CCB
ActiveSummary
CCB has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €302,627 and a net result of €9,576. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 52% of 17,145 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-04-2012 Normal situation
- Activity
- Development of residential building projects NACE 68121and 2 others
- Establishment units
- 2.209.621.396 6032 Charleroi, since 16-04-2012
- 2.309.730.148 6000 Charleroi, since 01-11-2020
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €156,946
- Turnover
- ≈ €280,000
- estimated
- Profit
- €9,576
- Equity
- €302,627
- ▼ 18.9%
- Total assets
- €976,112
- ▼ 15.4%
- Employees on 31-12-2025
- 2
- 2025 accounts filed 24 days after the deadline
Score breakdownraises riskLast filed accounts filed 24 days late; 1 of the last 3 accounts lateLiquidity: current ratio 2.18, cash €33,191lowers riskSize: total assets €976,112Figures for financial year 2025 (filed on 26-08-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 50% of them on solvency, 64% on liquidity, 37% on profitability and 22% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 42 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 24 days after the deadline Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00425014.
Annual accounts 2025 filed on 24-08-2026 at the NBB all 12 filings
2021 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result for 2025 is a profit of €39,153, after a loss of €189,204 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2025 |
|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 2 |
| full-time | 1 | 1 | 2 |
| in full-time equivalents | 1 | 1 | 2 |
| Average over the year, in full-time equivalents | 1 | 1 | 2 |
| On a permanent contract | 1 | 1 | 2 |
| Joined | 1 | - | - |
| Left | 0 | - | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €14,833 | €16,866 | €260,230 | €285,439 | - |
| Depreciation and write-downs of the year | €20,950 | €26,650 | €29,995 | €35,480 | €39,660 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as CCB: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €846,000 and €1.1m, founded between 2011 and 2014.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| CCB Charleroi | 2012 | €1.0m | €0.3m | €0.2m | €0.01m | - | 2025 |
| ASOTEP's Mons | 2014 | €1.0m | €0.5m | €0.1m | €0.06m | - | 2025 |
| VAN dER BORGT & DAISY Geel | 2012 | €1.1m | €0.9m | €0.2m | €0.05m | - | 2025 |
| De Block Consult & Invest Temse | 2011 | €0.9m | €0.4m | €0.1m | €0.06m | - | 2025 |
| CD&J DEVELOPMENT Wervik | 2012 | €0.8m | €0.08m | €0.2m | €0.1m | - | 2025 |
| DUAELE INVEST Ardooie | 2013 | €1.1m | €0.2m | €0.2m | €0.04m | 0 | 2025 |
| PIETERS VASTGOED Aalst | 2013 | €1.1m | €0.3m | €0.2m | €0.1m | - | 2025 |
They were chosen from the 7,757 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 10,904 companies had the same profile as CCB has now. Two years later, 0.7% had gone bankrupt and 95.2% were still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
That fits the bankruptcy probability of CCB itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for CCB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €25,735 | €35,543 | €36,086 | €46,133 | €71,249 | ▲ 54.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,071 | €17,425 | €20,950 | €26,650 | €29,995 | €35,480 | €39,660 | ▲ 11.8% |
| Other operating charges640/8 | - | - | €1,812 | €5,228 | €3,260 | €3,979 | €4,775 | ▲ 20.0% |
| Non-recurring operating charges66A | - | - | €597 | - | €500 | €58 | €2,110 | ▲ 36× |
| Gross operating margin9900 | €74,322 | €158,814 | €135,917 | €227,273 | €327,912 | -€103,554 | €156,946 | - |
| Operating profit (loss)9901 | €49,685 | €125,814 | €86,824 | €159,852 | €258,071 | -€189,204 | €39,153 | - |
| Financial income75/76B | - | - | €54 | €15 | €1,439 | €968 | €109 | ▼ 88.7% |
| Recurring financial income75 | €4,755 | €1,242 | €54 | €15 | €562 | €968 | €109 | ▼ 88.7% |
| Non-recurring financial income76B | - | - | - | - | €878 | - | - | - |
| Financial charges65/66B | - | - | €5,825 | €5,115 | €6,864 | €17,722 | €29,610 | ▲ 67.1% |
| Recurring financial charges65 | €4,512 | €6,106 | €5,825 | €5,115 | €6,864 | €17,722 | €29,610 | ▲ 67.1% |
| Profit (loss) for the period before taxes9903 | €49,928 | €120,950 | €81,053 | €154,751 | €252,645 | -€205,958 | €9,652 | - |
| Income taxes67/77 | €14,214 | €33,845 | €21,463 | €42,753 | €70,266 | €180 | €77 | ▼ 57.6% |
| Profit (loss) for the period9904 | €35,714 | €87,106 | €59,590 | €111,998 | €182,379 | -€206,138 | €9,576 | - |
| Profit (loss) for the period to be appropriated9905 | €35,714 | €87,106 | €59,590 | €111,998 | €182,379 | -€206,138 | €9,576 | - |
| Line | 2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.4m | €0.6m | €0.6m | €0.7m | €1.1m | €1.2m | €1.0m | ▼ 15.4% |
| Fixed assets21/28 | €0.3m | €0.3m | €0.3m | €0.3m | €0.6m | €0.8m | €0.8m | ▼ 5.0% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.3m | €0.3m | €0.6m | €0.8m | €0.8m | ▼ 5.0% |
| Land and buildings22 | - | - | €0.3m | €0.3m | €0.5m | €0.8m | €0.7m | ▼ 4.5% |
| Plant, machinery and equipment23 | - | - | €0.002m | €0.001m | - | - | - | - |
| Furniture and vehicles24 | - | - | €0.02m | €0.02m | €0.01m | €0.004m | €0.001m | ▼ 78.8% |
| Other tangible fixed assets26 | - | - | €0.01m | €0.01m | €0.02m | €0.02m | €0.01m | ▼ 8.2% |
| Financial fixed assets28 | - | €0.004m | €0.004m | €0.004m | €0.004m | €212 | - | - |
| Current assets29/58 | €0.1m | €0.2m | €0.3m | €0.4m | €0.6m | €0.4m | €0.2m | ▼ 38.7% |
| Stocks and contracts in progress3 | - | €0.009m | €0.02m | €0.01m | €0.01m | €0.06m | €0.04m | ▼ 37.3% |
| Stocks30/36 | - | - | €0.02m | €0.01m | €0.01m | €0.06m | €0.04m | ▼ 37.3% |
| Amounts receivable within one year40/41 | €0.08m | €0.04m | €0.1m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 38.9% |
| Trade receivables40 | - | - | €0.01m | €0.02m | €0.02m | €0.009m | €0.008m | ▼ 18.8% |
| Other amounts receivable41 | - | - | €0.08m | €0.1m | €0.2m | €0.2m | €0.1m | ▼ 39.7% |
| Cash at bank and in hand54/58 | €0.01m | €0.2m | €0.1m | €0.2m | €0.4m | €0.05m | €0.03m | ▼ 36.6% |
| Deferred charges and accrued income490/1 | - | - | €0.001m | €0.002m | - | €0.003m | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.4m | €0.6m | €0.6m | €0.7m | €1.1m | €1.2m | €1.0m | ▼ 15.4% |
| Equity10/15 | €0.09m | €0.2m | €0.3m | €0.4m | €0.6m | €0.4m | €0.3m | ▼ 18.9% |
| Contributions10/11 | €0.01m | - | €0.01m | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Reserves13 | €0.002m | €0.04m | €0.08m | €0.1m | €0.2m | €0.2m | €0.08m | ▼ 50.0% |
| Distributable reserves133 | - | - | €0.08m | €0.1m | €0.2m | €0.2m | €0.08m | ▼ 50.0% |
| Profit (loss) carried forward14 | €0.07m | €0.2m | €0.2m | €0.3m | €0.4m | €0.2m | €0.2m | ▲ 4.8% |
| Amounts payable17/49 | €0.3m | €0.3m | €0.3m | €0.3m | €0.6m | €0.8m | €0.7m | ▼ 13.7% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.6m | €0.6m | ▼ 9.1% |
| Financial debts170/4 | - | - | €0.2m | €0.2m | €0.3m | €0.6m | €0.6m | ▼ 9.1% |
| Amounts payable within one year42/48 | €0.08m | €0.1m | €0.1m | €0.1m | €0.2m | €0.1m | €0.1m | ▼ 33.1% |
| Current portion of amounts payable after more than one year42 | - | - | €0.02m | €0.02m | €0.02m | €0.04m | €0.06m | ▲ 26.5% |
| Trade debts44 | €0.001m | €0.002m | €0.009m | €0.02m | €0.02m | €0.03m | - | - |
| Suppliers440/4 | - | - | €0.009m | €0.02m | €0.02m | €0.03m | - | - |
| Taxes, remuneration and social security45 | - | - | €0.08m | €0.09m | €0.2m | €0.08m | €0.04m | ▼ 42.6% |
| Taxes450/3 | - | - | €0.07m | €0.09m | €0.2m | €0.07m | €0.03m | ▼ 49.3% |
| Remuneration and social security454/9 | - | - | €0.004m | €0.006m | €0.008m | €0.01m | €0.01m | ▼ 1.2% |
| Line | 2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,714 | €87,106 | €59,590 | €111,998 | €182,379 | -€206,138 | €9,576 | - |
| + Depreciation and write-downs630 | €22,071 | €17,425 | €20,950 | €26,650 | €29,995 | €35,480 | €39,660 | ▲ 11.8% |
| Operating cash flow (approximation) | €57,785 | €104,531 | €80,540 | €138,648 | €212,374 | -€170,658 | €49,235 | - |
| Investment in fixed assets (approximation) | - | - | -€14,833 | -€13,217 | -€260,230 | -€275,211 | €212 | - |
| Change in cash | - | - | -€25,858 | €62,860 | €151,164 | -€299,634 | -€19,158 | ▲ 93.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-08-2026 | 2026-00425014 | NBB |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00476970 | |
| 31-12-2023 | micro format | 28-08-2024 | 2024-00430017 | |
| 31-12-2022 | micro format | 30-09-2023 | 2023-00473616 | |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20419059 | |
| 31-12-2020 | micro format | 30-10-2021 | 2021-75900296 | |
| 31-12-2018 | micro format | 29-08-2019 | 2019-56200392 | |
| 31-12-2017 | micro format | 13-06-2018 | 2018-20000305 | |
| 31-12-2016 | micro format | 06-06-2017 | 2017-15300214 | |
| 31-12-2015 | full format | 27-07-2016 | 2016-35800567 |
Board & ownership
Directors
Owners and capital
Shareholders
- BULTOT Danny Fernand Robert Ghislain all shares
Network & group
CCB shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of CCB. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
29-04
Gazette deed
PurposeShareholding · Purpose change · Amendment of the articles6 points ▸
- BULTOT Danny Fernand Robert Ghislain holds all the shares
- General meeting, 25-04-2024
- Purpose change
- Amendment of the articles, “Article 3. Objet” (deed in French)
- Other provision, “régime matrimonial, communauté légale à défaut de contrat de mariage, non modifié à ce jour” (deed in French)
- Other provision, “droit d’écriture”, 100 (deed in French)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0845.258.592
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 52352B0436/00F000 | Wallonia | 1,355 m² | 1 · 176 m² | 9.6 m · 3 |
| 52011C0157/00R000 | Wallonia | 186 m² | 1 · 158 m² | 23.3 m · 7 |