CCJP

Active

Private limited companyfounded 20224 yrs activeChemin de la Tourette(ISI) 24, 7822 Ath, BelgiumKBO/BCE: BE 0782.793.265

Summary

The computed 12-month bankruptcy probability of CCJP is 6.9% (elevated). The 2025 annual accounts show equity of €113,351 and a net result of -€1,674. Equity is growing by ~104.1% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

CCJPActiveChecked score 36/100

Risk analysis Report Compare

Activity

Activity not known

Size

€68,613turnover 2025

Equity: €113,351
Loss: -€1,674

Financial health

36 Weak Checked score 2025

Bankruptcy chance 12 m: 6.9%

Structure

Accounts filed 201 d late0 of 1 deed read

Why 36- Liquidity: current ratio 0.22- Latest accounts 202 days late; 3 of the last 3 late- No establishment unit in the KBO+ Size: turnover €68,613, total assets €1.2mShow the evidence

Checked score

Score 2025

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 54% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 34+9

equity 9.2% of total assets

Liquidity 66+9

short-term debt 37.2%

Profitability 60+11

return on assets -0.1%

Bankruptcy probability, 12 months

6.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 18.1% 12-2024: 18.0%▼ -0.9% vs 11-2024 01-2025: 18.0%● 0.0% vs 12-2024 02-2025: 18.0%● 0.0% vs 01-2025 03-2025: 18.0%● 0.0% vs 02-2025 04-2025: 18.0%▲ +0.2% vs 03-2025 05-2025: 18.0%● 0.0% vs 04-2025 06-2025: 18.0%● 0.0% vs 05-2025 07-2025: 18.0%● 0.0% vs 06-2025 08-2025: 18.0%● 0.0% vs 07-2025 09-2025: 18.0%● 0.0% vs 08-2025 10-2025: 18.2%▲ +1.3% vs 09-2025highest value 11-2025: 18.2%● 0.0% vs 10-2025highest value 12-2025: 18.2%● 0.0% vs 11-2025highest value 01-2026: 18.2%● 0.0% vs 12-2025highest value 02-2026: 18.2%● 0.0% vs 01-2026highest value 03-2026: 17.9%▼ -1.7% vs 02-2026 04-2026: 18.1%▲ +0.9% vs 03-2026 05-2026: 18.1%● 0.0% vs 04-2026 06-2026: 18.1%● 0.0% vs 05-2026 07-2026: 18.1%● 0.0% vs 06-2026 08-2026: 18.1%● 0.0% vs 07-2026 09-2026: 6.8%▼ -62.2% vs 08-2026lowest value 10-2026: 6.9%▲ +1.4% vs 09-2026

Size: turnover €68,613, total assets €1.2m lowers the probability for this profile
Liquidity: current ratio 0.22 raises the probability
Latest accounts 202 days late; 3 of the last 3 late raises the probability
No establishment unit in the KBO raises the probability

Credit up to €4,000 at 30 days only on tighter terms

Liquidity short (current ratio 0.22 against 0.14 in 2024; short-term debt: 37.2% of total assets), and 90.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 22%, liquidity 62%, profitability 40%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

Size: turnover €68,613, total assets €1.2m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 0.22

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts 202 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Filed more than 90 days late

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-08-2026, 201 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

201 d late

2024

564 d late

2023

925 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 3 accounts on average 563 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 August (3 of the last 3 filed years within 363 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close06-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage