Summary
CCR Partners is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €3k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 45% of 1475 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
11 d late
2024
30 d late
2023
28 d late
2022
11 d early
2021
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€170k▲ 1.6%
2024 · €167k
2021: €37k
2022: €41k
2023: €109k
2024: €167k
2021 → 2025
Net result
€3k▼ 95.4%
2024 · €58k
2021: €12k
2022: €4k
2023: €68k
2024: €58k
2021 → 2025
Total assets
€490k=
2024 · €490k
2021: €197k
2022: €257k
2023: €209k
2024: €490k
2021 → 2025
Solvency
34.6%▲ 0.5pp
2024 · 34.1%
2021: 18.9%
2022: 15.9%
2023: 52.0%
2024: 34.1%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€41k▲ 9.7%€109k▲ 166%€167k▲ 53.9%€170k▲ 1.6%
Operating result€20k-€12k▼ 42.5%€98k▲ 753%€85k▼ 14.1%€14k▼ 83.2%
Net result€12k-€4k▼ 70.5%€68k▲ 1,784%€58k▼ 13.7%€3k▼ 95.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€16k ▲ 15.3%
Current assets
€474k ▼ 0.4%
Equity and liabilities €490k
Equity
€170k ▲ 1.6%
Debt
€320k ▼ 0.8%
Debt's share of the balance-sheet total falls from 65.9% to 65.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.6%▼
2024 · 35.0%
ROA
0.5%▼
2024 · 11.9%
Debt ≤ 1 year
€320k▼
2024 · €323k
Income taxes
€9k▼
2024 · €21k
Staff costs
€253k▲
2024 · €187k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€490k€490k=
Fixed assets21/28€14k€16k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€12k€14k▲
Current assets29/58€476k€474k▼
Amounts receivable within one year40/41€360k€390k▲
Trade receivables40€358k€386k▲
Other amounts receivable41€2k€4k▲
Cash at bank and in hand54/58€116k€83k▼
Deferred charges and accrued income490/1-€618
Equity and liabilities
Total equity and liabilities10/49€490k€490k=
Equity10/15€167k€170k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€142k€145k▲
Amounts payable17/49€323k€320k▼
Amounts payable within one year42/48€323k€320k▼
Trade debts44€233k€260k▲
Suppliers440/4€233k€260k▲
Taxes, remuneration and social security45€90k€60k▼
Taxes450/3€73k€39k▼
Remuneration and social security454/9€17k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€187k€253k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€682€402▼
Other operating charges640/8€2k€580▼
Gross operating margin9900€274k€268k▼
Operating profit (loss)9901€85k€14k▼
Financial income75/76B€3k€951▼
Recurring financial income75€3k€951▼
Financial charges65/66B€8k€4k▼
Recurring financial charges65€8k€4k▼
Profit (loss) for the period before taxes9903€80k€11k▼
Income taxes67/77€21k€9k▼
Profit (loss) for the period9904€58k€3k▼
Profit (loss) for the period to be appropriated9905€58k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€142k€145k▲
Profit (loss) brought forward from the previous period14P€84k€142k▲
Social balance
Average headcount (FTE)90872.53.3▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €3k ▼95.4%
Net result drops to €3k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
31-12
Financial
Equity above €150kEq €167k ▲53.9%
4 profitable years in a row build equity to €167k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Highest result since 2021net €68k ▲1784%
Operating result €98k, net result €68k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲166%
3 profitable years in a row build equity to €109k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Godefriduskaai 122000 AntwerpenGround area
457 m²
Building footprint
460 m²
Volume, LiDAR
10,283 m³
Parcel 11802B0062/00C002, Flanders · tallest building 26.9 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
CCR Partners
since 20202.309.104.992
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B0062/00C002 | Flanders | 457 m² | 1 · 460 m² | 26.9 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
6488711QZ95ISR8IG704
Similar companies · same sector, comparable size
Rombit Shared Services
BE 0645.744.935
Antwerpen · Eq €169,622
L3 Consulting
BE 0783.883.823
Malle · Eq €170,222
R.D.S. ZAKENKANTOOR
BE 0860.131.959
Mortsel · Eq €169,041
MC
BE 0754.420.864
Vorst · Eq €168,363
DE PAPE BEHEER
BE 0465.593.763
Assenede · Eq €167,905
Of 1,507 companies in sector 66199 we hold annual accounts for 917. 647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.