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CBPNEU

Active
Private limited companyfounded 20214 yrs activeHeldenlaan 31, 1160 Oudergem, BelgiumKBO/BCE: BE 0779.417.467
Summary

The computed 12-month bankruptcy probability of CBPNEU is 3.9% (moderate). The 2025 annual accounts show equity of €237,928 and a net result of €85,987. Equity is growing by ~33% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activity not known1 site
How big
€326,915total assets 2025
Equity
€237,928
Profit
€85,987
Turnover not published (abridged schema)
Financially healthy?
77 Excellent Checked score 2025
Bankruptcy chance 12 m
3.9%
Who decides
Accounts 144 d early0 of 1 deed read
Why 77- Limited track record- No NACE activity registered- Higher-failure-rate region+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity ample (current ratio 3.24 against 12.38 in 2024; short-term debt: 27.2% and cash: 71.1% of total assets), and 27.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
72.8%
Return on assets
26.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-03-2026, 144 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
144 d early
2024
23 d early
2023
22 d early
2022
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 54 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2022net €89,956 ▲23.4%

Financials

Fiscal year 2025Total assets €326,915Profit €85,987Solvency 72.8%Liquidity 3.24
Total assets
€326,915▲ 28.3%
2022 - 2025
Net result
€85,987▼ 4.4%
2022 - 2025
Equity
€237,928=
2022 - 2025
Solvency
72.8%▼ 20.6pp
2022 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years4 fiscal years
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€90,979-€92,470▲ 1.6%€115,371▲ 24.8%€110,081▼ 4.6%
Net result€72,076-€72,896▲ 1.1%€89,956▲ 23.4%€85,987▼ 4.4%
Equity€75,076-€147,972▲ 97.1%€237,928▲ 60.8%€237,928=
Total assets€143,110-€200,853▲ 40.3%€254,827▲ 26.9%€326,915▲ 28.3%
Debt€68,034-€52,882▼ 22.3%€16,900▼ 68.0%€88,987▲ 427%
Working capital€15,299-€95,357▲ 523%€192,250▲ 102%€198,928▲ 3.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2022: €90,979€90,979Net result 2022: €72,076€72,076Operating result 2023: €92,470€92,470Net result 2023: €72,896€72,896Operating result 2024: €115,371€115,371Net result 2024: €89,956€89,956Operating result 2025: €110,081€110,081Net result 2025: €85,987€85,9872022202320242025€0€50,000€100,000Operating result 2023: €92,470€92,500Net result 2023: €72,896€72,900Operating result 2024: €115,371€115,000Net result 2024: €89,956€90,000Operating result 2025: €110,081€110,000Net result 2025: €85,987€86,000202320242025
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326,915
Fixed assets €39,000 ▼ 14.6%
Current assets €287,915 ▲ 37.7%
Equity and liabilities €326,915
Equity €237,928 =
Debt €88,987 ▲ 427%
Debt's share of the balance-sheet total rises from 6.6% to 27.2%. Debt is higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€116,758▼
2024 · €122,309
Cash flow
€92,664▼
2024 · €96,893
Current ratio
3.24▼
2024 · 12.38
Debt to equity
0.37▲
2024 · 0.07
ROE
36.1%▼
2024 · 37.8%
ROA
26.3%▼
2024 · 35.3%
Interest coverage
647.83▲
2024 · 512.10
Debt ≤ 1 year
€88,987▲
2024 · €16,900
Income taxes
€23,915▼
2024 · €25,187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€254,827€326,915▲
Fixed assets21/28€45,677€39,000▼
Intangible fixed assets21€45,500€39,000▼
Tangible fixed assets22/27€177-
Plant, machinery and equipment23€177-
Current assets29/58€209,150€287,915▲
Amounts receivable within one year40/41€813€3,072▲
Other amounts receivable41€813€3,072▲
Cash at bank and in hand54/58€154,103€232,460▲
Deferred charges and accrued income490/1€54,234€52,383▼
Equity and liabilities
Total equity and liabilities10/49€254,827€326,915▲
Equity10/15€237,928€237,928=
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€234,928€234,928=
Amounts payable17/49€16,900€88,987▲
Amounts payable within one year42/48€16,900€88,987▲
Trade debts44€1,287€510▼
Suppliers440/4€1,287€510▼
Taxes, remuneration and social security45€2,490€15,388▲
Taxes450/3-€12,898
Remuneration and social security454/9€2,490€2,490=
Other amounts payable47/48€13,123€73,089▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,937€6,677▼
Other operating charges640/8€549€182▼
Gross operating margin9900€122,858€116,940▼
Operating profit (loss)9901€115,371€110,081▼
Financial income75/76B€11€1▼
Recurring financial income75€11€1▼
Financial charges65/66B€239€180▼
Recurring financial charges65€239€180▼
Profit (loss) for the period before taxes9903€115,143€109,902▼
Income taxes67/77€25,187€23,915▼
Profit (loss) for the period9904€89,956€85,987▼
Profit (loss) for the period to be appropriated9905€89,956€85,987▼
Appropriation of the result
Profit (loss) to be appropriated9906€234,928€320,915▲
Profit (loss) brought forward from the previous period14P€144,972€234,928▲
Profit to be distributed694/7-€85,987
Return on contributions (dividend)694-€85,987

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,760€7,162€6,937€6,677▼ 3.8%
Other operating charges640/8€277€699€549€182▼ 66.9%
Gross operating margin9900€98,016€100,331€122,858€116,940▼ 4.8%
Operating profit (loss)9901€90,979€92,470€115,371€110,081▼ 4.6%
Financial income75/76B-€4€11€1▼ 90.5%
Recurring financial income75-€4€11€1▼ 90.5%
Financial charges65/66B€16€0€239€180▼ 24.5%
Recurring financial charges65€16€0€239€180▼ 24.5%
Profit (loss) for the period before taxes9903€90,962€92,474€115,143€109,902▼ 4.6%
Income taxes67/77€18,886€19,579€25,187€23,915▼ 5.1%
Profit (loss) for the period9904€72,076€72,896€89,956€85,987▼ 4.4%
Profit (loss) for the period to be appropriated9905€72,076€72,896€89,956€85,987▼ 4.4%
Line2022202320242025Change
Assets
Total assets20/58€143,110€200,853€254,827€326,915▲ 28.3%
Fixed assets21/28€59,777€52,615€45,677€39,000▼ 14.6%
Intangible fixed assets21€58,500€52,000€45,500€39,000▼ 14.3%
Tangible fixed assets22/27€1,277€615€177--
Plant, machinery and equipment23€1,277€615€177--
Current assets29/58€83,333€148,239€209,150€287,915▲ 37.7%
Amounts receivable within one year40/41€2,114€421€813€3,072▲ 278%
Other amounts receivable41€2,114€421€813€3,072▲ 278%
Cash at bank and in hand54/58€40,346€103,045€154,103€232,460▲ 50.8%
Deferred charges and accrued income490/1€40,873€44,773€54,234€52,383▼ 3.4%
Equity and liabilities
Total equity and liabilities10/49€143,110€200,853€254,827€326,915▲ 28.3%
Equity10/15€75,076€147,972€237,928€237,928=
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14€72,076€144,972€234,928€234,928=
Amounts payable17/49€68,034€52,882€16,900€88,987▲ 427%
Amounts payable within one year42/48€68,034€52,882€16,900€88,987▲ 427%
Trade debts44€1,664€1,397€1,287€510▼ 60.4%
Suppliers440/4€1,664€1,397€1,287€510▼ 60.4%
Taxes, remuneration and social security45€2,490€2,490€2,490€15,388▲ 518%
Taxes450/3---€12,898-
Remuneration and social security454/9€2,490€2,490€2,490€2,490=
Other amounts payable47/48€63,879€48,994€13,123€73,089▲ 457%
Line2022202320242025Change
Profit (loss) for the period9904€72,076€72,896€89,956€85,987▼ 4.4%
+ Depreciation and write-downs630€6,760€7,162€6,937€6,677▼ 3.8%
Operating cash flow (approximation)€78,836€80,058€96,893€92,664▼ 4.4%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash-€62,699€51,059€78,357▲ 53.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline

9 eventsLatest 09-03-2026Next filing 31-07-2027

History

On 28 December 2021, CBPNEU was incorporated as a Private limited company.1 Total assets went from €143,110 in 2022 to €326,915 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €89,956 ▲23.4%
Operating result €115,371, net result €89,956, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 12.38
Current ratio from 2.80 to 12.38; short-term debt falls from €52,882 to €16,900.
31-12
Financial Equity above €200,000Eq €237,928 ▲60.8%
3 profitable years in a row build equity to €237,928.
09-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity doublescurrent ratio 2.80
Current ratio from 1.22 to 2.80; short-term debt falls from €68,034 to €52,882.
31-12
Financial Equity above €100,000Eq €147,972 ▲97.1%
2 profitable years in a row build equity to €147,972.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 28-12-2021Year ends 31-12Peppol not found1 site

Register details

Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
371 m²
Building footprint
81 m²
Volume, LiDAR
660 m³
Parcel 21332E0033/00H066, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Heldenlaan 31, 1160 Oudergem
Specialist medical practice
since 2021unit no. 2.327.365.045
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21332E0033/00H066 Brussels 371 m² 1 · 81 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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