Turnover
The micro format states no turnover.
The micro format states no turnover.
Of this, €21,809 falls due within a year.
Lower solvency than 80% of companies in legal and accounting. Sector median 56.8% · 15,834 companies.
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 21% of them on solvency, 40% on liquidity and 28% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.5, below 1. Short-term debt is 12.6% and cash 6.1% of total assets. 81.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Shares in 1 company, CENTRE DE GESTION DE HESBAYE-CONDROZ
Board & ownership| Company | ||||
|---|---|---|---|---|
| CCDS Bassenge | €172,551 | €18,265 | 18.6% | - |
| Fr.S. Consult Geer | €159,942 | €17,204 | 28.8% | - |
| CD Audit Crisnée | €168,608 | €18,487 | -10.2% | - |
| DG FISCA Saint-Nicolas | €177,938 | €25,936 | 1.4% | - |
| AUDIT & EXPERTISE Eghezée | €214,184 | €21,578 | 23.2% | - |
| Fiduciaire C&F Brussels | €172,919 | €16,801 | 9.3% | - |
| ARCANUM ACCOUNTANTS Aalst | €159,534 | €22,173 | 32.2% | - |
These companies have the same main activity as CCDS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €160,000 and €214,000, founded in 2024.
CCDS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,015 and a net result of €10,515.
Its solvency ranks better than 19% of 15,834 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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