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CC ARCHITECT

Active
Private limited companyfounded 20206 yrs activeHooimanstraat 103, 9112 Sint-Niklaas, BelgiumKBO/BCE: BE 0747.477.644
Summary

CC ARCHITECT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,377 and a net result of €8,069. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 9511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability79▼-21
Solvency79▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.19 against 11.81 in 2024; short-term debt: 45.5% and cash: 41.5% of total assets), and 45.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.5%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
56 d early
2024
36 d early
2023
37 d early
2022
34 d early
2021
27 d early
2020
26 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 May 2020, CC ARCHITECT was incorporated as a Private limited company.1 Total assets went from EUR 54,567 in 2020 to EUR 101,651 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€55,377▼ 37.4%
2024 · €88,484
Total assets
€101,651▲ 5.0%
2024 · €96,827
Net result
€8,069▼ 73.9%
2024 · €30,885
Working capital
€54,872▼ 36.9%
2024 · €87,010
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€37,323▼ 33.4%€37,623▲ 0.8%€6,292▼ 83.3%€39,329▲ 525%€10,783▼ 72.6%
Net result€29,613▼ 28.9%€27,638▼ 6.7%€4,416▼ 84.0%€30,885▲ 599%€8,069▼ 73.9%
Equity€77,178▲ 59.6%€104,016▲ 34.8%€58,432▼ 43.8%€88,484▲ 51.4%€55,377▼ 37.4%
Total assets€84,906▲ 55.6%€111,249▲ 31.0%€112,151▲ 0.8%€96,827▼ 13.7%€101,651▲ 5.0%
Debt€7,727▲ 24.6%€7,233▼ 6.4%€53,718▲ 643%€8,343▼ 84.5%€46,274▲ 455%
Working capital€69,659▲ 56.1%€99,034▲ 42.2%€55,415▼ 44.0%€87,010▲ 57.0%€54,872▼ 36.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000€40,000Operating result 2021: €37,323€37,323Net result 2021: €29,613€29,613Operating result 2022: €37,623€37,623Net result 2022: €27,638€27,638Operating result 2023: €6,292€6,292Net result 2023: €4,416€4,416Operating result 2024: €39,329€39,329Net result 2024: €30,885€30,885Operating result 2025: €10,783€10,783Net result 2025: €8,069€8,06920212022202320242025€0€10,000€20,000€30,000€40,000Operating result 2023: €6,292€6,290Net result 2023: €4,416€4,420Operating result 2024: €39,329€39,300Net result 2024: €30,885€30,900Operating result 2025: €10,783€10,800Net result 2025: €8,069€8,070202320242025
The operating result falls in 2025; 2025 is 73% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,651
Fixed assets €504 ▼ 71.5%
Current assets €101,147 ▲ 6.4%
Equity and liabilities €101,651
Equity €55,377 ▼ 37.4%
Debt €46,274 ▲ 455%
Debt's share of the balance-sheet total rises from 8.6% to 45.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,047▼
2024 · €40,602
Cash flow
€9,333▼
2024 · €32,158
Current ratio
2.19▼
2024 · 11.81
Debt to equity
0.84▲
2024 · 0.09
ROE
14.6%▼
2024 · 34.9%
ROA
7.9%▼
2024 · 31.9%
Interest coverage
103.69▼
2024 · 228.09
Debt ≤ 1 year
€46,274▲
2024 · €8,050
Income taxes
€2,598▼
2024 · €8,266
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€96,827€101,651▲
Fixed assets21/28€1,768€504▼
Tangible fixed assets22/27€1,768€504▼
Plant, machinery and equipment23€131€0▼
Furniture and vehicles24€840€216▼
Other tangible fixed assets26€797€289▼
Current assets29/58€95,059€101,147▲
Amounts receivable within one year40/41€424€8,256▲
Trade receivables40€0-
Other amounts receivable41€424€8,256▲
Current investments50/53-€50,000
Cash at bank and in hand54/58€93,912€42,155▼
Deferred charges and accrued income490/1€723€736▲
Equity and liabilities
Total equity and liabilities10/49€96,827€101,651▲
Equity10/15€88,484€55,377▼
Contributions10/11€7,500€7,500=
Reserves13€80,984€47,877▼
Distributable reserves133€80,984€47,877▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€8,343€46,274▲
Amounts payable within one year42/48€8,050€46,274▲
Current portion of amounts payable after more than one year42€75€0▼
Trade debts44€155€879▲
Suppliers440/4€155€879▲
Taxes, remuneration and social security45€6,470€3,625▼
Taxes450/3€3,582€897▼
Remuneration and social security454/9€2,888€2,728▼
Other amounts payable47/48€1,350€41,771▲
Accrued charges and deferred income492/3€294€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,273€1,264▼
Other operating charges640/8€735€867▲
Gross operating margin9900€41,337€12,914▼
Operating profit (loss)9901€39,329€10,783▼
Financial charges65/66B€178€116▼
Recurring financial charges65€178€116▼
Profit (loss) for the period before taxes9903€39,151€10,667▼
Income taxes67/77€8,266€2,598▼
Profit (loss) for the period9904€30,885€8,069▼
Profit (loss) for the period to be appropriated9905€30,885€8,069▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,885€8,069▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€41,176
Transfer to equity691/2€30,052€8,069▼
To other reserves6921€30,052€8,069▼
Profit to be distributed694/7€833€41,176▲
Return on contributions (dividend)694€833€41,176▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,544€2,860€1,963€1,273€1,264▼ 0.8%
Other operating charges640/8€667€629€771€735€867▲ 18.1%
Gross operating margin9900€40,534€41,112€9,026€41,337€12,914▼ 68.8%
Operating profit (loss)9901€37,323€37,623€6,292€39,329€10,783▼ 72.6%
Financial charges65/66B€0€48€48€178€116▼ 34.7%
Recurring financial charges65€0€48€48€178€116▼ 34.7%
Profit (loss) for the period before taxes9903€37,323€37,575€6,244€39,151€10,667▼ 72.8%
Income taxes67/77€7,709€9,938€1,828€8,266€2,598▼ 68.6%
Profit (loss) for the period9904€29,613€27,638€4,416€30,885€8,069▼ 73.9%
Profit (loss) for the period to be appropriated9905€29,613€27,638€4,416€30,885€8,069▼ 73.9%
Line20212022202320242025Change
Assets
Total assets20/58€84,906€111,249€112,151€96,827€101,651▲ 5.0%
Fixed assets21/28€7,864€5,004€3,041€1,768€504▼ 71.5%
Tangible fixed assets22/27€7,864€5,004€3,041€1,768€504▼ 71.5%
Plant, machinery and equipment23€733€411€271€131€0▼ 100%
Furniture and vehicles24€4,809€2,779€1,465€840€216▼ 74.3%
Other tangible fixed assets26€2,322€1,814€1,305€797€289▼ 63.8%
Current assets29/58€77,041€106,245€109,109€95,059€101,147▲ 6.4%
Amounts receivable within one year40/41€6,340€1,753€7,181€424€8,256▲ 1,845%
Trade receivables40€50-€976€0--
Other amounts receivable41€6,291€1,753€6,204€424€8,256▲ 1,845%
Current investments50/53----€50,000-
Cash at bank and in hand54/58€69,971€102,214€100,395€93,912€42,155▼ 55.1%
Deferred charges and accrued income490/1€730€2,278€1,533€723€736▲ 1.7%
Equity and liabilities
Total equity and liabilities10/49€84,906€111,249€112,151€96,827€101,651▲ 5.0%
Equity10/15€77,178€104,016€58,432€88,484€55,377▼ 37.4%
Contributions10/11€7,500€7,500€7,500€7,500€7,500=
Reserves13--€50,932€80,984€47,877▼ 40.9%
Distributable reserves133--€50,932€80,984€47,877▼ 40.9%
Profit (loss) carried forward14€69,678€96,516-€0€0-
Amounts payable17/49€7,727€7,233€53,718€8,343€46,274▲ 455%
Amounts payable within one year42/48€7,383€7,211€53,695€8,050€46,274▲ 475%
Current portion of amounts payable after more than one year42---€75€0▼ 100%
Trade debts44€312€1,671€0€155€879▲ 466%
Suppliers440/4€312€1,671€0€155€879▲ 466%
Taxes, remuneration and social security45€6,178€4,487€3,598€6,470€3,625▼ 44.0%
Taxes450/3€3,428€1,759€870€3,582€897▼ 75.0%
Remuneration and social security454/9€2,750€2,728€2,728€2,888€2,728▼ 5.5%
Other amounts payable47/48€893€1,053€50,096€1,350€41,771▲ 2,995%
Accrued charges and deferred income492/3€344€22€24€294€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€29,613€27,638€4,416€30,885€8,069▼ 73.9%
+ Depreciation and write-downs630€2,544€2,860€1,963€1,273€1,264▼ 0.8%
Operating cash flow (approximation)€32,157€30,498€6,379€32,158€9,333▼ 71.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€32,243-€1,819-€6,483-€51,757▼ 698%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 6current ratio 11.81
Current ratio from 2.03 to 11.81; short-term debt falls from €53,695 to €8,050.
24-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €4,416 ▼84%
Net result drops to €4,416, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100,000Eq €104,016 ▲34.8%
3 profitable years in a row build equity to €104,016.
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2020
seat establishment approximate The establishment unit on the map
Ground area
229 m²
Building footprint
441 m²
Parcel 46019B1435/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
CC ARCHITECT
Hooimanstraat 103, 9112 Sint-NiklaasActivities of building architects
since 20202.302.402.292
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46019B1435/00C000 Flanders 229 m² 1 · 440 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,252 companies in sector 71111 we hold annual accounts for 6,320. 5,385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects

Scores and ratios are computed by Checked and are not a credit decision.