CCM 28
ActiveCCM 28 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €295k and a net result of €84k. Equity is growing by ~40% per year across the filed fiscal years. Its solvency ranks better than 72% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.24 against 6.4 in 2023), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-06-2025, 57 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
57 d early
2023
33 d early
2022
28 d early
2021
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€295k▲ 8.1%
2023 · €273k
2021: €66k
2022: €172k
2023: €273k
2021 → 2024
Total assets
€403k▲ 26.9%
2023 · €318k
2021: €149k
2022: €300k
2023: €318k
2021 → 2024
Net result
€84k▼ 17.1%
2023 · €102k
2021: €61k
2022: €106k
2023: €102k
2021 → 2024
Working capital
€241k▲ 0.2%
2023 · €240k
2021: €13k
2022: €126k
2023: €240k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€66k-€172k▲ 162%€273k▲ 59.2%€295k▲ 8.1%
Operating result€76k-€149k▲ 96.4%€143k▼ 4.1%€124k▼ 13.1%
Net result€61k-€106k▲ 74.9%€102k▼ 4.2%€84k▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 13% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €403k
Fixed assets
€54k▲ 66.3%
Current assets
€349k▲ 22.4%
Equity and liabilities €403k
Equity
€295k▲ 8.1%
Debt
€108k▲ 142%
The debt ratio rises from 14.0% to 26.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€131k▼
2023 · €157k
Cash flow
€91k▼
2023 · €116k
Solvency
73.3%▼
2023 · 86.0%
Current ratio
3.24▼
2023 · 6.40
Quick ratio
3.24▼
2023 · 6.40
Debt / equity
0.36▲
2023 · 0.16
ROE
28.5%▼
2023 · 37.2%
ROA
20.9%▼
2023 · 32.0%
Interest coverage
785.15▼
2023 · 1671.33
Debt
€108k▲
2023 · €44k
Debt ≤ 1 year
€108k▲
2023 · €44k
Income taxes
€33k▼
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€318k€403k▲
Fixed assets21/28€33k€54k▲
Tangible fixed assets22/27€33k€54k▲
Furniture and vehicles24€31k€53k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€285k€349k▲
Amounts receivable within one year40/41€17k€30k▲
Trade receivables40€15k€29k▲
Other amounts receivable41€2k€772▼
Current investments50/53€150k-
Cash at bank and in hand54/58€117k€315k▲
Deferred charges and accrued income490/1€942€3k▲
Equity and liabilities
Total equity and liabilities10/49€318k€403k▲
Equity10/15€273k€295k▲
Contributions10/11€5k€5k=
Reserves13€206k€290k▲
Distributable reserves133€206k€290k▲
Profit (loss) carried forward14€62k€254▼
Amounts payable17/49€44k€108k▲
Amounts payable within one year42/48€44k€108k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€41k€51k▲
Taxes450/3€41k€51k▲
Other amounts payable47/48€851€53k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€6k▼
Other operating charges640/8€90€517▲
Gross operating margin9900€157k€131k▼
Operating profit (loss)9901€143k€124k▼
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€94€11k▲
Recurring financial charges65€94€166▲
Non-recurring financial charges66B-€11k
Profit (loss) for the period before taxes9903€143k€118k▼
Income taxes67/77€41k€33k▼
Profit (loss) for the period9904€102k€84k▼
Profit (loss) for the period to be appropriated9905€102k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€163k€146k▼
Profit (loss) brought forward from the previous period14P€62k€62k▲
Transfer to equity691/2€101k€84k▼
To other reserves6921€101k€84k▼
Profit to be distributed694/7-€62k
Return on contributions (dividend)694-€62k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 6.40
Current ratio from 1.98 to 6.40; short-term debt falls from €128k to €44k.
31-12
Financial
Equity above €200kEq €273k ▲59.2%
3 profitable years in a row build equity to €273k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €106k ▲74.9%
Operating result €149k, net result €106k, both a record.
31-12
Financial
Equity above €150kEq €172k ▲162%
2 profitable years in a row build equity to €172k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Legrand 51330 RixensartGround area
844 m²
Building footprint
114 m²
Volume, LiDAR
783 m³
Parcel 25091G0280/00A000, Wallonia · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CCM28
since 20212.315.717.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091G0280/00A000 | Wallonia | 844 m² | 1 · 114 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 6,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.