Equity
€4.0m ▲ 12.0%
CBT INVEST has made a profit in every financial year since 2011.
CBT INVEST
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €502,897 (2012)
€188,622▲ 2.1%
Resultpeak €432,252 (2025)
€432,252▲ 44.5%
Equitypeak €4.8m (2015)
€4.0m▲ 12.0%
Debts
€2.2m▼ 8.5%
Staffpeak 0 FTE (2022)
-not published
Board3 names since 2021
2 directorsCLACO BV and 1 other
Owners
100%CG INVEST
Documentsfilings and deeds
09-04-2026113 days before the deadline
2025abbreviated format
Result from €299,085 to €432,252Equity from €3.6m to €4.0mInvestments €296,775Cash from €80,140 to €42,583
Key points
from the 2025 annual accountsResult
€432,252 ▲ 44.5%
The result rose in 2025 from €299,085 to €432,252.
Turnover
≈ €250,000 estimated
The abbreviated format states no turnover.
Investments
€305,145 3.4 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 10.3% higher than in 2024.
Filings
15 annual accounts since 2011
The 2019 accounts came 68 days late. The other nine of the last ten were filed on time.
Position in the sector
€432,252
Higher net result than 93% of companies in real estate. Sector median €10,001 · 11,262 companies.
Checked score
96
Excellent
Financially stronger than 64% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025highest value
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.34, cash €42,583
lowers risk
Size: total assets €6.2m
Figures for financial year 2025 (filed on 09-04-2026)
Founded in 2010
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 78% of them on solvency, 63% on liquidity, 40% on profitability and 74% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €380,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.34 (0.13 in 2024), below 1. Short-term debt is 4.7% and cash 0.7% of total assets. 35.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €4.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 days early
2024
104 days early
2023
139 days early
2022
111 days early
2021
96 days early
2020
22 days early
2019
68 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 74 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
CB
CLACO BV
Director, since 29-01-2021
PB
PEDALCO BV
Director, since 29-01-2021
- CG INVEST 100%score 92equity €1.7m (2025) · 2025 annual accounts of CG INVEST
Shares in 1 company, CHAUFFAGE DEVELTERE
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0832336709
Resignation: Anne Mieke Develtere (plaatsvervangende statutaire zaakvoerder)
General meeting of 01-12-2023 · Gazette deed
First establishment
Kachtemsestraat 290, Roeselare
Incorporation
published on 10-01-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| CBT INVEST Roeselare | €6.2m | €188,622 | 64.6% | - |
| GENI-INVEST De Panne | €6.9m | €174,492 | 51.7% | 0 |
| MALOU CONSULT Destelbergen | €5.9m | €194,445 | 81.8% | - |
| Woonconcept Freddy Versluys Oudenburg | €6.2m | €240,765 | 82.3% | - |
| ASIMO Heuvelland | €5.5m | €158,827 | 86.0% | - |
| Zinzo Wevelgem | €4.1m | €208,241 | 98.6% | - |
| DE KROMMEBEEK Menen | €4.5m | €194,462 | 48.1% | - |
These companies have the same main activity as CBT INVEST: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €4.1m and €6.9m, founded between 2005 and 2012.
Official details
Source: KBO- Status
- Active since 23-12-2010Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.243.742.3358800 Roeselare, since 01-01-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- Total assets
- €6.2m▲ 3.8%
- Filing
- Filed on 09-04-2026, 113 days before the end of the filing period
Insights on CBT INVEST
CBT INVEST files the abbreviated format. That format states no turnover. The gross margin rose from €168,371 in 2011 to €188,622 in 2025.
CG INVEST holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CBT INVEST
- What is the company number of CBT INVEST?
- The company number of CBT INVEST is 0832.336.709. The VAT number is the same number with BE in front: BE 0832.336.709.
- Where is CBT INVEST based?
- The registered office is at Kachtemsestraat 290, 8800 Roeselare.Company details
- What does CBT INVEST do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of CBT INVEST?
- CBT INVEST is a private limited company (BV).
- When was CBT INVEST founded?
- CBT INVEST was founded on 23-12-2010.
- Is CBT INVEST still active?
- Yes, CBT INVEST is an active enterprise in the KBO register.
- What is the turnover of CBT INVEST?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €188,622 and 37 comparable companies (NACE 68203). It probably lies between €200,000 and €400,000.Financials
- Is CBT INVEST profitable?
- In financial year 2025, CBT INVEST made a profit of €432,252.
- Where can I find the annual accounts of CBT INVEST?
- CBT INVEST filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CBT INVEST due?
- CBT INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.