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CBM

Active Private limited companyfounded 2011active for 15 yearsLiersesteenweg 136, 3130 BegijnendijkKBO/BCE: BE 0835.900.963

Overview

Lifetime

14 annual accounts with figures on one time axis
peak €77,379 (2019)
€52,109▲ 6.8%
lowest -€129,966 (2017)
€3,578▼ 56.3%
peak €53,585 (2025)
€53,585▲ 7.2%
€971,668▲ 48.4%
peak 0 FTE (2024)
-not published
Board4 names since 2013
2 directors and 1 other
Documentsfilings and deeds
24-03-202637 days before the deadline
2025micro format
Result from €8,178 to €3,578Debts from €654,890 to €971,668Investments €542,472Cash from €161,605 to €17,150

Key points

from the 2025 annual accounts

Equity

€53,585 ▲ 7.2%

CBM has made a profit without a break since 2018.

Turnover

≈ €160,000 estimated

The accounts state no turnover.

Debts

€971,668 95% of the balance sheet
Financial debts 45%Suppliers 0%Taxes and wages 0%Other 55%

Of this, €537,099 falls due within a year.

Investments

€542,472 14.4 × depreciation
202120232025

Green is investment, beige is depreciation. Land and buildings stand 112.3% higher than in 2024.

Liquidity

0.13 was 1.60 in 2024

Short-term debts rose from €159,776 to €537,099.

Filings

14 annual accounts since 2012
deadline201520202025

The last five annual accounts were filed 2 to 37 days before the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,449 companies had the same profile as CBM has now. Each dot stands for 4 companies, two years later.

95.7%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,449 companies, not a prediction for CBM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0835900963
Changes of role: (director) and (director) “De kleinhandel in motorvoertuigen en onderdelen; De uitbating van garages, het verhuren en herstellen van…” (deed in Dutch) · Director discharge: · Director discharge: · Gazette deed
Resignation: (manager) Director discharge: (manager) · General meeting of 31-03-2016 · Gazette deed
Incorporation published on 03-05-2011 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
CBM Begijnendijk €1.0m €52,109 5.2% -
ALL WINDOORS Tienen €0.7m €77,128 49.1% -
S GROUP CONSTRUCT Molenbeek-Saint-Jean €1.1m €42,929 19.8% -
R D RACING Olne €0.9m €99,301 39.5% -
NIAGARA GROUP Evere €0.7m €92,405 53.6% -
SOBELTAX LOCATION NAMUR Namur €0.8m €94,526 11.8% -
Rail4Rent Immo Pelt €0.6m €46,958 51.0% -

These companies have the same main activity as CBM: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €586,000 and €1.1m, founded between 2005 and 2014.

Official details

Source: KBO
Status
Active since 29-04-2011Normal situation
Activity
Renting and leasing of cars and light motor vehiclesNACE 77110and 3 others
Establishment unit
2.200.259.9083130 Begijnendijk, since 29-04-2011
Financial year end
30 September
Peppol
Reachable since 05-11-2025
Company details

Annual accounts to 30-09-2025

€52,109▲ 6.8%
€3,578▼ 56.3%
€53,585▲ 7.2%
€1.0m▲ 45.4%
Filing
Filed on 24-03-2026, 37 days before the end of the filing period
Financials

Insights on CBM

CBM files the micro format. That format states no turnover. The gross margin rose from €6,570 in 2012 to €52,109 in 2025.

The balance sheet grew most in 2014 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 24-03-2026, 37 days before the deadline
€52,109
▲ 6.8%
€10,087
▼ 37.6%
€3,578
▼ 56.3%
-€466,397
▼ €561,828
5.2%
▼ 1.9 percentage points
0.13
▼ 1.47

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €160,000. Estimated: probably between €100,000 and €270,000.

Balance sheet

balance sheet total €1.0m on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

5.2%

Higher than 28% of 2,055 companies in 2025.

0.13

Higher than 9% of 1,955 companies in 2025.

0.3%

Higher than 39% of 1,978 companies in 2025.

CBM Middle half of the sector 80% of the sector Micro accounts in rental and leasing (NACE 77)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012
Balance sheet: assets
20/58 1.0m704,897486,957574,578632,985610,933617,366619,617612,376818,000616,462732,71715,78420,037
21/28 954,552449,690478,233505,405533,823529,171554,301579,431604,561780,725600,026613,64211,65616,318
22/27 954,552449,690478,233505,405533,823529,171554,301579,431604,561780,725600,026613,64211,65616,318
22 954,552449,690478,233505,405533,823529,171554,301579,431604,561780,725599,864613,157--
23 ----------1624852,5593,583
24 ------------9,09712,736
29/58 70,702255,2078,72469,17499,16281,76263,06540,1867,81537,27516,436119,0754,1283,719
40/41 53,55143,60218035,13850,31950,23456,6866,6293069,3072,86444,67403
40 7,00041,960----6,5006,500-9,000-42,500--
41 46,5511,64218035,13850,31950,23450,1861293063072,8642,17403
50/53 050,000------------
54/58 17,150161,6058,54434,03548,84331,5276,37933,5577,50927,96813,57274,4014,1273,716
Balance sheet: equity and liabilities
10/49 1.0m704,897486,957574,578632,985610,933617,366619,617612,376818,000616,462732,71715,78420,037
10/15 53,58550,00841,82922,1286,298-16,321-50,571-90,153-125,2784,6885,6677,5577,2058,436
10/11 10,00010,00010,00010,00010,00010,00010,00010,00010,00010,00010,00010,00010,00010,000
100 ------18,60018,60018,60018,60018,60018,60018,60018,600
101 ------8,6008,6008,6008,6008,6008,6008,6008,600
13 11,7568,178------------
133 11,7568,178------------
14 31,82931,82931,82912,128-3,702-26,321-60,571-100,153-135,278-5,312-4,333-2,443-2,795-1,564
17/49 971,668654,890445,128552,451626,687627,254667,938709,769737,654813,312610,795725,1608,57911,601
17 434,570495,114283,454311,222538,429542,897565,650587,938609,769690,213501,812518,7325,3918,432
170/4 434,570495,114283,454311,222538,429542,897565,650587,938609,769690,213501,812518,7325,3918,432
42/48 537,099159,776161,674241,22888,25884,357102,288121,831127,885123,099108,983201,4283,1883,170
42 44,89128,34027,76827,20726,65822,75322,28821,83121,38517,59916,92016,2683,0402,902
44 1,208435-720-4----2,06385,160--
440/4 1,208435-720-4----2,06385,160--
46 --------6,5005,500----
45 1,0001,0003,9063,3011,6001,600------148267
450/3 -03,9062,3011,2001,200------148267
454/9 1,0001,000-1,000400400--------
47/48 490,000130,000130,000210,00060,00060,00080,000100,000100,000100,00090,000100,000--
492/3 -----------5,000--
Income statement
76A -----------2,255--
9900 52,10948,79965,74158,93963,40971,82477,37976,64469,56569,50460,47515,6254,0236,570
630 37,61128,54328,42228,41828,22825,13025,13025,13025,13050,47539,84912,6634,6626,994
640/8 4,4114,0953,4843,2553,1773,1532,9235,9213,1683862,211280127327
66A --------151,034-----
9901 10,08716,16133,83627,26632,00443,54149,32745,593-109,76718,64318,4152,683-767-751
75/76B 1,0672,080-------5-38117
75 1,0672,080-------5-38117
65/66B 7,2196,2467,2288,7229,3869,2919,74510,46720,20019,62620,3054,624466830
65 7,2196,2467,2288,7229,3869,2919,74510,46720,20019,62620,3054,624466830
9903 3,93511,99526,60718,54422,61934,25039,58135,125-129,966-978-1,891353-1,231-1,564
67/77 3583,8176,9062,714----------
9904 3,5788,17819,70215,83022,61934,25039,58135,125-129,966-978-1,891353-1,231-1,564
9905 3,5788,17819,70215,83022,61934,25039,58135,125-129,966-978-1,891353-1,231-1,564
Appropriation of the result
9906 35,40740,00831,82912,128-3,702-26,321-60,571-100,153-135,278-5,312-4,333-2,443-2,795-1,564
14P 31,82931,82912,128-3,702-26,321---------
691/2 3,5788,178------------
6921 3,5788,178------------
Social balance sheet
9087 -0------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 24-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 24-03-2026 2026-00060369 PDF
30-09-2024 abbreviated format 28-04-2025 2025-00077570 PDF
30-09-2023 micro format 08-04-2024 2024-00058977 PDF
30-09-2022 micro format 14-04-2023 2023-00059014 PDF
30-09-2021 micro format 21-04-2022 2022-20005408 PDF
30-09-2020 abbreviated format 30-04-2021 2021-12300545 PDF
30-09-2019 abbreviated format 24-04-2020 2020-09800100 PDF
30-09-2018 abbreviated format 15-03-2019 2019-07100206 PDF
30-09-2017 abbreviated format 08-03-2018 2018-06500428 PDF
30-09-2016 abbreviated format 27-03-2017 2017-07500276 PDF
30-09-2015 abbreviated format 17-03-2016 2016-06600352 PDF
30-09-2014 abbreviated format 27-03-2015 2015-07700345 PDF
30-09-2013 abbreviated format 28-03-2014 2014-07800141 PDF
30-09-2012 abbreviated format 29-03-2013 2013-07900453 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012
47,69844,70462,25755,68460,23368,67174,45670,723-84,63769,11858,26415,3453,8966,243
41,18836,72148,12344,24850,84759,38064,71160,255-104,83649,49737,95913,0153,4315,430
542,47201,250032,880000-151,034231,17426,233625,496023,312
-144,455153,061-25,491-14,80817,31625,148-27,17826,048-20,45914,396-60,82970,274411-
-466,39795,431-152,950-172,05510,904-2,596-39,222-81,646-120,070-85,824-92,548-82,353940549
5.2%7.1%8.6%3.9%1.0%-2.7%-8.2%-14.5%-20.5%0.6%0.9%1.0%45.6%42.1%
0.131.600.050.291.120.970.620.330.060.300.150.591.291.17
18.1313.1010.6424.9799.51------95.961.191.38
6.7%16.4%47.1%71.5%359.2%-----20.9%-33.4%4.7%-17.1%-18.5%
0.3%1.2%4.0%2.8%3.6%5.6%6.4%5.7%-21.2%-0.1%-0.3%0.0%-7.8%-7.8%
6.617.168.616.386.42---------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-202230-09-2021
Tangible fixed assets€542,472-€1,250-€32,880
€37,611€28,543€28,422€28,418€28,228

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on CBM

The operating result for 2025 is 38% lower than in 2024 and the lowest since 2017. It is the second fall in a row.

Debt's share of the balance-sheet total rises from 92.9% to 94.8%. Equity and debt are higher.

Board & ownership

Board

2 directors, last change in 2022
Director (not named in the articles)
appointed by deed of 29-11-2022 term without a fixed end
earlier manager, until 29-11-2022
listed in the 2025 annual accounts, filed on 24-03-2026
Director
listed in the 2025 annual accounts, filed on 24-03-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Two directors jointly
deed of 29-11-2022

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today

Director

Director (not named in the articles)

Director (not named in the articles)

Manager
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
    • Director, from 01-09-2013 to date
    • Director (not named in the articles), since before 30-09-2021
    • Manager, until 29-11-2022
    • Director (not named in the articles), appointed by deed of 29-11-2022, no longer listed in the 2025 annual accounts
    • Manager, until 26-04-2016

See the board, name and registered office on a given date →

Control

Capital

Contribution
€10,000
Source
deed of 29-11-2022

Articles of association

deed of 29-11-2022 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of March at 20:00

Network & group

No group

CBM has no parent and no holdings in its annual accounts. CBM shares no director with another company.

At the same address

Liersesteenweg 136, 3130 Begijnendijk · 2 other companies
CRAUWELS BANDEN
registered office since 04-05-2004 · founded in 2004
7 FTE (2025)
0865.097.567
CRAUWELS - CBM
registered office since 01-03-2015
founded in 2015
0598.816.533

Timeline

Timeline

24 events since 2011

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 37 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0835900963
Annual accounts 2024 filed PDFabbreviated format · 2 days before the deadline
2024
Liquidity more than 29 times current ratio 1.60 The current ratio rises from 0.05 to 1.60. Short-term debt falls from €161,674 to €159,776.
Annual accounts 2023 filed PDFmicro format · 22 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 16 days before the deadline
2022
Changes of role: (director) and (director)“De kleinhandel in motorvoertuigen en onderdelen; De uitbating van garages, het verhuren en herstellen van…” (deed in Dutch) · Director discharge: · Director discharge: 8 points ▸
  • 186 shares
  • Director resignation, (manager)
  • Director resignation, (manager)
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • Director discharge,
  • Director discharge,
  • Registered office clause, Liersesteenweg 136
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 9 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · on the deadline day
2020
Annual accounts 2019 filed PDFabbreviated format · 6 days before the deadline
2019
Highest result from 2012 to 2025 net €39,581 ▲12.7% The operating result of €49,327 and the net result of €39,581 are both a record.
Annual accounts 2018 filed PDFabbreviated format · 46 days before the deadline
2018
Back to profit net €35,125 The net result is €35,125, after 3 loss-making years.
Annual accounts 2017 filed PDFabbreviated format · 53 days before the deadline
2017
Weakest financial year net -€129,966 The net result drops to -€129,966, the lowest from 2012 to 2025. It recovers the following year.
Annual accounts 2016 filed PDFabbreviated format · 34 days before the deadline
2016
Resignation: (manager)Director discharge: (manager) · General meeting of 31-03-20163 points ▸
  • General meeting, 31-03-2016
  • Director resignation, (manager)
  • Director discharge, (manager)

Open the deed in the Belgian Official Gazette

Annual accounts 2015 filed PDFabbreviated format · 44 days before the deadline
2015
Annual accounts 2014 filed PDFabbreviated format · 34 days before the deadline
2014
Back to profit net €353 The net result is €353, after 2 loss-making years.
Annual accounts 2013 filed PDFabbreviated format · 33 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 32 days before the deadline
2011
Incorporation PDFpublished on 03-05-2011
First establishment Liersesteenweg 136, Begijnendijk

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CBM was incorporated on 29 April 2011.1 Total assets rose from €617,366 in 2019 to €1.0m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0835.900.963
VAT number
BE 0835.900.963
Peppol ID
0208:0835900963
Other Peppol ID
9925:BE0835900963
Legal form
Private limited company
Status
Active, normal situation
Founded
29-04-2011
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of March at 20:00
deed of 29-11-2022 (in Dutch)
Peppol
Reachable since 05-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CBM in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 29-11-2022 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 29-11-2022 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
77110 Renting of cars main activity
77120 Rental and leasing activities
77291 Rental and leasing activities
77310 Rental and leasing activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“De kleinhandel in motorvoertuigen en onderdelen; De uitbating van garages, het verhuren en herstellen van motorvoertuigen en hun koetswerk…”
8 activities
  1. De kleinhandel in motorvoertuigen en onderdelen;
  2. De uitbating van garages, het verhuren en herstellen van motorvoertuigen en hun koetswerk;
  3. Het verhuren van auto's, auto-onderdelen, aanhangwagens, alle soorten voertuigen, en alle soorten machines en gereedschappen;
  4. De aankoop- en verkoop, herstellen, monteren, verhuren van alle mogelijke accessoires met betrekking tot rollend materieel en dit in het bijzonder van velgen, uitlaten, batterijen, remblokken, trekhaken, enz.
  5. Groot- en kleinhandel, de import en export van banden en accessoires voor alle types van rollend materieel alsook het monteren. uitlijnen en herstellen van banden en dit in de meest ruime zin van het woord;
  6. Het opwekken, opslaan en verkopen van elektriciteit en allerhande overige nutsvoorzieningen, al dan niet via eigen laadpalen, als ook aanleg van parkeervoorzieningen in het kader daarvan.
  7. Het aanhouden van participaties en bestuurdersfuncties in andere ondernemingen;
  8. Het aankopen, verkopen. ruilen, opschikken, uitrusten, valoriseren, verdelen, verkavelen, bouwen, omvormen, hypothekeren, huren, verhuren, zelfs voor meer dan negen jaar, verwezenlijken van alle onroerende goederen, het nemen en afstaan van optierechten voor het kopen van onroerende goederen of immobiliënmaatschappijen, de expertise, agentuur, inzake onroerende goederen van alle aard, al dan niet gemeubeld enlof zakelijke rechten, alsmede het in eigen beheer nemen en exploiteren van onroerende goederen en de uitvoering van dienstverleningscontracten. De vennootschap handelt voor eigen rekening, in consignatie, in commissie, als tussenpersoon of als vertegenwoordiger.
deed of 29-11-2022 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Liersesteenweg 136 registered office 3130 Begijnendijk 29-04-2011 2.200.259.908

Buildings and parcels at the address

Ground area
1,625 m²
Buildings
614 m²
Volume, LiDAR
2,410 m³
Tallest building
7.2 m
Buildings to scale, each on its own parcel
614 m², 7.2 m 614 m², 7.2 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
24007B0173/00R0021,625 m² 1 · 614 m² 7.2 m · 1