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CCS Creditmanagement Solutions

Active
Private limited company (pre-2019)founded 2007active for 19 yearsHoge Dreef 86, 2980 Zoersel, BelgiumKBO/BCE: BE 0886.788.747

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CCS Creditmanagement Solutions has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133,387 and a net result of €34,643. Equity has been growing by about 21% per year since 2018. Its solvency ranks better than 18% of 3,861 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

KBO
Status
Active since 29-01-2007 Normal situation
Activity
Business and other management consultancy NACE 70200and 4 others
Establishment unit
2.159.237.123 2930 Brasschaat, since 23-01-2007
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Rammeloo ErikDirector

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€52,222
▲ 115%
Turnover
≈ €100,000
estimated
Profit
€34,643
▲ 89.6%
Equity
€133,387
▲ 35.1%
Total assets
€858,571
▲ 7.2%
Filed on 14-08-2026, 14 days after the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 0.61, cash €1, halved1 change of registered office in 24 monthslowers riskSize: total assets €858,571Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 34% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Weak
Solvency 41+4
equity 15.5% of total assets
Liquidity 4+2
short-term debt 84.3% · cash 0.0%
Profitability 74+2
return on assets 4.0%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.61 (0.55 in 2024), below 1. Short-term debt is 84.3% and cash 0% of total assets. 84.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 20% of them on solvency, 3% on liquidity, 38% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 0.61, cash €1, halved
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €858,571
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3861 sector peers (2025).
NBB · sector comparison
Position among 3861 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · 2025 accounts filed 14 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
14 days late
2024
6 days early
2023
27 days late
2022
31 days late
2021
23 days late
2020
29 days early
2019
206 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 81% of companies in head offices and management consultancysector median 53.3% · 3,861 companies 15.5% View
  • Positive: 5 profitable years in a rowprofit 2025: €34,643 5 years View

Comparable companies

These companies have the same main activity as CCS Creditmanagement Solutions: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €695,000 and €882,000, founded between 2003 and 2009.

CompanyTotal assetsGross margin
CCS Creditmanagement Solutions Zoersel€858,571€52,222
MJ Financial Advice Wijnegem€732,872€50,368
STEVEN ST CLAYR GROUP Bonheiden€702,124€54,677
EMVERES Brecht€820,055€41,980
ASTRO CONSULTING & INVESTMENTS Kasterlee€881,995€63,766
VDB HOLDING Schilde€876,744€55,936
WNBL Sint-Katelijne-Waver€695,461€49,778
Full comparison

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CCS Creditmanagement Solutions

What is the company number of CCS Creditmanagement Solutions?
The company number of CCS Creditmanagement Solutions is 0886.788.747. The VAT number is the same number with BE in front: BE 0886.788.747.
Where is CCS Creditmanagement Solutions based?
The registered office is at Hoge Dreef 86, 2980 Zoersel.Company details
What does CCS Creditmanagement Solutions do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of CCS Creditmanagement Solutions?
The legal form of CCS Creditmanagement Solutions is Private limited company (pre-2019) (BVBA).
When was CCS Creditmanagement Solutions founded?
CCS Creditmanagement Solutions was founded on 29-01-2007.
Is CCS Creditmanagement Solutions still active?
Yes, CCS Creditmanagement Solutions is an active enterprise in the KBO register.
What is the turnover of CCS Creditmanagement Solutions?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €52,222 and 64 comparable companies (NACE 70200). It probably lies between €74,000 and €160,000.Financials
Is CCS Creditmanagement Solutions profitable?
In financial year 2025, CCS Creditmanagement Solutions made a profit of €34,643.
Where can I find the annual accounts of CCS Creditmanagement Solutions?
CCS Creditmanagement Solutions filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CCS Creditmanagement Solutions due?
CCS Creditmanagement Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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