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CCH

Active
Private limited companyfounded 20169 yrs activeKriekelaarstraat 37, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0668.541.420

CCH has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €19k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
55 / 100
Fair▼ -43 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-59
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.69 against 1.7 in 2024), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
43 d early
2024
54 d early
2023
23 d early
2022
22 d early
2021
6 d early
2020
9 d early
2019
23 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€32k▼ 46.9%
2024 · €61k
2019: €31k 2020: €38k 2021: €44k 2022: €51k 2023: €68k 2024: €61k
2019 → 2025
Total assets
€124k▲ 17.7%
2024 · €106k
2019: €50k 2020: €57k 2021: €53k 2022: €62k 2023: €131k 2024: €106k
2019 → 2025
Net result
€19k▼ 13.1%
2024 · €21k
2019: €9k 2020: €7k 2021: €6k 2022: €17k 2023: €19k 2024: €21k
2019 → 2025
Working capital
€-15k
2024 · €14k
2019: €22k 2020: €18k 2021: €31k 2022: €45k 2023: €26k 2024: €14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€44k-€51k▲ 15.6%€68k▲ 33.4%€61k▼ 10.4%€32k▼ 46.9%
Operating result€12k-€27k▲ 133%€30k▲ 12.0%€35k▲ 14.7%€30k▼ 14.2%
Net result€6k-€17k▲ 173%€19k▲ 15.9%€21k▲ 10.0%€19k▼ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €12k€12kNet result 2021: €6k€6kOperating result 2022: €27k€27kNet result 2022: €17k€17kOperating result 2023: €30k€30kNet result 2023: €19k€19kOperating result 2024: €35k€35kNet result 2024: €21k€21kOperating result 2025: €30k€30kNet result 2025: €19k€19k20212022202320242025
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets €91k▲ 25.7%
Current assets €34k▲ 0.4%
Equity and liabilities €124k
Equity €32k▼ 46.9%
Debt €92k▲ 104%
The debt ratio rises from 42.8% to 74.2%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€58k
2024 · €58k
Cash flow
€47k
2024 · €44k
Solvency
25.8%
2024 · 57.2%
Current ratio
0.69
2024 · 1.70
Quick ratio
0.69
2024 · 1.70
Debt / equity
2.87
2024 · 0.75
ROE
58.0%
2024 · 35.5%
ROA
15.0%
2024 · 20.3%
Interest coverage
32.32
2024 · 26.58
Debt
€92k
2024 · €45k
Debt ≤ 1 year
€49k
2024 · €20k
Debt > 1 year
€43k
2024 · €25k
Income taxes
€9k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€106k€124k
Fixed assets21/28€72k€91k
Tangible fixed assets22/27€72k€91k
Plant, machinery and equipment23€20k€17k
Furniture and vehicles24€52k€73k
Current assets29/58€34k€34k
Amounts receivable within one year40/41€7k€7k
Trade receivables40€7k€7k
Other amounts receivable41-€773
Cash at bank and in hand54/58€27k€26k
Equity and liabilities
Total equity and liabilities10/49€106k€124k
Equity10/15€61k€32k
Contributions10/11€19k€20k
Outside capital11€19k€20k
Share premium1100/10-€20k
Other1109/19€19k-
Reserves13€42k€12k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€40k€12k
Amounts payable17/49€45k€92k
Amounts payable after more than one year17€25k€43k
Financial debts170/4€25k€43k
Amounts payable within one year42/48€20k€49k
Current portion of amounts payable after more than one year42€10k€20k
Trade debts44€2k€218
Suppliers440/4€2k€218
Taxes, remuneration and social security45€8k€12k
Taxes450/3€8k€12k
Other amounts payable47/48€118€17k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€29k
Other operating charges640/8€657€641
Gross operating margin9900€58k€59k
Operating profit (loss)9901€35k€30k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€32k€28k
Income taxes67/77€11k€9k
Profit (loss) for the period9904€21k€19k
Profit (loss) for the period to be appropriated9905€21k€19k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€19k
Transfer from equity791/2€29k€47k
Transfer to equity691/2€21k€19k
To other reserves6921€21k€19k
Profit to be distributed694/7€29k€47k
Return on contributions (dividend)694€29k€47k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
08-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2019net €21k ▲10%
Operating result €35k, net result €21k, both a record.
08-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet €6k ▼13.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity doublescurrent ratio 4.22
Current ratio from 1.98 to 4.22; short-term debt falls from €19k to €10k.
22-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kriekelaarstraat 379100 Sint-Niklaas
Ground area
1,850 m²
Building footprint
208 m²
Volume, LiDAR
775 m³
Parcel 46017A0536/00M000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CCH
Kriekelaarstraat 37, 9100 Sint-NiklaasOffice administrative, office support and other business support activities
since 20162.259.971.425
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46017A0536/00M000 Flanders 1,850 m² 1 · 208 m² 5.6 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,845 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-12-2016
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.