CBL CHASSIS
Open bankruptcyA bankruptcy procedure is open for CBL CHASSIS according to publications in the Belgian State Gazette; curator: THOMAS VINCART.
Summary
The 2024 annual accounts show equity of €15,887 and a net result of -€22,329.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 8 December 2025
- Supervising judge
- Daniel Vendramin
- Official Gazette
- 12-12-2025 (pdf) ↗search the document for 2025/151852
Deadlines
- Provisional date payments stopped
- 8 December 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 27 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 7 January 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 4 February 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 8 December 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Thomas VincartRue Tumelaire 43, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 08/12/2025thomas.vincart@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 36386 sector peers (2024).
NBB · sector comparisonPosition among 36386 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
on the day
2022
18 d late
2021
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Joinery installation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€380,493▲ 42.3%
2023 · €267,327
EBIT margin
-5.5%▼ 6.0pp
2023 · 0.5%
Net result
-€22,329
2023 · €4
Working capital
€15,572▼ 52.8%
2023 · €32,964
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Turnover€619,953-€404,904▼ 34.7%€267,327▼ 34.0%€380,493▲ 42.3%
Operating result€61,018--€8,214€1,350-€20,842
Net result€44,172above the sector's middle half--€6,959below the sector's middle half€4below the sector's middle half-€22,329below the sector's middle half
EBIT margin9.8%--2.0%▼ 11.9pp0.5%▲ 2.5pp-5.5%▼ 6.0pp
Equity€45,172within the sector's middle half-€38,212within the sector's middle half▼ 15.4%€38,216within the sector's middle half=€15,887below the sector's middle half▼ 58.4%
Total assets€149,062within the sector's middle half-€125,915within the sector's middle half▼ 15.5%€111,281within the sector's middle half▼ 11.6%€70,175within the sector's middle half▼ 36.9%
Debt€103,890-€87,703▼ 15.6%€73,065▼ 16.7%€54,288▼ 25.7%
Working capital€76,910within the sector's middle half-€33,824within the sector's middle half▼ 56.0%€32,964within the sector's middle half▼ 2.5%€15,572within the sector's middle half▼ 52.8%
Solvency30.3%within the sector's middle half-30.3%within the sector's middle half=34.3%within the sector's middle half▲ 4.0pp22.6%below the sector's middle half▼ 11.7pp
Current ratio2.12within the sector's middle half-1.77within the sector's middle half▼ 0.351.76within the sector's middle half▼ 0.011.29within the sector's middle half▼ 0.48
Return on assets (ROA)29.6%above the sector's middle half--5.5%below the sector's middle half▼ 35.2pp0.0%below the sector's middle half▲ 5.5pp-31.8%below the sector's middle half▼ 31.8pp
Staff (FTE)2.5-1.51.5=
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €20,842 after €1,350 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €70,175
Fixed assets
€315 ▼ 99.1%
Current assets
€69,860 ▼ 8.3%
Equity and liabilities €70,175
Equity
€15,887 ▼ 58.4%
Debt
€54,288 ▼ 25.7%
Debt's share of the balance-sheet total rises from 65.7% to 77.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€20,842▼
2023 · €14,347
Cash flow
-€22,329▼
2023 · €13,001
Quick ratio
1.16▼
2023 · 1.60
Debt to equity
3.42▲
2023 · 1.91
ROE
-140.5%▼
2023 · 0.0%
Interest coverage
-13.99▼
2023 · 10.33
Debt ≤ 1 year
€54,288▲
2023 · €43,204
Staff costs
€72,748▲
2023 · €60,255
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Turnover70 | €619,953 | €404,904 | €267,327 | €380,493 | ▲ 42.3% |
| Goods, raw materials, services and sundry goods60/61 | €462,612 | €333,707 | €198,671 | €327,303 | ▲ 64.7% |
| Remuneration, social security and pensions62 | €125,931 | €78,146 | €60,255 | €72,748 | ▲ 20.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,667 | €12,190 | €12,997 | €0 | ▼ 100% |
| Other operating charges640/8 | €2,829 | €2,037 | €1,338 | €1,283 | ▼ 4.1% |
| Gross operating margin9900 | €191,445 | €84,158 | €75,940 | €53,190 | ▼ 30.0% |
| Operating profit (loss)9901 | €61,018 | -€8,214 | €1,350 | -€20,842 | ▼ 1,644% |
| Financial income75/76B | €66 | €10 | €42 | €2 | ▼ 94.3% |
| Recurring financial income75 | €66 | €10 | €42 | €2 | ▼ 94.3% |
| Financial charges65/66B | €367 | €2,052 | €1,388 | €1,489 | ▲ 7.3% |
| Recurring financial charges65 | €367 | €2,052 | €1,388 | €1,489 | ▲ 7.3% |
| Profit (loss) for the period before taxes9903 | €60,716 | -€10,256 | €4 | -€22,329 | ▼ 592,372% |
| Income taxes67/77 | €16,545 | -€3,297 | - | - | - |
| Profit (loss) for the period9904 | €44,172 | -€6,959 | €4 | -€22,329 | ▼ 592,372% |
| Profit (loss) for the period to be appropriated9905 | €44,172 | -€6,959 | €4 | -€22,329 | ▼ 592,372% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €149,062 | €125,915 | €111,281 | €70,175 | ▼ 36.9% |
| Fixed assets21/28 | €3,649 | €48,111 | €35,114 | €315 | ▼ 99.1% |
| Tangible fixed assets22/27 | €3,334 | €47,796 | €34,798 | €0 | ▼ 100% |
| Furniture and vehicles24 | €3,334 | €47,796 | €34,798 | €0 | ▼ 100% |
| Financial fixed assets28 | €315 | €315 | €315 | €315 | = |
| Current assets29/58 | €145,413 | €77,804 | €76,167 | €69,860 | ▼ 8.3% |
| Stocks and contracts in progress3 | - | - | €6,950 | €6,950 | = |
| Stocks30/36 | - | - | €6,950 | €6,950 | = |
| Amounts receivable within one year40/41 | €69,473 | €45,265 | €46,773 | €44,670 | ▼ 4.5% |
| Trade receivables40 | €64,250 | €43,977 | €43,964 | €37,220 | ▼ 15.3% |
| Other amounts receivable41 | €5,223 | €1,288 | €2,809 | €7,450 | ▲ 165% |
| Cash at bank and in hand54/58 | €75,940 | €32,201 | €20,171 | €17,404 | ▼ 13.7% |
| Deferred charges and accrued income490/1 | - | €338 | €2,274 | €837 | ▼ 63.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €149,062 | €125,915 | €111,281 | €70,175 | ▼ 36.9% |
| Equity10/15 | €45,172 | €38,212 | €38,216 | €15,887 | ▼ 58.4% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €44,172 | €37,212 | €37,216 | €14,887 | ▼ 60.0% |
| Amounts payable17/49 | €103,890 | €87,703 | €73,065 | €54,288 | ▼ 25.7% |
| Amounts payable after more than one year17 | - | €43,723 | €29,861 | - | - |
| Financial debts170/4 | - | €43,723 | €29,861 | - | - |
| Amounts payable within one year42/48 | €68,503 | €43,980 | €43,204 | €54,288 | ▲ 25.7% |
| Current portion of amounts payable after more than one year42 | - | €15,953 | €13,862 | - | - |
| Trade debts44 | €8,142 | €16,106 | €16,878 | €39,999 | ▲ 137% |
| Suppliers440/4 | €8,142 | €16,106 | €16,878 | €39,999 | ▲ 137% |
| Advances received on contracts in progress46 | €31,902 | - | - | - | - |
| Taxes, remuneration and social security45 | €28,459 | €11,921 | €12,464 | €14,289 | ▲ 14.6% |
| Taxes450/3 | €17,471 | €21 | €1,784 | €786 | ▼ 55.9% |
| Remuneration and social security454/9 | €10,988 | €11,900 | €10,680 | €13,503 | ▲ 26.4% |
| Accrued charges and deferred income492/3 | €35,388 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,172 | -€6,959 | €4 | -€22,329 | ▼ 592,372% |
| + Depreciation and write-downs630 | €1,667 | €12,190 | €12,997 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €45,838 | €5,231 | €13,001 | -€22,329 | ▼ 272% |
| Investment in fixed assets (approximation) | - | -€56,652 | €0 | €34,798 | - |
| Change in cash | - | -€43,739 | -€12,030 | -€2,767 | ▲ 77.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-12
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 08-12-2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€22,329
Net result drops to -€22,329, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4
Net result €4 after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2020
Ground area
1,703 m²
Building footprint
829 m²
Volume, LiDAR
4,447 m³
Parcel 52006B0120/00W000, Wallonia · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CBL CHASSIS
since 20202.304.662.986
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52006B0120/00W000 | Wallonia | 1,703 m² | 1 · 829 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THOMAS VINCART RUE TUMELAIRE 43, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 08/12/2025 |
08-12-2025 → present |
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,139. 5,681 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43343Specialised construction activities
Contact
E-mail
info@cbl-chassis.be
Phone
+32495927219
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.