CBServices
ActiveThe computed 12-month bankruptcy probability of CBServices is 1.7% (moderate). The 2025 annual accounts show equity of €11k and a net result of €26k. Equity is shrinking by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 11238 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency39▼-9
Growth32=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.79 in 2024; short-term debt: 86.4% and cash: 37.5% of total assets), and 86.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.6%
Return on assets
33.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
87 d early
2024
50 d early
2023
68 d early
2022
84 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 40.0%
2024 · €18k
2022: €34k
2023: €23k
2024: €18k
2022 → 2025
Total assets
€77k▲ 1.9%
2024 · €76k
2022: €108k
2023: €89k
2024: €76k
2022 → 2025
Net result
€26k▲ 113%
2024 · €12k
2022: €31k
2023: €5k
2024: €12k
2022 → 2025
Working capital
€-393▲ 96.4%
2024 · €-11k
2022: €-6k
2023: €-11k
2024: €-11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€23k▼ 31.8%€18k▼ 23.1%€11k▼ 40.0%
Operating result€42k-€12k▼ 72.7%€20k▲ 76.0%€36k▲ 77.6%
Net result€31k-€5k▼ 82.8%€12k▲ 129%€26k▲ 113%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 78% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€11k▼ 67.9%
Current assets
€67k▲ 58.5%
Equity and liabilities €77k
Equity
€11k▼ 40.0%
Debt
€67k▲ 14.4%
The debt ratio rises from 76.9% to 86.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▲
2024 · €44k
Cash flow
€50k▲
2024 · €36k
Solvency
13.6%▼
2024 · 23.1%
Current ratio
0.99▲
2024 · 0.79
Quick ratio
0.99▲
2024 · 0.79
Debt / equity
6.34▲
2024 · 3.33
ROE
246.0%▲
2024 · 69.5%
ROA
33.5%▲
2024 · 16.1%
Interest coverage
21.36▲
2024 · 10.28
Debt
€67k▲
2024 · €58k
Debt ≤ 1 year
€67k▲
2024 · €53k
Income taxes
€9k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€77k▲
Fixed assets21/28€34k€11k▼
Tangible fixed assets22/27€34k€11k▼
Furniture and vehicles24€34k€11k▼
Current assets29/58€42k€67k▲
Amounts receivable within one year40/41€14k€36k▲
Trade receivables40-€3k
Other amounts receivable41€14k€33k▲
Cash at bank and in hand54/58€28k€29k▲
Deferred charges and accrued income490/1€758€2k▲
Equity and liabilities
Total equity and liabilities10/49€76k€77k▲
Equity10/15€18k€11k▼
Contributions10/11€3k€3k=
Reserves13€15k€5k▼
Distributable reserves133€15k€5k▼
Profit (loss) carried forward14€84€3k▲
Amounts payable17/49€58k€67k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€53k€67k▲
Current portion of amounts payable after more than one year42€16k€5k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€13k€26k▲
Taxes450/3€13k€26k▲
Other amounts payable47/48€18k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€48k€65k▲
Operating profit (loss)9901€20k€36k▲
Financial income75/76B€758€1k▲
Recurring financial income75€758€1k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€17k€35k▲
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€12k€26k▲
Profit (loss) for the period to be appropriated9905€12k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€26k▲
Profit (loss) brought forward from the previous period14P€371€84▼
Transfer from equity791/2€5k€10k▲
Profit to be distributed694/7€18k€33k▲
Return on contributions (dividend)694€18k€33k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼82.8%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mont 165330 AssesseGround area
784 m²
Building footprint
174 m²
Volume, LiDAR
863 m³
Parcel 92080C0193/00P000, Wallonia · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CBServices srl
since 20222.329.743.129
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92080C0193/00P000 | Wallonia | 784 m² | 1 · 174 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FINSOL
BE 0555.881.759
Kontich · Eq €11k
TPB-construct
BE 0652.914.819
Tessenderlo-Ham · Eq €11k
STRETCH
BE 0675.875.709
Beveren-Kruibeke-Zwijndrecht · Eq €10k
LHONNEUX DECORATION
BE 0879.633.018
Waremme · Eq €11k
PAINT @ BVBA
BE 0509.945.232
Gingelom · Eq €11k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:cyprien.bodart@belisol.com
Phone:+32473983790