,05639,17641,443
84.7%89.1%80.6%75.8%65.3%51.0%91.4%87.3%97.2%96.2%95.3%91.6%50.3%84.4%72.3%66.1%69.1%68.8%65.4%61.7%
7.9111.845.964.132.821.9427.0717.7742.6325.5627.3511.351.846.453.332.145.913.012.844.09
6.719.654.723.312.471.6624.0416.2940.2823.9024.779.951.675.512.691.593.681.141.862.62
0.180.120.240.320.530.960.090.150.030.040.050.090.990.180.380.510.450.450.530.62
12.5%20.8%20.5%18.3%27.1%7.8%9.3%4.1%5.7%3.5%0.5%7.3%53.6%30.9%26.7%7.1%35.7%1.8%10.4%14.0%
10.6%18.5%16.5%13.8%17.7%4.0%8.5%3.6%5.6%3.4%0.5%6.6%27.0%26.1%19.3%4.7%24.7%1.3%6.8%8.7%
-8.818.9210.9062.42-21.86---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,168€3,658€2,561-€4,265
€2,159€2,636€3,184€17,872€17,625

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CD CONCEPT

The operating result for 2025 is 58% lower than in 2024 and the lowest since 2020.

Debt's share of the balance-sheet total rises from 10.9% to 15.3%. Equity is lower and debt is higher.

Board & ownership

Board

1 director
Director
listed in the 2025 annual accounts, filed on 30-09-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
Board
Mandates as a list
    • Director, from 30-12-2009 to date

See the board, name and registered office on a given date →

Control

Capital

Contribution
€120,817.41
Source
2025 annual accounts

Network & group

No group

CD CONCEPT has no parent and no holdings in its annual accounts. is the only director. CD CONCEPT shares no director with another company.

Timeline

Timeline

40 events since 1996

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 61 days late
Annual accounts 2024 filed PDFmicro format · 182 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0459575805
2024
Highest result from 2006 to 2025 net €119,703 ▲28.5% The operating result of €188,562 and the net result of €119,703 are both a record.
Equity above €500,000 equity €575,048 ▲26.3% Equity rises from €455,345 to €575,048.
Annual accounts 2023 filed PDFmicro format · 61 days late
2023
Annual accounts 2022 filed PDFmicro format · 70 days late
2022
Annual accounts 2021 filed PDFmicro format · 61 days late
2021
Annual accounts 2020 filed PDFmicro format · 122 days late
2020
Annual accounts 2019 filed PDFmicro format · 91 days late
2019
Annual accounts 2018 filed PDFmicro format · 30 days late
2018
Annual accounts 2017 filed PDFmicro format · 31 days late
2017
Annual accounts 2016 filed PDFmicro format · 31 days late
2016
Annual accounts 2015 filed PDFabbreviated format · 29 days late
2015
Liquidity more than doubled current ratio 27.35 The current ratio rises from 11.35 to 27.35. Short-term debt falls from €26,038 to €10,383.
Annual accounts 2014 filed PDFabbreviated format · 24 days late
2014
Liquidity more than 6 times current ratio 11.35 The current ratio rises from 1.84 to 11.35. Short-term debt falls from €146,899 to €26,038.
Equity above €200,000 equity €285,259 ▲90.2% Equity rises from €149,954 to €285,259.
Annual accounts 2013 filed PDFabbreviated format · 28 days late
2013
Annual accounts 2012 filed PDFabbreviated format · 2 days before the deadline
2012
Equity above €150,000 equity €196,922 ▲44.7% With a profit in every financial year since 2006, equity grows to €196,922.
Annual accounts 2011 filed PDFabbreviated format · 24 days late
2011
Equity above €100,000 equity €136,061 ▲36.4% With a profit in every financial year since 2006, equity grows to €136,061.
Annual accounts 2010 filed PDFabbreviated format · 25 days late
2010
Annual accounts 2009 filed PDFabbreviated format · 12 days late
2009
Annual accounts 2008 filed PDFabbreviated format · 25 days late
2008
Weakest financial year net €1,093 ▼82% The net result drops to €1,093, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2007 filed PDFabbreviated format · 12 days late
2007
Annual accounts 2006 filed PDFabbreviated format · 10 days late
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed NBBabbreviated format
1997
First establishment Roodbos 45 B, Voeren
1996
Incorporation published on 10-01-1997

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 30 December 1996, CD CONCEPT was incorporated.1 Total assets went from €376,506 in 2018 to €673,496 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0459.575.805
VAT number
BE 0459.575.805
Peppol ID
0208:0459575805
Other Peppol ID
9925:BE0459575805
LEI code
6994007KWFM6DGBY1645 no longer live in the LEI register
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
30-12-1996
Financial year
ends on 31 December
Peppol
Reachable since 19-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CD CONCEPT in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
Codes under NACEBEL 2008
43211 Specialised construction activities main activity
Codes under NACEBEL 2003
45310 main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Roodbos 29 registered office 3791 Voeren
Roodbos 45 B 3791 Voeren 2611002 Manufacture of computer, electronic and optical products 14-01-1997 2.079.910.424

Buildings and parcels at the addresses

Ground area
2,002 m²
Buildings
299 m²
Volume, LiDAR
1,852 m³
Tallest building
8.9 m
Buildings to scale, each on its own parcel
197 m², 8.8 m 102 m², 8.5 m 197 m², 8.8 m 102 m², 8.5 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
73065B0545/00F0001,859 m² 1 · 197 m² 8.8 m · 2
73065B0566/00T000143 m² 1 · 102 m² 8.5 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0459.575.805